Star Health Logo
Rajesh Kumar PM

JAYAKUMAR M

Sales Manager

Contact Details

Address

1st Floor R K Building, Opp Chittur Kavu,
Chittur, Palakkad - 678101

Email ID

jayakumar.m@starinsurance.in

Mobile

+91 9946282928

9+ Years Industry Experience

Nearly a decade of trusted expertise in health & general insurance solutions.

2000+ Happy Customers

Serving individuals & families across India with long-term insurance protection.

Strong Claim Settlement Support

End-to-end assistance ensuring fast, smooth & stress-free claim settlements.

Large Network of Expert Agents

Backed by a strong team of professional insurance advisors for faster service.

Secure Your Future

Health insurance is not just a policy; it's a shield for your family's hard-earned savings. We offer tailored plans from Star Health that cover everything from minor treatments to major surgeries.

Join My Team

Are you looking for a secondary income source or a full-time career in insurance? As aSales Manager, I provide professional training and support to help you build your own agency.

Why Health Insurance?

Medical emergencies can deplete a lifetime's savings in days. Health insurance ensures you get high-quality treatment without financial ruin.

Why Star Health Insurance?

  • India's 1st Standalone Health Insurance Company.
  • Cashless Facility in 14,000+ Network Hospitals.
  • In-house Claim Settlement Team.
  • Direct Claim Settlement
  • 16000+ Net work hospitals
  • Best products in Industry Like Cancer care ,Cardiac Care,Aoutism and HIV Special Policies

Our Products

Normal Insurance Plan

A simple and affordable insurance plan designed for basic financial protection and peace of mind.

STAR SUPER STAR (FLEXI)

Description: A newly launched, highly customizable and “limitless” health insurance plan from Star Health with unlimited restoration and a unique premium lock feature.

Flexi Variants: Essential (budget-friendly), Preferred (urban families), Secure (HNI & advanced coverage).
Freeze Your Age: Premium locked at entry age until first claim (up to age 50).
Unlimited Restoration: 100% refill of Sum Insured unlimited times per year.
Room Rent: Single private room / No cap (Preferred & Secure).
Loyalty Bonus: Sum Insured increases by 100% every renewal (Secure variant).
Quick Shield (Optional): PED waiting reduced to 30 days.
Coverage Includes: Cashless hospitalization, ICU, modern treatments, AYUSH, pre & post hospitalization.
Eligibility: Adults: 18+ years | Children: 91 days – 25 years
WHATSAPP ENQUIRY
STAR SUPER STAR (FLEXI) – ESSENTIAL

Description: Budget-friendly variant designed for first-time buyers and young families, offering strong core coverage with flexible options.

Affordable premium with essential health coverage
Unlimited restoration of Sum Insured
Shared / single private room (as per policy terms)
Cashless hospitalization across Star network
Pre & post hospitalization expenses covered
AYUSH & modern treatments included
Eligibility: Adults 18+ | Children 91 days onwards
WHATSAPP ENQUIRY
STAR SUPER STAR (FLEXI) – PREFERRED

Description: Ideal for urban families seeking enhanced benefits, no room rent restrictions, and higher flexibility.

No room rent capping – single private room
Unlimited restoration of Sum Insured
Freeze Your Age – premium locked until first claim
Higher limits for modern & advanced treatments
Cashless hospitalization & ICU cover
Optional Quick Shield (reduced PED waiting)
Pre & post hospitalization expenses covered
WHATSAPP ENQUIRY
STAR SUPER STAR (FLEXI) – SECURE

Description: Premium variant designed for HNI customers, offering maximum coverage, loyalty bonus, and advanced protection.

No room rent limit – any room including suite
Unlimited restoration – multiple claims per year
Loyalty Bonus: 100% Sum Insured increase every renewal
Freeze Your Age benefit (up to age 50)
Optional Quick Shield – PED waiting reduced to 30 days
Highest limits for ICU & modern treatments
Comprehensive pre & post hospitalization cover
WHATSAPP ENQUIRY
STAR SUPER STAR CLASSIC

Description: Star Super Star Classic is a balanced health insurance plan offering comprehensive coverage with essential benefits at an affordable premium.

Family floater option with wide sum insured choices
Hospitalization coverage including ICU & daycare treatments
Restoration of sum insured as per policy terms
Room rent as per policy limits
Pre & post hospitalization expenses covered
AYUSH and modern treatments included
Eligibility: Adults from 18 years | Children from 91 days
WHATSAPP ENQUIRY
AROGYA SANJEEVANI POLICY
Arogya Sanjeevani Health Insurance

Description: A standard IRDAI-approved health insurance plan designed to provide affordable medical coverage for individuals and families across India.

Sum Insured: ₹1 Lakh to ₹5 Lakhs
Coverage: Hospitalization, ICU, modern treatments, AYUSH
Pre & Post Hospitalization: 30 days before & 60 days after
Room Rent: Up to 2% of Sum Insured per day
Co-payment: 5% mandatory
Waiting Period: 30 days (except accidents)
Pre-existing Diseases: Covered after 4 years
Eligibility: Adults 18–65 | Children 3 months–25 years
WHATSAPP ENQUIRY
STAR HEALTH ASSURE

Description: Star Health Assure is a comprehensive health insurance plan offering high sum insured options, unlimited restoration benefits, and extensive coverage for modern medical needs.

Unlimited Automatic Restoration: Sum Insured restored unlimited times in a year.
High Coverage Options: Sum Insured from ₹5 Lakhs up to ₹2 Crores.
No Room Rent Cap: Any room including ICU without restrictions.
Modern Treatments Covered: Robotic surgery, stem cell therapy, advanced procedures.
Consumables Covered: Gloves, masks, syringes, and other hospital consumables.
Pre & Post Hospitalization: 60 days before & 180 days after hospitalization.
Coverage Includes: Cashless treatment, ICU, daycare, AYUSH, domiciliary care.
Eligibility: Adults: 18–75 years | Children: 91 days onwards.
WHATSAPP ENQUIRY
STAR HEALTH WOMEN’S CARE

Description: Star Health Women’s Care is a specialized health insurance plan designed exclusively for women, covering maternity, newborn care, assisted reproduction, and women-specific health needs.

Maternity Coverage: Normal & Caesarean delivery expenses covered.
Newborn Baby Cover: Medical expenses covered from day one.
Assisted Reproduction: IVF, IUI, and other fertility treatments covered.
Women-Specific Illnesses: PCOD, endometriosis, fibroids, breast conditions.
No Room Rent Limit: Any room including ICU.
Pre & Post Hospitalization: 60 days before & 180 days after.
Additional Benefits: AYUSH, daycare procedures, domiciliary treatment.
Eligibility: Women aged 18–75 years.
WHATSAPP ENQUIRY
STAR HEALTH COMPREHENSIVE

Description: Star Health Comprehensive is an all-in-one health insurance plan for individuals and families, offering wide coverage, restoration benefits, and protection against modern medical expenses.

Wide Coverage: Covers hospitalization, ICU, daycare, and modern treatments.
Automatic Restoration: Sum insured restores once in a policy year.
No Room Rent Capping: Any room including ICU allowed.
Modern Treatments Covered: Robotic surgery, advanced therapies.
Consumables Cover: Hospital consumables included.
Pre & Post Hospitalization: 60 days before & 180 days after.
Additional Benefits: AYUSH, domiciliary care, organ donor expenses.
Eligibility: Individuals & families from 18 years onwards (children from 91 days).
WHATSAPP ENQUIRY
STAR HEALTH SENIOR CITIZEN RED CARPET

Description: Star Health Senior Citizen Red Carpet is a specially designed health insurance plan for senior citizens, offering coverage for pre-existing diseases and age-related medical needs.

No Pre-Policy Medical Tests: No medical check-up required before policy issuance.
Pre-Existing Disease Cover: Covered after a waiting period.
Coverage for Age-Related Illnesses: Includes hypertension, diabetes, cardiac issues.
No Room Rent Capping: Any room including ICU allowed.
Pre & Post Hospitalization: 30 days before & 60 days after hospitalization.
Daycare & Domiciliary Treatment: Covered as per policy terms.
Cashless Facility: Wide network of hospitals across India.
Eligibility: Senior citizens aged 60 years and above.
WHATSAPP ENQUIRY
STAR HEALTH SUPER SURPLUS (INDIVIDUAL / FLOATER)

Description: Star Health Super Surplus is a high-sum insured health insurance plan available on Individual and Family Floater basis, providing extended medical coverage at an affordable premium.

High Sum Insured: Coverage starts beyond the deductible amount.
Individual / Floater Option: Choose coverage for self or entire family.
Hospitalization Cover: In-patient treatment including ICU expenses.
Daycare Procedures: Listed daycare treatments covered.
Pre & Post Hospitalization: 60 days before & 90 days after hospitalization.
AYUSH Coverage: Ayurveda, Yoga, Unani, Siddha & Homeopathy included.
Cashless Facility: Treatment at network hospitals across India.
Eligibility: Adults from 18 years & children from 91 days onwards.
WHATSAPP ENQUIRY
OUTPATIENT (OPD) HEALTH COVER

Description: Outpatient (OPD) health insurance covers medical expenses that do not require hospitalization, such as doctor consultations, diagnostics, and pharmacy bills.

Doctor consultation expenses covered
Diagnostic tests and lab investigations included
Pharmacy and prescribed medicine expenses covered
Dental, eye, and minor procedures (as per policy terms)
No hospitalization required to claim benefits
Ideal for frequent doctor visits and routine healthcare
Eligibility: Individuals & families as per insurer guidelines
WHATSAPP ENQUIRY
STAR HEALTH HOSPITAL CASH INSURANCE

Description: Star Health Hospital Cash Insurance is a specialized health insurance plan that provides a fixed daily cash benefit for each day of hospitalization.

Daily Cash: Fixed cash benefit for each day of hospitalization.
Hospitalization Cover: Includes in-patient treatment and ICU expenses.
Pre & Post Hospitalization: 15 days before & 30 days after hospitalization.
Daycare Procedures: Coverage for listed daycare treatments.
AYUSH Coverage: Ayurveda, Yoga, Unani, Siddha & Homeopathy included.
Cashless Facility: Available at network hospitals across India.
Additional Benefits: Consideration for surgery and related treatments.
Eligibility: Available for adults aged 18 years and above.
WHATSAPP ENQUIRY

Special Insurance Plans

Specially designed insurance plans that provide enhanced coverage, exclusive benefits, and customized protection for specific needs.

STAR HEALTH DIABETES SAFE

Description: Star Health Diabetes Safe is a specialized health insurance plan designed for individuals with diabetes, offering coverage for diabetes and related complications.

Diabetes Cover: Specifically designed for Type 1 & Type 2 diabetes patients.
No Waiting Period for Diabetes: Immediate coverage for diabetes-related treatments.
Coverage for Complications: Kidney, heart, nerve, and eye complications covered.
Hospitalization Cover: In-patient treatment including ICU expenses.
Pre & Post Hospitalization: 30 days before & 60 days after hospitalization.
Daycare Procedures: Listed daycare treatments covered.
Cashless Facility: Network hospitals across India.
Eligibility: Individuals aged 18–65 years with diabetes.
WHATSAPP ENQUIRY
STAR HEALTH CARDIO CARE PLATINUM

Description: Star Health Cardio Care Platinum is a specialized health insurance plan designed for people with heart conditions, offering complete financial protection against cardiac treatments and related hospitalization expenses.

Pre-Existing Cardiac Conditions Covered after waiting period.
In-patient Hospitalization for heart-related treatments.
Day Care Procedures including angioplasty.
Modern Treatments such as bypass surgery & stenting.
Pre & Post Hospitalization Expenses covered.
No Claim Bonus increases Sum Insured every year.
Cashless Treatment at Star Health Network Hospitals.
Lifetime Renewability for continued heart care protection.
WHATSAPP ENQUIRY
STAR HEALTH CANCER CARE PLATINUM

Description: Star Health Cancer Care Platinum is a comprehensive cancer-specific insurance plan that provides financial protection from early detection to advanced stage treatments.

Coverage for All Stages of Cancer from early to advanced.
Chemotherapy, Radiotherapy & Surgery covered.
Lump Sum Benefit on Cancer Diagnosis.
Hospitalization & Day Care Expenses covered.
Pre & Post Hospitalization Expenses included.
No Claim Bonus increases coverage every year.
Worldwide Emergency Coverage.
Lifetime Renewability ensures long-term protection.
WHATSAPP ENQUIRY
STAR HEALTH SPECIAL CARE

Description: Star Health Special Care is a health insurance plan specially designed for people with disabilities, providing financial support for medical treatments and hospitalization needs.

Coverage for persons with physical and mental disabilities.
In-patient hospitalization covered.
Day care procedures included.
Pre & Post hospitalization expenses covered.
Modern medical treatments included.
Cashless treatment at Star Health network hospitals.
Tax benefits under Section 80D.
Lifetime renewability for continuous protection.
WHATSAPP ENQUIRY

Accidental Insurance Plans

Get financial protection against accidental death, disability, and injuries with comprehensive and affordable accidental insurance plans.

STAR HEALTH PERSONAL ACCIDENT INSURANCE

Description: Star Health Personal Accident Insurance provides financial protection against accidental death, permanent disability, and injury-related expenses.

Accidental Death Cover: Lump sum payout to nominee.
Permanent Total Disability: 100% Sum Insured payout.
Permanent Partial Disability: Proportionate compensation.
Medical Expenses: Coverage for accident-related treatment.
Temporary Total Disability: Weekly income benefit.
Worldwide Coverage: Protection anywhere in the world.
Affordable Premium: High coverage at low cost.
Eligibility: Adults aged 18 to 70 years.
WHATSAPP ENQUIRY
STAR HEALTH PERSONAL ACCIDENT CARE – FAMILY

Description: Star Health Personal Accident Care – Family provides comprehensive financial protection to the entire family against accidental death, disability, and medical expenses arising from accidents.

Family Floater Coverage: One policy covers all family members.
Accidental Death Benefit: Lump sum payout to nominee.
Permanent Total Disability: 100% Sum Insured payout.
Permanent Partial Disability: Proportionate compensation.
Medical Expenses: Coverage for accident-related hospitalization.
Child Education Support: Financial assistance in case of parent’s accidental death.
Worldwide Coverage: Protection anywhere across the globe.
Affordable Premium: High-value family protection at low cost.
WHATSAPP ENQUIRY

It’s Always Good to Earn a Little Extra Income!

Who doesn’t like a little extra income? From managing monthly expenses and house EMIs to securing children’s education, from dream cars to dream vacations — everything becomes easier with an additional source of income.

What better idea than taking up a Star Health Agency — a flexible, performance-based opportunity with excellent earning potential.

Get Your Star Health Agency Today

Attractive Commission & Reward Structure

Your efforts truly pay off with an industry-leading commission structure. As a Star Health Agent, you earn high upfront commissions along with rewarding long-term income through renewals.

Enjoy 15% to 45% commission on new business and a steady 15% renewal commission, ensuring consistent earnings year after year.

In addition to cash rewards, achievers are recognized with exclusive gifts, club benefits, and foreign trips. Once you become eligible for club membership, you will be entitled to exciting international trips and premium privileges.

Start Earning With Star Health

Work at Your Convenience

  • ✔ Add value to people’s lives
  • ✔ Flexible working hours
  • ✔ Earn handsome income

One Job, Many Rewards

Star Health agency can be taken up even by already employed professionals as it is a very flexible part-time job. Home makers, retired individuals, and freshers can also take it up.

Performance-Based Profession

The more business you bring in, the more rewards and income you earn.

The Job – Simple & Meaningful

Every individual has financial goals, and Star Health has a policy for every requirement. Your role is to help people choose the right policy for their needs.

Three Simple Steps to Success

  1. Understand Star Health policies through expert training.
  2. Advise clients and help complete the policy process.
  3. Earn commission on policy issuance and renewals.

This means for one-time work, you continue earning for years through renewal commissions.

Dual Career Means Double Prosperity

Individuals from various backgrounds have joined Star Health as part-time agents and are now earning a strong second income.

Registration & Training

  • ✔ Register online through this website
  • ✔ Document & fee collection by Star Health representative
  • ✔ Training by Star Health experts with study materials
  • ✔ Appear for IRDAI exam conducted by NSEIT
  • ✔ Pass mark: 17/50 (MCQ, no negative marking)
  • ✔ Agency awarded by Branch Manager

You are now ready to start your business and earn handsome commissions!

Ready to Begin Your Journey?