JIJI Talks – Financial & Insurance Consultant JIJI ടോക്ക്സ് – ഫിനാൻഷ്യൽ & ഇൻഷുറൻസ് കൺസൾട്ടന്റ്
Smart financial planning today creates a secure tomorrow. JIJI Talks helps you protect, grow, and manage your wealth with expert insurance and investment strategies.
ബുദ്ധിപരമായ സാമ്പത്തിക പദ്ധതികൾ നിങ്ങളുടെ ഭാവി സുരക്ഷിതമാക്കുന്നു. JIJI ടോക്ക്സ് ഇൻഷുറൻസ്, നിക്ഷേപം എന്നിവയിലൂടെ നിങ്ങളുടെ സമ്പത്ത് സംരക്ഷിക്കുകയും വളർത്തുകയും ചെയ്യുന്നു.
Contact Details
JIJIKUMAR K R
📍 Official Address
PULIYARACKAL HOUSE,
M. G. TOWN HALL ROAD.
PONKUNNAM P O
KOTTAYAM, KERALA, INDIA.
Pincode: 686506
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JIJIKUMAR K R
Excellence in Health, General & Life Insurance Services
Health Insurance Achievements
- Cashless hospital network support
- Fast and smooth claim settlement
- Complete family health protection plans
General Insurance Achievements
- Motor, travel & property coverage
- Reliable claim assistance service
- Wide service network across India
Life Insurance Achievements
- Strong financial protection for families
- High claim settlement reliability
- Flexible savings & investment plans
Health Insurance
Protect your family with smart health insurance plans offering cashless hospital access, fast claims, and complete medical coverage.
Cashless Hospitals
Access to wide network hospitals
Fast Claims
Quick and smooth settlement process
Family Protection
Complete coverage for your loved ones
General Insurance
Secure your assets, vehicles, and business with reliable general insurance plans designed for complete financial protection.
Motor Insurance
Complete protection for cars and bikes against accidents and damages
Property Insurance
Safeguard your home and commercial property from risks
Business Insurance
Protect your business from financial losses and uncertainties
Select Your Health Insurance Partner
NIVA BUPA
CARE HEALTH
HDFC ERGO
SBI GENERAL
MANIPAL CIGNA
NEW INDIA ASSURANCE
Care Supreme Health Plan
A premium next-generation health insurance plan offering enhanced coverage, wellness rewards, and powerful hospital network access for complete medical security.
Key Highlights
- Up to 3X coverage enhancement on base sum insured
- Fitness & wellness reward program
- No claim bonus + restoration benefits
- Advanced modern treatment coverage
NEW: Network Hospitals Advantage
Enjoy cashless treatment across a wide hospital network for hassle-free medical care.
Care Advantage Health Plan
Care Advantage is a smart health insurance plan designed to give affordable premium protection, strong hospital network access, and essential medical coverage for individuals and families.
Key Benefits
- Affordable premium with strong coverage protection
- Cashless treatment across wide hospital network
- Basic health check-up benefits included
- Family floater option available
Network Hospitals Coverage
Get easy cashless treatment in a wide network of trusted hospitals across India.
Care Ultimate Care Health Plan
Care Ultimate Care is a top-tier premium health insurance plan offering maximum protection, global-standard medical coverage, enhanced hospital benefits, and complete family security with advanced wellness features.
Ultimate Benefits
- Highest sum insured with global coverage
- ICU, critical illness & transplant coverage
- Wellness rewards & preventive check-ups
- Zero compromise cashless hospitals
Premium Network Hospitals Access
Enjoy world-class cashless treatment across a large network of premium hospitals.
ManipalCigna ProHealth Prime
ProHealth Prime is a comprehensive individual and family floater health insurance plan offering flexible coverage through three powerful variants designed for complete healthcare protection.
Plan Variants
Prime Advantage
Includes OPD coverage such as consultations, pharmacy & health check-ups.
Prime Protect
High-value hospitalization with Cashless+ including non-medical expenses.
Prime Active
Rewards for maintaining fitness and active lifestyle.
Network Hospital Benefits
ManipalCigna Sarvah Health Plan
Sarvah is a modern modular health insurance plan designed for complete flexibility, powerful bonus growth, and unlimited restoration benefits.
Plan Tiers
Pratham
Entry-level flexible coverage for essential protection.
Uttam
Enhanced coverage with broader benefits.
Param
Top-tier comprehensive protection with maximum benefits.
Key Features
- Gullak Bonus up to 1500% increase
- Unlimited sum insured restoration
- Coverage for all illness types
Network Hospital Benefits
ManipalCigna Lifetime Health
Lifetime Health is a premium high-coverage insurance plan designed for families seeking long-term protection with global medical access.
Key Highlights
- Sum insured up to ₹3 Crore
- Global medical treatment coverage
- Critical illness & hospitalization cover
- Family financial protection
Global Coverage Advantage
Get access to international treatment for critical illnesses in top global hospitals.
Network Hospital Benefits
ReAssure 3.0 – Unlimited Cover
ReAssure 3.0 offers truly unlimited sum insured, ensuring you never run out of coverage even with multiple hospitalizations.
Key Highlights
- Unlimited Sum Insured (No cap on claims)
- Unlimited Reinstatement of coverage
- Day 1 PED coverage (up to 145 diseases)
- Advanced medical treatment coverage
Power Features
Network Hospitals
ReAssure 2.0 – Unlimited Restoration
ReAssure 2.0 ensures unlimited restoration of sum insured, so your coverage is never exhausted.
Key Highlights
- Unlimited restoration benefit
- Automatic sum insured refill
- Multiple hospitalization coverage
- Comprehensive illness coverage
Power Feature
Network Hospital Benefits
Aspire Health Plan
Aspire is designed for growing families with unlimited restoration and maternity benefits.
Key Benefits
- Unlimited restoration benefit
- Maternity & newborn coverage
- Pre & post-natal coverage
- Multiple hospitalization cover
Power Features
Network Hospital Benefits
Optima Secure Health Plan
Optima Secure offers automatic boosters, strong coverage, and family protection.
Key Highlights
- Annual sum insured booster
- Hospitalization protection
- Unlimited restoration option
- Family protection cover
Power Features
Network Hospital Benefits
Optima Secure Plus Health Plan
Optima Secure Plus offers infinite coverage growth, unlimited restoration, and advanced protection benefits.
Key Highlights
- Infinite coverage growth
- 2X coverage from day 1
- Unlimited restoration
- Non-medical expense cover
Power Features
Network Hospital Benefits
Health Alpha Plan
A modern customizable health plan with flexible coverage and advanced benefits.
Key Highlights
- Entry Age: 18+ (no upper limit)
- ₹5L – Unlimited SI
- Fully customizable plan
- Sports & modern treatment cover
- Long-term policy option
Power Features
Network Hospitals
Super Health Insurance
Comprehensive protection with modern treatments and strong hospital coverage.
Key Highlights
- Hospitalization cover
- Pre & post hospitalization
- Cashless treatment
- Modern treatment cover
- Family floater option
Power Features
Network Hospitals
Health Edge Plan
A flexible modern health insurance plan with customizable coverage and unlimited refill benefits.
Key Highlights
- Entry Age: 18–65 years
- ₹3L – ₹25L cover
- Fully customizable plan
- Global treatment cover
- Unlimited refill benefit
Power Features
Network Hospitals
New India Mediclaim (Individual)
A reliable flagship health insurance plan for individuals with strong hospitalization benefits.
Key Highlights
- Entry Age: 18–65 years
- Sum Insured: ₹1L – ₹15L
- Hospitalization + 30/60 days cover
- AYUSH treatment coverage
- Cumulative bonus benefit
Special Features
Network Hospitals
New India Assurance (NIA) Health Plans
Government-backed reliable health insurance for individuals and families.
1. Mediclaim Policy (Individual)
- Entry Age: 18–65 years
- Sum Insured: ₹1L – ₹15L
- Hospitalization + 30/60 days cover
- AYUSH treatment included
- No check-up up to 50 yrs
- Cumulative bonus benefit
2. Flexi Floater / Family Mediclaim
- Family coverage under one plan
- Sum Insured: ₹2L – ₹15L
- Shared family sum insured
- Room rent capping rule
- Proportionate deduction rule
- Hospital cash benefits
Yuva Bharat Health Policy
Modern health insurance for young individuals with high coverage and advanced benefits.
Key Highlights
- Entry Age: 18–45 years
- Sum Insured: ₹5L – ₹1Cr
- Modern + sports injury cover
- Get Well Benefit support
- Second medical opinion
- Automatic reinstatement
Power Features
Network Hospitals
Select Your General Insurance Partner
ROYAL SUNDARAM
ICICI LOMBARD
ERGO GENERAL
SBI GENERAL
SBI GENERAL
Motor Insurance
Complete protection for cars and bikes against accidents, theft, and liabilities.
Car Insurance Plans
- Comprehensive Cover (Own + Third Party)
- Third Party Liability Cover
- Long-term bundled cover
- Own Damage Protection
Two-Wheeler Insurance
- Comprehensive Bike Cover
- Third Party Cover
- Disaster protection cover
Key Benefits
Travel Insurance
Protection against medical emergencies, cancellations, and travel risks.
Travel Secure (International)
- Full international coverage
- Medical emergency cover
- Trip cancellation cover
Student Travel Insurance
- Study abroad coverage
- Education protection
- Emergency evacuation cover
Leisure & Business Travel
- Global destination cover
- Flexible trip duration
- Business travel safety
Key Benefits
Home Insurance
Protection for home structure and belongings against major risks.
Bharat Griha Raksha
- Building + Contents cover
- Fire & natural calamities
- Comprehensive home cover
Home Building Insurance
- Structure protection only
- Fire & damage cover
Home Content Insurance
- Furniture & valuables cover
- Theft & damage protection
Fire Insurance
- Fire & allied risks
- Customizable protection
Key Benefits
Personal Accident Insurance
Financial protection against accidental death and disability.
Personal Accident Plan
- Worldwide 24x7 cover
- Accidental death cover
- PTD protection
- PPD protection
Optional Add-ons
- Hospital cash benefit
- Education grant for children
- Weekly income support
Key Benefits
Business Insurance
Complete protection for businesses, MSMEs, and corporates.
Small Business Protection
- Assets up to ₹5 Cr
- Fire & disaster cover
Mid Business Protection
- ₹5 Cr – ₹50 Cr assets
- Operational protection
360° Business Shield
- Complete business cover
- Full risk protection
Corporate Shield
- Corporate risk cover
- Liability protection
Special Covers
- Fire & allied perils
- Marine cargo insurance
Key Benefits
Motor Insurance
Complete protection for cars, bikes, and commercial vehicles.
Car Insurance
- Comprehensive (OD + TP)
- Own Damage cover
- Third Party cover
- Pay-as-you-use plan
Two-Wheeler Insurance
- Bike comprehensive cover
- Long-term policies
- Full risk protection
Commercial Vehicles
- Goods vehicles cover
- Passenger vehicles cover
- Special vehicles cover
Key Benefits
Travel Insurance
Complete protection for global travel needs.
International Travel Insurance
- Medical emergency cover
- Trip cancellation cover
- Passport & baggage cover
Schengen Travel Insurance
- Visa compliant cover
- Medical coverage in Europe
Student Travel Insurance
- Study abroad protection
- Education interruption cover
- Emergency assistance
Corporate Travel Insurance
- Employee travel cover
- Corporate risk cover
Key Benefits
Home Insurance
Protection for your home, structure, and belongings.
Bharat Griha Raksha
- Building protection cover
- Fire & disaster cover
- Contents protection
Building & Contents Cover
- For owners & tenants
- Contents protection
- All risk cover
Key Benefits
Business Insurance
Complete protection for business assets, employees, and operations.
Property & Fire Insurance
- Business property cover
- Fire & disaster cover
Marine Insurance
- Transit protection
- Cargo protection
Liability Insurance
- Public liability
- Product liability
- Professional indemnity
Worker’s Compensation
- Employee injury cover
- Employer liability cover
Cyber Insurance
- Cyber attack cover
- Data protection
Key Benefits
Specialized Insurance
Protection for unique risks beyond standard insurance.
Personal Accident
- Death benefit cover
- Disability protection
Crop Insurance
- PMFBY coverage
- Crop loss protection
Drone Insurance
- Drone operation cover
- Damage & liability cover
Event Insurance
- Cancellation protection
- Event disruption cover
Key Benefits
Motor Insurance
Complete vehicle protection with digital-first services.
Car Insurance
- Comprehensive protection
- OD & TP cover
- Fast digital claims
Two-Wheeler Insurance
- Bike protection
- Long-term policy
Commercial Vehicles
- Goods vehicles cover
- Passenger vehicles
Specialized Motor
- Used car insurance
- EV protection
Key Benefits
Home Insurance
Complete protection for home structure & valuables.
Home Shield Insurance
- Structure & contents cover
- Disaster protection
Tenant Insurance
- Belongings protection
- Contents cover
Bharat Griha Raksha
- Residential cover
- Disaster cover
Add-on Covers
- Jewellery cover
- Electronics cover
- Cycle protection
Key Benefits
Travel Insurance
Complete protection for all your journeys.
Travel Explorer
- Medical emergency cover
- Passport & baggage cover
- Trip protection
Student Suraksha
- Student protection
- Study interruption cover
Annual Multi-Trip
- Frequent flyer cover
- Multi-trip coverage
Schengen Insurance
- Visa compliant cover
- Medical compliance cover
Key Benefits
Personal Accident & Cyber Cover
Dual protection for real-world & digital risks.
Personal Accident
- Accidental death benefit
- Total disability cover
- Injury & fracture cover
- Education benefit
Cyber Insurance
- Identity theft protection
- Phishing protection
- Social media security
- Cyber harassment cover
Key Benefits
Agriculture Insurance
Complete protection for farmers & rural economy.
PMFBY Crop Insurance
- Government support scheme
- Crop loss cover
Cattle Insurance
- Livestock protection
- Financial support cover
Rainfall Index Insurance
- Data-based payout
- Drought & flood cover
Kisan Protection Plan
- Personal accident cover
- Property protection
Key Benefits
Personal Accident & Cyber Cover
Dual protection for real-world & digital risks.
Personal Accident
- Accidental death benefit
- Total disability cover
- Injury & fracture cover
- Education benefit
Cyber Insurance
- Identity theft protection
- Phishing protection
- Social media security
- Cyber harassment cover
Key Benefits
Motor Insurance
Complete protection for vehicles and third-party risks.
Private Car Insurance
- Comprehensive protection
- OD + Third Party cover
Two-Wheeler Insurance
- Bike protection cover
- Long-term policy option
Motor Act Only
- Legal TP cover
- Basic mandatory policy
Commercial Vehicles
- Goods vehicles cover
- Passenger vehicles cover
- Special vehicles cover
Key Benefits
Home Insurance
Protection for home, structure & belongings.
Simple Home Insurance
- Building & contents cover
- All-risk protection
Bharat Griha Raksha
- Structure & contents cover
- Fire & disaster cover
Fire Insurance
- Business property cover
- Fire & allied risks
Key Benefits
Travel Insurance
Protection for travel emergencies worldwide.
International Travel Insurance
- Medical emergency cover
- Trip cancellation cover
- Passport & baggage cover
Domestic Travel Insurance
- India travel cover
- Delay protection
- Medical evacuation
Key Benefits
Personal Accident Insurance
Financial protection against accidental risks.
Individual Policy
- Death benefit payout
- Total disability cover
- Injury compensation
Group Personal Accident
- Corporate/group cover
- Group coverage benefit
Key Benefits
Rural & Business Insurance
Protection for agriculture, livestock & SMEs.
Cattle Insurance
- Livestock protection
- Mortality cover
Crop Insurance (PMFBY)
- Crop loss protection
- Government scheme cover
SME Business Package
- SME protection
- Multi-risk cover
Add-on Covers
- Zero depreciation
- Engine protection
Key Benefits
Motor Insurance
Complete protection for your vehicle & liabilities.
Private Car Package
- Full protection cover
- Accident & theft cover
Liability Only
- Third-party injury cover
- Property damage cover
Two Wheeler Insurance
- Bike protection
- Full protection
Bundled Policy
- Long-term protection
- New vehicle plan
Own Damage Policy
- Separate OD cover
- Repair protection
Key Benefits
Personal Accident Cover
Financial protection against accidental risks.
Individual Policy
- Global coverage
- Death & disability benefit
- Disability protection
Janata PA
- Affordable plan
- Easy claims
Road Accident Cover
- Road accident cover
- Injury support
PMSBY Scheme
- Government scheme
- Affordable protection
Student Insurance
- Student protection
- Study safety cover
Key Benefits
Travel Insurance
Safe & secure travel protection worldwide.
Overseas Travel Policy
- Passport loss cover
- Baggage protection
- Hijack allowance
- Liability cover
Domestic Travel Cover
- India travel cover
- Medical emergency cover
- Trip interruption cover
Key Benefits
Home Protection Plans
Complete safety for your home & belongings.
Bharat Griha Raksha
- Structure & contents cover
- Fire & disaster cover
Griha Suvidha Policy
- Flexible coverage
- Multi-risk protection
Burglary Protection
- Theft protection
- Valuable items cover
Key Benefits
Rural Protection Plans
Strong support for farming & rural economy.
Farmers Package
- Home protection
- Rural equipment cover
Livestock Cover
- Animal death cover
- Health & accident cover
Pump Set Cover
- Pump protection
- Breakdown cover
Crop & Plantation Cover
- Crop protection
- Natural calamity cover
Key Benefits
Rural Protection Plans
Strong support for farming & rural economy.
Farmers Package
- Home protection
- Rural equipment cover
Livestock Cover
- Animal death cover
- Health & accident cover
Pump Set Cover
- Pump protection
- Breakdown cover
Crop & Plantation Cover
- Crop protection
- Natural calamity cover
Key Benefits
Select Your Life Insurance Provider
HDFC LIFE
Click 2 Protect Supreme Plus
Complete protection for your family’s financial future.
Life Cover
- Family protection
- Flexible cover growth
Critical Illness
- Lump sum benefit
- Medical support
Accident Cover
- Extra payout
Return of Premium
- Money back option
Key Benefits
Click 2 Protect Ultimate
Ultimate financial protection for your family’s future.
Life Cover
- Family protection
- Flexible cover
Income Protection
- Monthly income benefit
- Lifestyle protection
Critical Illness
- Lump sum benefit
- Major illness cover
Accident Cover
- Extra payout
Key Benefits
Sanchay Plus Savings Plan
Guaranteed savings with life protection.
Guaranteed Benefits
- Maturity benefit
- Income options
Plan Options
- Lump sum option
- Regular income
- Long term income
- Lifetime income
Life Cover
- Family protection
- Nominee benefit continuity
Tax & Flexibility
- Tax benefits
- Flexible plan
Key Benefits
Click 2 Wealth
Wealth creation + life protection plan.
Key Features
- Market linked growth
- Life protection
- Multiple fund options
- Fund switching
Investment Benefits
- Wealth growth
- STP option
- Tax benefits
Death Benefit
- Financial protection
Key Benefits
Click 2 Wealth (ULIP)
Insurance + Investment for wealth creation.
Life Protection
- Family protection cover
- Dual benefit plan
Investment Features
- Market growth potential
- Fund choice flexibility
- Fund switching
ULIP Benefits
- Wealth + Protection
- Goal based planning
- Tax benefits
Death Benefit
- Financial protection
JAYTRADE GROUP OF COMPANIES
Recruitment & Jobs
Jobs EnquiryLoan Assistance
- ✔ Mudra Loansമുദ്ര ലോൺ
- ✔ Personal Loansപേഴ്സണൽ ലോൺ
- ✔ Home / Housing Loansവീട് / ഹൗസിംഗ് ലോൺ
- ✔ Property / Mortgage Loansസ്വത്ത് / മോർട്ട്ഗേജ് ലോൺ
- ✔ Business Loansബിസിനസ് ലോൺ
- ✔ Vehicle Loansവാഹന ലോൺ
- ✔ Gold Loansസ്വർണ്ണ ലോൺ
- ✔ Education Loansവിദ്യാഭ്യാസ ലോൺ
Expert Loan Assistance വിദഗ്ധ ലോൺ സഹായം
We assist you in getting any type of loan through Nationalised Banks and Scheduled Banks. With our expertise and strong support system, we help you secure loans even in cases where direct applications may not succeed.
നാഷണലൈസ്ഡ് ബാങ്കുകളും ഷെഡ്യൂൾഡ് ബാങ്കുകളും വഴി എല്ലാ തരത്തിലുള്ള ലോണുകളും നേടാൻ ഞങ്ങൾ സഹായിക്കുന്നു. നേരിട്ട് അപേക്ഷിക്കുമ്പോൾ വിജയിക്കാത്ത സാഹചര്യങ്ങളിലും, ഞങ്ങളുടെ പരിചയസമ്പത്തും പിന്തുണയും ഉപയോഗിച്ച് നിങ്ങൾക്ക് ലോൺ നേടാൻ സഹായിക്കുന്നു.