ASHOKAN CHERPU

ASHOKAN CHERPU Professional

About ASHOKAN CHERPU

Professional insurance advisor with years of experience helping families and businesses secure their future through tailored insurance solutions.

📍 Address:
INSURANCE ADVISER CHERPU,Thrissur ,kerala

📧 Email: ashokancherpu@gmail.com

📱 Mob: 9744110972

📱 Mob: 9447546300

Our Insurance Services

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MDRT Qualifier

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1000+ Clients

Star Health Premium Calculator

Instant Star Health premium estimate

Official Star Health advisory • No spam

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New India Portal Office

New India New India Asha Kiran Policy

Asha Kiran

Affordable health insurance for economically weaker sections providing basic hospitalization cover.

🏥 Hospitalisation Cover
💰 Low Premium
🩺 Pre & Post Hospitalisation Expenses
💉 Daycare Procedures Coverage
👨‍👩‍👧‍👦 Family Floater Option
⚡ Cashless Hospital Network
Optional add-ons include maternity benefits, critical illness cover, and personal accident cover.
💬 Enquire on WhatsApp

New India New India Mediclaim Policy

Mediclaim

Comprehensive coverage for hospitalization expenses, surgeries, and medical treatments.

🛏️ Room Rent
👨‍⚕️ Doctor Fees
💊 Surgery & Treatment
🩺 Pre & Post Hospitalisation
⚡ Cashless Hospital Network
👨‍👩‍👧‍👦 Family Floater
Optional add-ons include critical illness cover, maternity benefits, and personal accident cover.
💬 Enquire on WhatsApp

New India New India Floater Mediclaim Policy

Floater Mediclaim

Single sum insured covering entire family under one policy.

👨‍👩‍👧 Family Cover
📄 One Policy
🩺 Pre & Post Hospitalisation
💊 Surgery & Daycare
⚡ Cashless Network
💰 Affordable Premium
Optional add-ons include maternity benefits, critical illness cover, and personal accident cover.
💬 Enquire on WhatsApp

NI Two Wheeler Insurance

Two Wheeler

Two Wheeler Insurance provides complete financial protection for your bike or scooter.

🛡️ Comprehensive & Third-Party Cover
⚡ Instant Policy Issuance
🚨 Accident, Theft & Fire Coverage
⚖️ Third-Party Legal Liability
👤 Owner-Driver Personal Accident Cover
🏆 No Claim Bonus up to 50%
Optional add-ons include Zero Depreciation cover, Engine Protection, Roadside Assistance, and Return to Invoice benefits.
💬 Enquire on WhatsApp

New India New India Sixty Plus Mediclaim Policy

Sixty Plus Mediclaim

Health insurance specially designed for senior citizens aged 60 years and above.

👴 Senior Citizen
🏥 Medical Cover
💊 Surgery & Treatment
🩺 Pre & Post Hospitalisation
⚡ Cashless Network
💰 Affordable Premium
Optional add-ons include critical illness cover, personal accident cover, and top-up plans.
💬 Enquire on WhatsApp

New India Arogya Sanjeevani Policy

Arogya Sanjeevani

IRDAI mandated standard health insurance with affordable premiums.

📜 Standard Policy
💊 Treatment Cover
🩺 Pre & Post Hospitalisation
💰 Affordable Premium
⚡ Cashless Network
👨‍👩‍👧 Family Floater
Optional add-ons include maternity benefits, critical illness cover, and personal accident cover.
💬 Enquire on WhatsApp

New India Private Car Package Policy

Car Insurance

Comprehensive motor insurance covering own damage, third-party liability, and personal accident for private cars.

🚗 Own Damage Cover
⚖️ Third-Party Liability
👤 Personal Accident Cover
⚡ Instant Policy Issuance
🏆 No Claim Bonus
🛠️ Optional Add-ons
Optional add-ons include zero depreciation, engine protection, roadside assistance, and return to invoice benefits.
💬 Enquire on WhatsApp

New India Private Car Liability Only Policy

Car Liability Only

Mandatory policy covering third-party injury, death, and property damage for private cars.

⚖️ Legal Liability
📜 Mandatory Cover
👤 Owner-Driver PA Cover
⚡ Instant Policy Issuance
🏆 No Claim Bonus
🛠️ Optional Add-ons
Optional add-ons include personal accident cover, zero depreciation, and roadside assistance.
💬 Enquire on WhatsApp

New India Two Wheeler Package Policy

Two Wheeler Insurance

Comprehensive insurance covering own damage, third-party liability, and personal accident for two wheelers.

🛵 Own Damage
⚖️ Third Party
👤 Personal Accident
⚡ Instant Policy
🏆 No Claim Bonus
🛠️ Optional Add-ons
Optional add-ons include zero depreciation, engine protection, roadside assistance, and return to invoice benefits.
💬 Enquire on WhatsApp

New India Two Wheeler Liability Only Policy

Two Wheeler Liability

Mandatory policy covering third-party injury, death, and property damage for two wheelers.

⚖️ Legal Cover
📜 Mandatory
👤 Owner-Driver PA Cover
⚡ Instant Policy
🏆 No Claim Bonus
🛠️ Optional Add-ons
Optional add-ons include personal accident cover, zero depreciation, and roadside assistance.
💬 Enquire on WhatsApp

New India Commercial Vehicle Package Policy

Commercial Vehicle Insurance

Comprehensive coverage for commercial vehicles including own damage and third-party liability.

🚚 Commercial Cover
⚖️ Third Party
👤 Personal Accident
⚡ Instant Policy
🏆 No Claim Bonus
🛠️ Optional Add-ons
Optional add-ons include zero depreciation, roadside assistance, and engine protection.
💬 Enquire on WhatsApp

New India Pay As You Drive Policy

Pay As You Drive

Usage-based motor insurance where premium depends on kilometers driven.

📊 Usage Based
💰 Cost Saving
⚡ Instant Policy
👤 Personal Accident
🏆 No Claim Bonus
🛠️ Optional Add-ons
Optional add-ons include zero depreciation, roadside assistance, and engine protection.
💬 Enquire on WhatsApp
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New India Standalone Own Damage Policy

Own Damage Policy

Covers damage to your vehicle without third-party liability.

🚗 Own Damage
🔧 Repair Cover
⚡ Instant Policy
🏆 No Claim Bonus
🛠️ Optional Add-ons
👤 Owner-Driver PA Cover
Optional add-ons include zero depreciation, roadside assistance, and engine protection.
💬 Enquire on WhatsApp

New India Compulsory Personal Accident Cover

Personal Accident Cover

Mandatory personal accident cover for owner-driver providing death and disability benefits.

👤 Owner Driver
🛡️ Accident Cover
⚡ Instant Policy
🏆 No Claim Bonus
🛠️ Optional Add-ons
📄 Mandatory by Law
Provides death and permanent disability benefits to the owner-driver.
💬 Enquire on WhatsApp

New India New India Overseas Mediclaim Policy

Overseas Mediclaim

Provides medical and emergency coverage for Indians travelling abroad.

🌍 Overseas Medical Cover
🚑 Emergency Evacuation
🏥 Hospitalization
⚡ Instant Policy
💰 Affordable Premiums
🛠️ Optional Add-ons
Optional add-ons include medical evacuation and repatriation coverage.
💬 Enquire on WhatsApp

New India Student’s Travel Insurance

Student Travel Insurance

Specially designed for students studying abroad, covering medical expenses, accidents, study interruption, and sponsor protection.

🎓 Student Medical Cover
📚 Study Interruption
🛡️ Accident & Emergency Cover
💰 Affordable Premium
🛠️ Optional Add-ons
📄 Sponsor Protection
Provides coverage for medical emergencies, accidents, study interruptions, and sponsor protection.
💬 Enquire on WhatsApp

New India Suhana Safar (Domestic Travel) Policy

Domestic Travel Insurance

Domestic travel insurance covering accidents, medical emergencies, baggage loss, and travel-related risks within India.

🧳 Baggage Protection
🚑 Medical Emergency
⚡ Instant Policy
🛡️ Accident & Travel Risk
💰 Affordable Premiums
🛠️ Optional Add-ons
Provides coverage for medical emergencies, accidents, and baggage loss within India.
💬 Enquire on WhatsApp

New India New India Bharat Flexi Griha Raksha Policy

Griha Raksha

Comprehensive home insurance providing protection to building, household contents, and valuables against fire and allied perils.

🏠 Home Structure Cover
🔥 Fire & Allied Perils
💎 Household Contents Cover
🛡️ Valuables Protection
⚡ Instant Policy
🛠️ Optional Add-ons
Covers building, contents, and valuables against fire and allied perils.
💬 Enquire on WhatsApp

New India New India Griha Suvidha Policy

Griha Suvidha

A flexible home insurance policy covering building, contents, burglary, and liability risks.

🏠 Home & Contents
🔐 Burglary Cover
💎 Valuables Cover
⚖️ Liability Cover
⚡ Instant Policy
🛠️ Optional Add-ons
Provides coverage for home structure, contents, burglary, and liability.
💬 Enquire on WhatsApp

New India Householder's Policy

Householder Policy

Package policy covering house structure, contents, personal accident, and public liability.

📦 Package Policy
🛡️ Liability Cover
🏠 Home Structure & Contents
👤 Personal Accident Cover
⚡ Instant Policy
🛠️ Optional Add-ons
Covers home structure, contents, personal accident, and public liability.
💬 Enquire on WhatsApp

New India Personal Accident Policy

Personal Accident

Provides financial compensation in case of accidental death or permanent disability.

🧍 Accident Cover
🛡️ Disability Benefit
💬 Enquire on WhatsApp

New India Janata Personal Accident Policy

Janata Personal Accident

Low-cost personal accident insurance designed for workers and individuals.

💰 Affordable Premium
🧍 Accident Benefit
💬 Enquire on WhatsApp

New India Rasta Apatti Kavach Policy

Rasta Apatti Kavach

Accident insurance providing coverage for pedestrians and road users.

🚶 Road Accident
🛡️ Personal Safety
💬 Enquire on WhatsApp

New India Office Protection Shield

Office Protection

Insurance package covering office assets, equipment, fire, burglary, and liability.

🏢 Office Assets
🔥 Fire & Burglary
💬 Enquire on WhatsApp

New India Shopkeeper's Policy

Shopkeeper Insurance

Package policy covering shop building, stock, fire, burglary, and liability risks.

🏪 Shop Assets
🔐 Burglary Cover
💬 Enquire on WhatsApp

New India MyCyber Insurance

Cyber Insurance

Provides protection against cyber fraud, online financial loss, and data theft.

💻 Cyber Fraud
🔐 Data Protection
💬 Enquire on WhatsApp

United India Insurance – Products We Undertake

✔ Health Insurance Plans
  • Individual & Family Floater Mediclaim
  • Arogya Sanjeevani Policy
  • Senior Citizen Health Insurance
  • Top-Up & Super Top-Up Plans
✔ Motor Insurance
  • Private Car Insurance
  • Two Wheeler Insurance
  • Commercial Vehicle Insurance
  • Standalone OD & Liability Policies
✔ Personal & Accident Insurance
  • Personal Accident Policy
  • Janata Personal Accident Policy
  • Children & Group Accident Covers
✔ Home & Property Insurance
  • Home Insurance (Fire & Burglary)
  • Householder’s Insurance
  • Shop & Office Insurance
✔ Travel Insurance
  • Overseas Travel Insurance
  • Student Travel Insurance
  • Domestic Travel Policies
✔ Business & Liability Insurance
  • Fire & Industrial Insurance
  • Marine & Transit Insurance
  • Liability & Cyber Insurance
💬 Enquire United India Policies on WhatsApp

Life Insurance (LIC)

LIC Jeevan Utsav (Plan 871)

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LIC New Endowment Plan (914)

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LIC New Jeevan Anand (915)

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LIC Jeevan Lakshya (933)

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LIC Jeevan Tarun (934)

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LIC Amritbaal (874)

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LIC’s New Jeevan Amar (955)

Features:

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LIC’s SIIP (852)

Features:

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LIC’s Nivesh Plus (849)

Features:

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LIC’s Index Plus (873)

Features:

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LIC’s Bhagya Lakshmi

Features:

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LIC’s New Jeevan Mangal

Features:

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Health Insurance

Super Star Flexi Policy

Star Health Super Star Flexi is a highly customizable health insurance plan.

💬 WhatsApp Enquiry

Star Health Assure Policy

Star Health Assure is a comprehensive health insurance plan.

💬 WhatsApp Enquiry

Star Comprehensive Insurance Policy

A complete family floater health plan.

💬 WhatsApp Enquiry

Family Health Optima Plan

Family floater health insurance plan.

💬 WhatsApp Enquiry

Senior Citizens Red Carpet Policy

Health insurance for senior citizens.

💬 WhatsApp Enquiry

Diabetes Safe Insurance Policy

Insurance for diabetics.

💬 WhatsApp Enquiry

Star Women Care Insurance Policy

Insurance for women.

💬 WhatsApp Enquiry

Star Hospital Cash Insurance Policy

Daily hospital cash benefit.

💬 WhatsApp Enquiry

Star Health Premier Insurance Policy

Comprehensive health plan for families and individuals.

💬 WhatsApp Enquiry

Medi Classic Insurance Policy

Affordable family floater plan.

💬 WhatsApp Enquiry

Star Health Gain Insurance Policy

Health coverage with savings benefits.

💬 WhatsApp Enquiry

Smart Health Pro

Flexible individual & family health plan.

💬 WhatsApp Enquiry

Star Cancer Care Platinum Policy

Comprehensive cancer insurance.

💬 WhatsApp Enquiry

Star Special Care / Gold Policy

Premium health insurance with critical illness cover.

💬 WhatsApp Enquiry

Critical Illness Multipay Policy

Multiple payouts for critical illnesses.

💬 WhatsApp Enquiry

Super Surplus / Top-up Policy

High coverage at low premium post deductible.

💬 WhatsApp Enquiry

Care Health Insurance Care Supreme

Care Supreme Health Insurance

Care Supreme is a high-value comprehensive health insurance plan.

Key Features

Benefits

💬 WhatsApp Enquiry

Care Health Insurance Ultimate Care

Ultimate Care Health Insurance

Ultimate Care is a unique MoneyBack health insurance plan.

Key Features

Benefits

💬 WhatsApp Enquiry

Care Health Insurance Care Advantage

Care Advantage Health Insurance

Care Advantage offers massive health coverage up to ₹6 Crores.

Key Features

Benefits

💬 WhatsApp Enquiry

Care Health Insurance Care Freedom

Care Freedom Health Insurance

Care Freedom is designed for people with Diabetes and High BP.

Key Features

Benefits

💬 WhatsApp Enquiry

Care Health Insurance Care Heart

Care Heart Health Insurance

Care Heart is designed for people with heart-related ailments.

Key Features

Benefits

💬 WhatsApp Enquiry

Care Health Insurance Care Joy

Care Joy Maternity Health Insurance

Care Joy is designed for maternity and newborn care.

Key Features

Benefits

💬 WhatsApp Enquiry

Care Health Insurance Senior Health Advantage

Senior Health Advantage Health Insurance

Senior Health Advantage is designed for senior citizens aged 60+.

Key Features

Benefits

💬 WhatsApp Enquiry

Care Health Insurance Care Plus

Care Plus Youth Health Insurance

Care Plus is designed to help young adults start early with health insurance.

Key Features

Benefits

💬 WhatsApp Enquiry

Care Health Insurance Enhance

Enhance Super Top-up Health Insurance

Enhance helps you increase coverage at a lower cost.

Key Features

Benefits

💬 WhatsApp Enquiry

Care Health Insurance Care Assure

Care Assure Critical Illness Insurance

Care Assure provides financial support during critical illnesses.

Key Features

Benefits

💬 WhatsApp Enquiry

We Undertake New India Assurance Health Policy Servicing

New India Mediclaim Policy

A standard individual health insurance plan.

WhatsApp Enquiry

New India Floater Mediclaim Policy

A family floater plan covering multiple members under a single sum insured.

WhatsApp Enquiry

New India Premier Mediclaim Policy

A high-end plan with premium benefits and higher sum insured options.

WhatsApp Enquiry

New India Flexi Floater Mediclaim Policy

A flexible version of the floater plan with customizable options.

WhatsApp Enquiry

New India Asha Kiran Policy

A plan specifically designed for families with a girl child.

WhatsApp Enquiry

Yuva Bharat Health Policy

Tailored for young adults (up to 45 years) with multiple variants (Base, Gold, Platinum).

WhatsApp Enquiry

Mutual Funds

Invest smart with industry leading AMCs

SBI Mutual Fund

History: One of India’s oldest and largest mutual fund companies, established in 1987 as a joint venture between SBI and Amundi.

Past Performance: Consistently top AUM, flagship funds include SBI Large Cap, SBI Small Cap, and SBI Consumption Opportunities.

Future Prospects: IPO planned in 2026, strong retail network and brand trust to support growth.

WhatsApp Enquiry

Kotak Mutual Fund

History: Part of Kotak Mahindra Bank, established in 1998, growing through innovative products and retail engagement.

Past Performance: AUM ~₹4.78 lakh crore, strong equity and debt fund performance.

Future Prospects: Expanding international and thematic offerings, increasing SIP adoption.

WhatsApp Enquiry

HDFC Mutual Fund

History: Established in 1999 in partnership with Abrdn (formerly Standard Life), one of India’s most trusted AMCs.

Past Performance: Among top 3 MF houses, wide range of equity, debt, hybrid, ELSS, and index funds.

Future Prospects: Strong retail trust and proven track record for SIP and long-term investing.

WhatsApp Enquiry

Aditya Birla Sun Life Mutual Fund

History: Founded in 1994, a joint venture between Aditya Birla Capital and Sun Life India AMC.

Past Performance: Strong long-term returns across equity and hybrid funds; flagship Balanced Advantage Fund performed exceptionally well.

Future Prospects: Diversified schemes and digital adoption will drive future growth.

WhatsApp Enquiry

Axis Mutual Fund

History: Launched in 2009 as the asset management arm of Axis Bank.

Past Performance: Steadily increasing AUM, known for ELSS, index, and hybrid funds.

Future Prospects: Rising mutual fund awareness and tax-saving investing will drive growth.

WhatsApp Enquiry

Kotak Mahindra Mutual Fund

History: Established in 1998 as part of Kotak Mahindra Group, one of India’s leading financial institutions.

Past Performance: Strong and consistent performance across equity, debt, hybrid, and tax-saving ELSS funds.

Future Prospects: Focus on long-term wealth creation, digital investing platforms, and investor-centric fund strategies.

WhatsApp Enquiry