PRODUCTS WE PROVIDE

SUPER STAR (INDIVIDUAL / FLOATER)

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COMPREHENSIVE INSURANCE POLICY (INDIVIDUAL / FLOATER)

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STAR HEALTH SMART PRO (INDIVIDUAL / FLOATER)

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WOMEN CARE POLICY (INDIVIDUAL / FLOATER)

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HEALTH ASSURE (INDIVIDUAL / FLOATER)

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HEALTH PREMIER INSURANCE POLICY

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FAMILY HEALTH OPTIMA INSURANCE PLAN (FLOATER)

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MEDICLASSIC INSURANCE POLICY GOLD PLAN (INDIVIDUAL /FLOATER)

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SENIOR CITIZENS RED CARPET HEALTH INSURANCE POLICY (INDIVIDUAL / FLOATER)

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YOUNG STAR INSURANCE POLICY (INDIVIDUAL / FLOATER)

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AROGYA SANJEEVANI POLICY (INDIVIDUAL / FLOATER

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DIABETES SAFE INSURANCE POLICY (INDIVIDUAL / FLOATER)

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CRITICAL ILLNESS MULTIPAY INSURANCE POLICY

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CANCER CARE INDIVIDUAL

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CARDIAC CARE INSURANCE POLICY

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OUTPATIENT CARE INSURANCE POLICY

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HOSPITAL CASH INSURANCE POLICY (INDIVIDUAL /FLOATER)

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HEALTH GAIN INSURANCE POLICY (INDIVIDUAL /FLOATER)

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SUPER SURPLUS INSURANCE POLICY (INDIVIDUAL /FLOATER)

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ACCIDENT CARE INDIVIDUAL INSURANCE POLICY

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FAMILY ACCIDENT CARE POLICY

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SARAL SURAKSHA BIMA POLICY

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OVERSEAS TRAVEL POLICY

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STUDENT CARE POLICY

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OVERSEAS CORPORATE TRAVERL PROTECT

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DOMESTIC TRAVEL POLICY

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STAR EXTRA PROTECT - ADD ON COVER

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CORPORATE GMC POLICY ( (INDIVIDUAL /FLOATER)

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Pre-Existing Diseases (PED) declared in Proposal, Accepted and Endoresed in Policy:

36 Months Waiting Period

2 YEARS WAITING PERIOD DISEASES

Hernia, Piles, Congenital Internal Diseases, Sinusitis, Hydrocele, Gall Stone Removal, Fistula, Anus, Benign Prostrate Hypertrophy, Hysterectomy, Catract, Thyroid, Joint/Knee Replacement Surgery, Prolapse of Intervertebral Disc, Vericose Veins / Ulsers.



DAY CARE WAITING PERIOD DISEASES

The following treatments are covered after a waiting period of two years irrespective of the illness:


1 FESS Functional Endoscopic Sinus Surgery
2. Foreign Body Removal-ear/nose
3. Antral Wash
4. Antral Puncture
5. Adenotonsillectomy
6. Tonsillectomy
7. Adenoidectomy
8. Nasal Polypectomy
9. Excision of nose granuloma
10. Myringotomy with Grommet
11. Myringotomy
12. Myringoplasty
13. Aural Polypectomy
14. Chemical Cauterization Ear /Nose/Throat
15. Endoscopic antrostomy
16. Removal of Cyst & Benign Tumour of Palate
17. Cystolithotripsy (CLT)
18. Ear Lobule Repair
19. Endoscopic DCR
20. Ethmoidectomy
21. Excision of Branchial Cyst and Sinus
22. Excision of Thyroglossal Cyst or Sinus
23. Bronchoscopy with Foreign Body removal
24. Closed Reduction of Facial Bones
25. Facial Nerve Decompression/Repair
26. Intraoral Removal of Submandibular Duct Calculus
27. Laryngofissure
28. Lateral Rhinotomy
29. Lymph Node Biopsy
30. Marsupialization of Ranula
31. Mastoidectomy
32. Mastoidectomy Cavity Obliteration
33. Modified Radical Mastoidectomy
34. Radical Mastoidectomy
35. Ossiculoplasty / Other operation on the auditory ossicles
36. Fenestration of the inner ear
37. Revision of a fenestration of the inner ear
38. Varicose vein stripping or ligation
39. Pre-auricular Sinus Excision
40. Uvulo-palato Pharyngoplasty
41. Uvulectomy
42. Tympanomastoidectomy
43. Removal of Tumor of external Auditory Canal
44. Tympanoplasty I,II,III,IV,V
45. Tympanoplasty with Ossicular Chain Reconstruction
46. Removal of a tympanic drain
47. Stapedotomy
48. Stapedectomy
49. Revision of a stapedectomy
50. Styloidectomy
52. Endoscopic Turbinectomy/Turbinoplasty
53. Quinsy drainage
54. Tracheostomy
55. Direct Laryngoscopy with or w/o biopsy
56. Excision of Vocal Cord Polyp
57. Nasal Endoscopy with Biopsy
58. Nasopharyngoscopy with Biopsy
59. Reduction of Fracture Nose
60. Retropharyngeal Abscess Aspiration
61. Infected Sebaceous Cyst Neck Excision
62. Septoplasty
63. Septoplasty with FESS
64. Thyroidectomy
65. Hemithyroidectomy
66. Excision of thyroglossal cyst
67. Blepharoplasty
68. Cataract surgery
69. Chalazion excision
70. Conjunctival mass excision/repair/suturing
71. Ectropion /Entropion correction
72. Debulking
73. Electroepilation
74. Endoscopic curettage
75. Epicanthal fold correction
76. Excision / Incisional biopsy
77. Exenteration of Orbit
78. Exploration of orbit
79. Flap division
80. Frontalis sling
81. Lateral orbitotomy
82. Tarsorraphy
83. Lateral tarsorraphy
84. Lid reconstruction/repair
85. LPS resection ptosis
86. Medial canthal reconstruction
87. Medial orbitotomy
88. Mucous membrane graft
89. Orbital decompression
90. Orbital fracture repair
91. Orbitotomy - anterior
92. Punctal cautery/suturing
93. Socket reconstruction -Acquired etiology
94. Removal of a foreign body from the lens of the eye/posterior chamber of the eye/Orbit
95. Operations for pterygium
96. Iridotomy
97. Lamellar Keratoplasty (Deep Anterior Lamellar Keratoplasty and Endothelial Keratoplasty)
98. Corneal perforation Repairs
99. Trabeculotomy
100. Dacryocystorhinostomy
101. Dacryocystectomy
102. Corneal Collagen crosslinking for Keratoconus
103. Intravitreal Avastin/Lucentis Injections - CNVM, proliferative diabetic retinopathy, neovascular glaucoma, diabetic macular edema, retinopathy of prematurity and macular edema secondary to retinal vein occlusions.
104. Glaucoma Surgery
105. Surgery for retinal detachment
106. Operations on the nipple
107. Breast Lump excision
108. Lumpectomy
109. Breast abscess
110. Simple Mastectomy
111. Breast conservation surgery for cancer
112. Gynaecomastia-unilateral-breast
113. Surgical wound toilet (wound debridement) and removal of diseased tissue of the skin and subcutaneous tissues
114. Incision & drainage of abscess
115. Free skin transplantation, donor site
116. Free skin transplantation, recipient site
117. Excision biopsy of mucous cyst
118. Chemosurgery to the skin
119. Excision of Carbuncle
120. Excision of Infected sebaceous cyst
121. Trucut needle biopsy
122. Chemoport Insertion
123. Incision and lancing of a salivary gland and a salivary duct
124. Excision of diseased tissue of a salivary gland and a salivary duct
125. Resection of a salivary gland
126. Reconstruction of a salivary gland and a salivary duct
127. Other operations on the salivary glands and salivary ducts
128. External incision and drainage in the region of the mouth, jaw and face
129. Incision of the hard and soft palate
130. Excision and destruction of diseased hard and soft palate
131. Incision, excision and destruction in the mouth
132. Plastic surgery to the floor of the mouth
133. Palatoplasty
134. Other operations in the mouth
135. Endoscopic Foreign Body Removal - Trachea /- pharynx- larynx/ bronchus/Oesophagus/stomach /rectum
136. Incision, excision and destruction of diseased tissue of the tongue
137. Partial glossectomy
138. Glossectomy
139. Reconstruction of the tongue
140. Other operations on the tongue
141. LN Biopsy Under GA
142. Parotid abscess (incision & drainage)
143. Percutaneous liver abscess drainage
144. Superficial parotidectomy
145. Endoscopic Drainage of Pseudopancreatic cyst
146. Wide excision ofTumours
147. Therapeutic cystoscopy
148. Scrotal abscess (incision & drainage)
149. Sphincterotomy for fissure in ano
150. Repair of fissure in ano
151. Perianal abscess drainage
153. Stapled haemorrhoidectomy
154. Hemorrhoids - sclerotherapy/banding
155. Lap varicocelectomy
156. Varicocelectomy
157. Varicocele: Laparoscopic varicocele ligation/ high ligation/ inguinal or subinguinal ligation
158. Hydrocele surgery
159. Radical prostatovesiculectomy
160. Rectopexy (SA)
161. Herniotomy
162. Fistula in ano
163. Fistulectomy
164. Incision of a pilonidal sinus
165. Incisional hernia repair(with or without mesh)
166. Inguinal hernia repair with mesh
167. Umbilical hernia repair
168. operations on the foreskin
169. Local excision and destruction of diseased tissue of the penis
170. Amputation of the penis
171. Plastic reconstruction of the penis
172. Other operations on the penis
173. Feeding Jejunostomy
174. Feeding Gastrostomy
175. Abdominal exploration in cryptorchidism
176. Trans-endoscopic balloon dilatation for Strictures
177. Endoscopic retrograde cholangio Pancreatography (ERCP)
178. Colonoscopic Polypectomy, stricture dilatation and Stenting for in-operable CA colon
179. Percutaneous endoscopic gastrostomy
180. TIPS procedure for portal hypertension
181. Ischiorectal abscess
182. Gastrostomy
183. Duodenostomy
184. Nissen fundoplication for Hiatus Hernia /Gastro esophageal reflux disease
185. Laparoscopic appendectomy
186. Laparoscopic cholecystectomy
187. Laparoscopic inguinal hernia repair
188. Laparoscopic ovarian cystectomy
189. Laparoscopically assisted vaginal hysterectomy (LAVH
190. Laparoscopic Hysterectomy
191. Bartholin cyst excision
192. Hysteroscopic polypectomy
193. Laparoscopic aspiration of cyst
194. Biopsy of cervix/Vulval & Vaginal
195. Hysteroscopy & D&C - Except for Infertility
196. Cryocautery of cervix
197. Hysteroscopy /D&C with mirena insertion for DUB,Endometriosis ,menorhagia - Not for Contraception or Infertility etiology
198. Fractional Curettage for Uterine bleeding except for Infertility
199. Myomectomy
200. Lap ovarian hystectomy
201. Cervical /Uterine Polypectomy
202. Laparoscopic ablation of endometriotic spots
203. Laparoscopic adhesiolysis
204. Repair of perineal tear
205. Drainage of vulval haemotoma/Abscess
206. Laparoscopic surgery for Endometriosis
207. MRI-HIFU - Non-Surgical treatment of Uterine Fibroids
208. Orthopaedics
209. Bankart Repair
210. Shoulder Arthroscopy
211. Total Hip Replacement
212. Knee Arthroscopy
213. Rotator cuff repair
214. Total Knee Replacement
215. Arthroscopic meniscectomy
216. Arthroscopic sad +ac joint excision
217. Meniscal repair and Menisectomy
218. ACL and PCL reconstruction
219. Amputation - digit of hand/ foot
220. Arthroscopic debridement
221. Arthroscopic meniscal excision/repair / removal of loose body
222. Arthroscopic slap repair
223. Biopsy/ lavage / arthrotomy - hip/shoulder
224. ORIF of Capitellar,trochlea -elbow /scaphoid
225. Debridement wound with secondary closure
226. Dislocation open reduction-elbow /shoulder
227. De quervains release
228. Dwyer osteotomy (calcaneum)
229. Excision distal radius/ulna
230. Excision lateral end-ac joint(acromioclavicular joint)
231. ORIF of acromioclavicular joint
232. Arthroscopic sad +ac joint excision
233. Excision of bursa
234. External fixation-humerus / forearm
235. Fasciotomy-Upper/lower limb
236. Ganglion-foot/Wrist
237. Implant removal-kwire,rods,plates,metalic wires,etc
238. K wire fixation in closed fracture-foot,Hand,Digits
239. Mallet finger repair/fixation
240. MTP joint arthrodesis
241. ORIF-distal radius/ forearm
242. ORIF-humerus tuberosity-excision
243. ORIF-lateral malleolus / medial malleolous
244. ORIF-distal radius
245. ORIF-single bone-forearm
246. Shoulder arthroscopy stabilization
247. TA release
248. Carpal tunnel Decompression/release
249. Closed reduction on fracture, luxation or epiphyseolysis with osteosynthesis
250. Laser Prostatectomy
251. Transurethral resection of the prostate (TURP)
252. Laparoscopic Nephrectomy
253. Percutaneous nephrolithotomy (PCNL)
254. Laparoscopic Radical Prostatectomy
255. Pyeloplasty
256. Epididymectomy/ spermatocelectomy
257. Cystoscopic removal of foreign bodies/stones
258. Cystoscopic clot evacuation
259. Epididmal cyst excision
260. Testicular biopsy
261. Ureteric meatotomy
262. Dilatation of stricture urethra under GA
264. Orchidopexy
265. Endoscopic removal of stone in bladder
266. Suprapubic Cystolithotomy
267. Endoscopic teflon injection
268. Lithotripsy -ESWL ,PCNL
269. Urethrostomy
270. Cystoscopic stent removal
271. Hydroceletomy
272. suprapubic cystostomy
273. Cystoscopy with bladder biopsy
274. CAPD catheter removal
275. D/J stenting
276. D/J stent removal bilateral
277. Meatoplasty
278. Reduction of paraphimosis
279. Transrectal prostate biopsy
280. Turbt(small bladder tumor resection)
281. Ureteric basketting
282. Ureteric dilatation
283. Ureterocele repair
284. Medical management of Renal/ureteric calculiof less than 6mm size
285. Percutaneous Endoscopic Lumbar Discectomy (PELD)
286. Percutaneous Transforaminal Lumbar Interbody fusion
287. Percutaneous Endoscopic Lumbar Foraminoplasty
288. Fully Endoscopic Lumbar Foraminoplasty
289. Fully Endoscopic Lumbar Disectomy
290. Nucleoplasty
291. Kyphoplasty
292. Cystoscopic fulguration of tumour
293. Cystocele Repair
294. Eversion of Sac
295. Haemodialysis
296. PD (Peritoneal Dialysis) Catheter Insertion
297. SPC Insertion (Suprapubic Catheter)
298. Suturing - CLW -under LA or GA
299. Coronary Angiography (CAG)
300. Peripheral Angiography & Angioplasty (Carodit, Renal, Iliac, Coarctation of Aorta)
301. Radiofrequency catheter ablation
302. VATS-Sympathetectomy
303. cryosurgery /Frozen Section for Tumours
304. Brachytherapy for cancer
305. Chemotherapy for Cancer
306. Radiotherapy for Cancer
307. Revision of Tympanoplasty
308. Other microsurgical operations on the middle ear
309. Incision of the mastoid process and middle ear
310. Reconstruction of the middle ear
311. Other excisions of the middle ans inner ear
312. Incision (opening) and destruction (elimination) of the inner ear
313. Other operations on the middle and inner ear
314. Removal of Keratosis Obturans
315. Excision and destruction of diseased tissue of the nose
316. Operations o the turbinates (nasal concha)
317. Other operations on the nose
318. Incision of tear glands
319. Other operations on the tear ducts
320. Incision of diseased eyelids
321. Correction of eyelid ptosis by LevatorPalpevraeSuperioris Resection (Bilateral)
322. Correction of eyelid ptosis by Fascia Lata Graft (Bilateral)
323. Excision and destruction of diseased tissue of the eyelid
324. Operations on the canthus and epicanthus
325. Corrective surgery for blepharoptosis
326. Removal of a foreign body from the conjunctiva
327. Removal of a foreign body from the cornea
328. Incision of the cornea
329. Other operations on the cornea
330. Diathermy/Cryotheraphy to treat retinal tear
331. Anterior chamber Paracentesis/ Cyclodiathermy/Cyclocryotheraphy/GoniotomyTrabeculoto my and Filtering and Allied Operations to treat glaucoma
332. Enucleation of Eye without Implant
333. Dacryocystorhinostomy for various lesions of Lacrimal Gland
334. Laser Photocoagulation to treat Ratinal Tear
335. Other incisions of the skin and subcutaneous tissues
336. Local excision of diseased tissue of the skin and subcutaneous tissues
337. Other excisions of the skin and subcutaneous tissues
338. Simple restoration of surface continuity of the skin and subcutaneous tissues
339. Revision of skin plasty
340. Other restoration and reconstruction of the skin and subcutaneous tissues
341. Destruction of diseased tissue in the skin and subcutaneous tissues
342. Reconstruction of Deformity/Defect in Nail Bed
343. Transoral incision and drainage of a pharyngeal abscess
344. Tonsillectomy without adenoidectomy
345. Tonsillectomy with adenoidectomy
346. Excision and destruction of a lingual tonsil
347. Other operations on the tonsils and adenoids
348. Incision on bone, septic and aseptic
349. Suture and other operations on tendons and tendon sheath
350. Reduction of dislocation under GA
351. Incision and excision of tissue in the perianal region
352. Surgical treatment of anal fistulas
353. Surgical treatment of hemorrhoids
354. Other operations on the anus
355. Transurethral excision and destruction of prostate tissue
356. Laparotomy for grading Lymphoma with Splenectomy/Liver/Lymph Node Biopsy
357. Therapeutic Laparoscopy with laser
358. Cholecystectomy and Choledocho- jejunostomy/Duodenostomy/Gastrostomy/Exploration Common Bile Duct
359. Esophagoscopy, gastroscopy, duodenoscopy with polypectomy/removal of foreign body/diathermy of bleeding lesions
361. Drainage of pyonephrosis/Perinephric Abscess
362. Appendicectomy with/without Drainage
363. Incision of the ovary
364. Insufflations of the Fallopian tubes
365. Other operations on the Fallopian tube
366. Dilatation of the cervical canal
367. Conisation of the uterine cervix
368. Therapeutic curettage with Colposcopy/Biopsy/Diathermy/Cryosurgery
369. Laser Theraphy of Cervix for various lesions of Uterus
370. Other operations on the uterine cervix
371. Incision of the uterus (hysterectomy)
372. Local excision and destruction of diseased tissue of the vagina and the pouch of Douglas
373. Incision of vagina
374. Incision of Vulva
375. Culdotomy
376. Salpingo-Oophorectomy via Laparotomy
377. Incision of the prostate
378. Ultrasound guided aspirations
379. Transurethral and percutaneous destruction of prostate tissue
380. Open surgical excision and destruction of prostate tissue
381. Operations on the seminal vesicles
382. Other excision and destruction of prostate tissue
383. Other operations on the scrotum and tunica vaginalis testis
384. Other operations o the prostate
385. Incision of the scrotum and tunica vaginalis testis
386. Excision and destruction of diseased scrotal tissue
387. Incision and excision of periprostatic tissue
388. Incision of the testes
389. Excision and destruction of diseased tissue of the testes
390. Surgical repositioning of an abdominal testis
391. Reconstruction of the testis
392. Implantation, exchange and removal of a testicular prosthesis
393. Other operations on the testis
394. Surgical treatment of a varicocele and a hydrocele of the spermatic cord
395. Catheterisation of Bladder
396. Biopsy of Temporal Artery for Various Lesions
397. External Arterio-venous Shunt
398. Endoscopic polypectomy
399. Surgery of ligament tear
400. Surgery for meniscus tear
401. Surgery for hemoarthrosis/pyoarthrosis
402. Removal of fracture pins/nails
403. Excision of Bursirtis
404. Tennis Elbow Release
405. Excision of Various Lesions in Coccyx



STAR HEALTH INSURANCE ACCOUNT DETAILS:

ACCOUNT NAME: STAR HEALTH AND ALLIED INSURANCE CO LTD

ACCOUNT NUMBER : STARCL111215Z

ACCOUNT TYPE: CURRENT ACCOUNT

BANK NAME : IDFC BANK LIMITED

BANK ADDRESS: LANCOR WESTMINSTER, FLOOR 3, 108, R.K.SALAI, MYLAPORE, CHENNAI. 600004

BANK IFSC CODE: IDFB0010204

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