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JANARDHANAN K T

JANARDHANAN K T

Health Insurance Advsior

Contact Details

Address

Chamravattom, Triprangode, Kerala 676102

Email ID

janarthan82@gmail.com

Mobile

+91 8129023992

Location

View on Google Maps

Highlights & Achievements

Top Sales Performer

Consistently recognized for excellence in health insurance sales.

Claims Specialist

Assisted over 1000+ families with seamless claim processing.

Secure Your Future

Health insurance is not just a policy; it's a shield for your family's hard-earned savings. We offer tailored plans from Star Health that cover everything from minor treatments to major surgeries.

Why Health Insurance?

Medical emergencies can deplete a lifetime's savings in days. Health insurance ensures you get high-quality treatment without financial ruin.

Why Star Health Insurance?

  • India's 1st Standalone Health Insurance Company.
  • Cashless Facility in 14,000+ Network Hospitals.
  • In-house Claim Settlement Team.

Our Products

STAR SUPER STAR (FLEXI)

Description: A newly launched, highly customizable and “limitless” health insurance plan from Star Health with unlimited restoration and a unique premium lock feature.

Flexi Variants: Essential (budget-friendly), Preferred (urban families), Secure (HNI & advanced coverage).
Freeze Your Age: Premium locked at entry age until first claim (up to age 50).
Unlimited Restoration: 100% refill of Sum Insured unlimited times per year.
Room Rent: Single private room / No cap (Preferred & Secure).
Loyalty Bonus: Sum Insured increases by 100% every renewal (Secure variant).
Quick Shield (Optional): PED waiting reduced to 30 days.
Coverage Includes: Cashless hospitalization, ICU, modern treatments, AYUSH, pre & post hospitalization.
Eligibility: Adults: 18+ years | Children: 91 days – 25 years
WHATSAPP ENQUIRY
STAR HEALTH ASSURE

Description: Star Health Assure is a comprehensive health insurance plan offering high sum insured options, unlimited restoration benefits, and extensive coverage for modern medical needs.

Unlimited Automatic Restoration: Sum Insured restored unlimited times in a year.
High Coverage Options: Sum Insured from ₹5 Lakhs up to ₹2 Crores.
No Room Rent Cap: Any room including ICU without restrictions.
Modern Treatments Covered: Robotic surgery, stem cell therapy, advanced procedures.
Consumables Covered: Gloves, masks, syringes, and other hospital consumables.
Pre & Post Hospitalization: 60 days before & 180 days after hospitalization.
Coverage Includes: Cashless treatment, ICU, daycare, AYUSH, domiciliary care.
Eligibility: Adults: 18–75 years | Children: 91 days onwards.
WHATSAPP ENQUIRY
STAR HEALTH WOMEN’S CARE

Description: Star Health Women’s Care is a specialized health insurance plan designed exclusively for women, covering maternity, newborn care, assisted reproduction, and women-specific health needs.

Maternity Coverage: Normal & Caesarean delivery expenses covered.
Newborn Baby Cover: Medical expenses covered from day one.
Assisted Reproduction: IVF, IUI, and other fertility treatments covered.
Women-Specific Illnesses: PCOD, endometriosis, fibroids, breast conditions.
No Room Rent Limit: Any room including ICU.
Pre & Post Hospitalization: 60 days before & 180 days after.
Additional Benefits: AYUSH, daycare procedures, domiciliary treatment.
Eligibility: Women aged 18–75 years.
WHATSAPP ENQUIRY
STAR HEALTH SENIOR CITIZEN RED CARPET

Description: Star Health Senior Citizen Red Carpet is a specially designed health insurance plan for senior citizens, offering coverage for pre-existing diseases and age-related medical needs.

No Pre-Policy Medical Tests: No medical check-up required before policy issuance.
Pre-Existing Disease Cover: Covered after a waiting period.
Coverage for Age-Related Illnesses: Includes hypertension, diabetes, cardiac issues.
No Room Rent Capping: Any room including ICU allowed.
Pre & Post Hospitalization: 30 days before & 60 days after hospitalization.
Daycare & Domiciliary Treatment: Covered as per policy terms.
Cashless Facility: Wide network of hospitals across India.
Eligibility: Senior citizens aged 60 years and above.
WHATSAPP ENQUIRY
STAR HEALTH COMPREHENSIVE

Description: Star Health Comprehensive is an all-in-one health insurance plan for individuals and families, offering wide coverage, restoration benefits, and protection against modern medical expenses.

Wide Coverage: Covers hospitalization, ICU, daycare, and modern treatments.
Automatic Restoration: Sum insured restores once in a policy year.
No Room Rent Capping: Any room including ICU allowed.
Modern Treatments Covered: Robotic surgery, advanced therapies.
Consumables Cover: Hospital consumables included.
Pre & Post Hospitalization: 60 days before & 180 days after.
Additional Benefits: AYUSH, domiciliary care, organ donor expenses.
Eligibility: Individuals & families from 18 years onwards (children from 91 days).
WHATSAPP ENQUIRY
STAR HEALTH FAMILY HEALTH OPTIMA

Description: Star Health Family Health Optima is a family floater health insurance plan that provides comprehensive coverage for the entire family under a single sum insured.

Family Floater Cover: One sum insured for the whole family.
Wide Hospitalization Coverage: In-patient, ICU, and daycare treatments.
Automatic Restoration Benefit: Sum insured restores once in a policy year.
No Room Rent Capping: Any room including ICU is allowed.
Pre & Post Hospitalization: 60 days before & 180 days after hospitalization.
Modern Treatments Covered: Advanced medical procedures included.
Additional Benefits: AYUSH treatment and domiciliary care.
Eligibility: Individuals & families from 18 years onwards (children from 91 days).
WHATSAPP ENQUIRY
STAR HEALTH SMART HEALTH PRO

Description: Star Health Smart Health Pro is a cost-effective health insurance plan offering essential medical coverage with valuable benefits for individuals and families.

Affordable Premium: Budget-friendly plan with essential health coverage.
Hospitalization Cover: In-patient treatment including ICU expenses.
Daycare Procedures: Covers listed daycare treatments.
Room Rent Limit: Coverage as per policy terms.
Pre & Post Hospitalization: 30 days before & 60 days after.
AYUSH Coverage: Alternative treatments included.
Cashless Facility: Network hospitals across India.
Eligibility: Individuals & families from 18 years onwards (children from 91 days).
WHATSAPP ENQUIRY
STAR HEALTH DIABETES SAFE

Description: Star Health Diabetes Safe is a specialized health insurance plan designed for individuals with diabetes, offering coverage for diabetes and related complications.

Diabetes Cover: Specifically designed for Type 1 & Type 2 diabetes patients.
No Waiting Period for Diabetes: Immediate coverage for diabetes-related treatments.
Coverage for Complications: Kidney, heart, nerve, and eye complications covered.
Hospitalization Cover: In-patient treatment including ICU expenses.
Pre & Post Hospitalization: 30 days before & 60 days after hospitalization.
Daycare Procedures: Listed daycare treatments covered.
Cashless Facility: Network hospitals across India.
Eligibility: Individuals aged 18–65 years with diabetes.
WHATSAPP ENQUIRY
STAR HEALTH SUPER SURPLUS (INDIVIDUAL / FLOATER)

Description: Star Health Super Surplus is a high-sum insured health insurance plan available on Individual and Family Floater basis, providing extended medical coverage at an affordable premium.

High Sum Insured: Coverage starts beyond the deductible amount.
Individual / Floater Option: Choose coverage for self or entire family.
Hospitalization Cover: In-patient treatment including ICU expenses.
Daycare Procedures: Listed daycare treatments covered.
Pre & Post Hospitalization: 60 days before & 90 days after hospitalization.
AYUSH Coverage: Ayurveda, Yoga, Unani, Siddha & Homeopathy included.
Cashless Facility: Treatment at network hospitals across India.
Eligibility: Adults from 18 years & children from 91 days onwards.
WHATSAPP ENQUIRY
STAR HEALTH HOSPITAL CASH INSURANCE

Description: Star Health Hospital Cash Insurance is a specialized health insurance plan that provides a fixed daily cash benefit for each day of hospitalization.

Daily Cash: Fixed cash benefit for each day of hospitalization.
Hospitalization Cover: Includes in-patient treatment and ICU expenses.
Pre & Post Hospitalization: 15 days before & 30 days after hospitalization.
Daycare Procedures: Coverage for listed daycare treatments.
AYUSH Coverage: Ayurveda, Yoga, Unani, Siddha & Homeopathy included.
Cashless Facility: Available at network hospitals across India.
Additional Benefits: Consideration for surgery and related treatments.
Eligibility: Available for adults aged 18 years and above.
WHATSAPP ENQUIRY
STAR HEALTH OUT PATIENT CARE INSURANCE

Description: Star Health Out Patient Care Insurance is a health insurance plan that provides coverage for medical expenses incurred on days when treatment is received without hospitalization.

Out Patient Cover: Covers medical expenses incurred without hospital admission.
Doctor Consultations: Includes consultations and clinic visits under the plan.
Diagnostic Expenses: Includes laboratory tests and imaging procedures.
AYUSH Coverage: Ayurveda, Yoga, Unani, Siddha & Homeopathy treatments included.
Cashless Facility: Available at network out patient clinics across India.
Medical Equipment: Includes treatment equipment under plan coverage.
Additional Benefits: Includes domiciliary care and regular health check-ups.
Eligibility: Available for adults aged 18 years and above; children from 91 days onwards.
WHATSAPP ENQUIRY

It’s Always Good to Earn a Little Extra Income!

Who doesn’t like a little extra income? From managing monthly expenses and house EMIs to securing children’s education, from dream cars to dream vacations — everything becomes easier with an additional source of income.

What better idea than taking up a Star Health Agency — a flexible, performance-based opportunity with excellent earning potential.

Get Your Star Health Agency Today

Work at Your Convenience

  • ✔ Add value to people’s lives
  • ✔ Flexible working hours
  • ✔ Earn handsome income

One Job, Many Rewards

Star Health agency can be taken up even by already employed professionals as it is a very flexible part-time job. Home makers, retired individuals, and freshers can also take it up.

Performance-Based Profession

The more business you bring in, the more rewards and income you earn.

The Job – Simple & Meaningful

Every individual has financial goals, and Star Health has a policy for every requirement. Your role is to help people choose the right policy for their needs.

Three Simple Steps to Success

  1. Understand Star Health policies through expert training.
  2. Advise clients and help complete the policy process.
  3. Earn commission on policy issuance and renewals.

This means for one-time work, you continue earning for years through renewal commissions.

Dual Career Means Double Prosperity

Individuals from various backgrounds have joined Star Health as part-time agents and are now earning a strong second income.

Registration & Training

  • ✔ Register online through this website
  • ✔ Document & fee collection by Star Health representative
  • ✔ Training by Star Health experts with study materials
  • ✔ Appear for IRDAI exam conducted by NSEIT
  • ✔ Pass mark: 17/50 (MCQ, no negative marking)
  • ✔ Agency awarded by Branch Manager

You are now ready to start your business and earn handsome commissions!

Ready to Begin Your Journey?