P. PRASAD
Insurance Consultant
📧 Email: prasadpadur@gmail.com
📞 Mobile: 9447027427
💼 Designation: Insurance Consultant
📍 Address:
PUTHENPURAYIL BLDG,
South of Central M.C. Road,
Adoor
Trusted Insurance Consultant
Serving customers with reliable insurance guidance and support
New India Assurance: Trusted Public Sector General Insurance Company
ന്യൂ ഇന്ത്യ അഷ്വറൻസ്: വിശ്വസനീയമായ പബ്ലിക് സെക്ടർ ജനറൽ ഇൻഷുറൻസ് കമ്പനി
Offering comprehensive protection with motor, health, travel, and business insurance solutions backed by strong government trust and reliability.
Care Health Insurance: Smart Healthcare Protection for Every Family
കെയർ ഹെൽത്ത് ഇൻഷുറൻസ്: ഓരോ കുടുംബത്തിനും സ്മാർട്ട് ആരോഗ്യ പരിരക്ഷ
Offering comprehensive health insurance solutions with cashless hospitalization, wide hospital network, and innovative plans designed for modern healthcare needs.
HDFC Life Insurance: Trusted Life Insurance Partner in India
HDFC ലൈഫ് ഇൻഷുറൻസ്: ഇന്ത്യയിലെ വിശ്വസനീയമായ ലൈഫ് ഇൻഷുറൻസ് പങ്കാളി
HDFC Life provides reliable life insurance solutions that help secure your family's future with long-term protection, savings, and financial stability.
Reach Us for Health Insurance Plans
ഹെൽത്ത് ഇൻഷുറൻസ് പ്ലാനുകൾക്കായി ഞങ്ങളെ ബന്ധപ്പെടൂ
Get expert guidance on health insurance plans, premium quotes, cashless hospitals and claim support. We help you choose the best health cover for your family.
My Achievements & Why Choose Me
എന്റെ നേട്ടങ്ങളും എന്തുകൊണ്ട് എന്നെ തിരഞ്ഞെടുക്കണം
Achievements
നേട്ടങ്ങൾ
- ✔ Experienced Insurance Consultant with strong client trust
- ✔ Expert guidance in Health & General Insurance
- ✔ Associated with New India Assurance, Care Health & HDFC Life
- ✔ Helping clients choose best long-term protection plans
Why Choose Me?
എന്തുകൊണ്ട് എന്നെ തിരഞ്ഞെടുക്കണം?
- ✔ Personalized insurance solutions for every client
- ✔ Fast claim assistance & hospital support
- ✔ Transparent and honest consultation
- ✔ Easy support via Call & WhatsApp
24/7 Support
Quick response on WhatsApp & Call
Claim Assistance
End-to-end claim support guidance
Trusted Advisor
Associated with New India Assurance, Care Health & HDFC Life
Quick Inquiry Form
Looking for a Reliable Health Insurance Plan for Senior Citizens?
- ✔ Are you above 60 and need medical coverage?
- ✔ Looking for affordable health insurance in old age?
- ✔ Need coverage for hospitalization expenses?
- ✔ Want protection against rising medical costs?
- ✔ Need support for pre-existing diseases?
- ✔ Looking for a trusted government insurance company?
- ✔ Want peace of mind for your retirement years?
👉 Then Sixty Plus Mediclaim Policy is the right choice for you.
Sixty Plus Mediclaim Policy
Sixty Plus Mediclaim Policy is a senior citizen health insurance plan from New India Assurance, specially designed for individuals aged 60 years and above. It provides financial protection against hospitalization expenses and helps manage healthcare costs during retirement.
Key Highlights
- Entry Age: 60 years and above.
- Sum Insured: ₹1 Lakh to ₹10 Lakhs.
- Coverage: Hospitalization expenses including pre & post hospitalization.
- Cashless Facility: Available at network hospitals.
Coverage Benefits
- In-patient hospitalization expenses.
- Pre & post hospitalization costs.
- Day care procedures covered.
- Domiciliary hospitalization (as per policy terms).
Waiting Periods
- Initial waiting: 30 days (except accidents).
- Pre-existing diseases: 18 months.
- Specific diseases: 12 months.
Why Choose This Plan?
- Specially designed for senior citizens.
- Affordable premiums.
- Coverage for age-related health issues.
- Backed by a trusted public sector insurer.
Want Extra Health Coverage Beyond Your Existing Policy?
- ✔ Already have a health policy but need higher coverage?
- ✔ Looking for affordable high-value medical protection?
- ✔ Want to reduce premium while increasing coverage?
- ✔ Need protection for major hospital expenses?
- ✔ Planning backup coverage for critical treatments?
- ✔ Want a smart top-up health insurance solution?
- ✔ Looking to safeguard savings from big medical bills?
👉 Then Arogya Pragati Plus is the ideal solution for you.
Arogya Pragati Plus
Arogya Pragati Plus is a super top-up health insurance plan from New India Assurance, designed to provide additional financial protection when your medical expenses exceed a chosen threshold limit. It helps you enhance coverage at a lower premium compared to regular health plans.
Key Highlights
- Type: Super Top-Up Health Insurance.
- Threshold Limit: ₹5 Lakhs to ₹50 Lakhs.
- Sum Insured: Up to ₹50 Lakhs (up to 4× threshold).
- Family Floater: Covers up to 6 members.
- Entry Age: 18–65 years (children from 3 months).
Plan Variants
- Gold Plan – Standard coverage with limits.
- Platinum Plan – Higher benefits & wider coverage.
Coverage Benefits
- Hospitalization expenses beyond threshold.
- Pre & post hospitalization (30–90 days).
- Day care procedures covered.
- AYUSH treatments included.
- Modern treatments & advanced procedures.
- Ambulance expenses covered.
Special Features
- No need for base policy (optional but recommended).
- High coverage at affordable premium.
- Discounts available (family, digital, loyalty).
- No medical test up to age 55.
Waiting Periods
- Initial waiting: 30 days (except accidents).
- Specific diseases: 12–24 months.
- Pre-existing diseases: up to 36 months.
Why Choose This Plan?
- Best for increasing coverage at low cost.
- Ideal as a backup or secondary policy.
- Protects against large medical expenses.
- Flexible options for individuals & families.
Looking for a Special Health Insurance Plan for Your Girl Child?
- ✔ Do you have one or two dependent daughters?
- ✔ Want a health plan designed especially for girl children?
- ✔ Looking for premium discounts for daughters?
- ✔ Need coverage for hospitalization & critical illness?
- ✔ Want financial protection for your family?
- ✔ Looking for a unique family floater plan?
- ✔ Prefer a trusted government insurance company?
👉 Then Asha Kiran Policy is designed just for you.
Asha Kiran Policy
Asha Kiran Policy is a unique family health insurance plan from New India Assurance, designed specifically for parents with only girl children. It provides comprehensive medical coverage along with special benefits and premium discounts for daughters.
Key Highlights
- Eligibility: Families with up to 2 dependent daughters.
- Sum Insured: ₹2 Lakhs to ₹15 Lakhs.
- Discount: 50% premium discount for girl children.
- Family Floater: Covers parents & daughters.
Coverage Benefits
- Hospitalization expenses covered.
- Pre & post hospitalization expenses.
- Critical illness benefit (10% of Sum Insured).
- Personal accident cover up to 100% of SI.
- Hospital cash benefit.
- Ambulance charges covered.
- AYUSH treatments included.
Important Features
- Room rent limit: 1% of SI per day.
- ICU limit: 2% of SI per day.
- Covers up to 226 day care procedures.
- Policy valid only in India.
Waiting Periods
- Initial waiting: 30 days (except accidents).
- Specific diseases: 24 months.
- Pre-existing diseases: 36 months.
Why Choose This Plan?
- Special plan exclusively for girl children.
- Attractive premium discounts.
- Comprehensive family coverage.
- Trusted public sector insurer.
Want Dedicated Financial Protection Against Cancer?
- ✔ Looking for a plan that covers all stages of cancer?
- ✔ Want coverage for chemotherapy, surgery & advanced treatments?
- ✔ Need financial support for expensive cancer care?
- ✔ Want protection from rising cancer treatment costs?
- ✔ Looking for a specialized cancer insurance plan?
- ✔ Want coverage for modern therapies like immunotherapy?
- ✔ Need peace of mind for you and your family?
👉 Then Cancer Guard Policy is the right protection for you.
Cancer Guard Policy
Cancer Guard Policy is a specialized health insurance plan from New India Assurance designed exclusively to cover expenses related to cancer treatment including hospitalization, day care, and advanced therapies.
Key Highlights
- Entry Age: 3 months to 65 years.
- Sum Insured: ₹5 Lakhs to ₹50 Lakhs.
- Coverage Type: Individual policy (family can be covered separately).
- No Medical Test: Required before policy purchase.
Coverage Benefits
- In-patient, day care & outpatient cancer treatments.
- Chemotherapy, radiotherapy, surgery & organ transplant.
- Advanced treatments like immunotherapy & targeted therapy.
- Stem cell & bone marrow transplantation covered.
- Ambulance charges up to ₹3,000 per hospitalization.
- Second opinion expenses covered.
- Post-treatment follow-up expenses covered.
Special Features
- Cancer Care Benefit: 50% of SI for Stage IV diagnosis.
- Cumulative Bonus: 10% increase per claim-free year (max 50%).
- Room Rent: Single AC / Deluxe room based on SI.
- Reconstruction Surgery: Covered post cancer surgery.
Waiting Period
- Initial waiting period: 90 days.
- No coverage for pre-existing cancer.
Important Note
- Covers only cancer-related treatments.
- Non-cancer illnesses are not covered.
Why Choose This Plan?
- Dedicated coverage for cancer care.
- Includes advanced & modern treatments.
- High sum insured options.
- Affordable compared to regular high coverage plans.
Want Financial Protection Against Critical Illness?
- ✔ Worried about expenses from major illnesses like cancer or heart attack?
- ✔ Want a lump sum payout on diagnosis?
- ✔ Looking for coverage beyond regular health insurance?
- ✔ Need financial support during recovery?
- ✔ Want coverage for multiple critical illnesses?
- ✔ Looking for a smart income protection plan?
- ✔ Want peace of mind for your family’s future?
👉 Then Criti Protect Policy is the right choice for you.
Criti Protect Policy
Criti Protect Policy is a critical illness insurance plan from New India Assurance that provides a lump sum payout on diagnosis of specified critical illnesses. It helps manage treatment costs and income loss during recovery.
Key Highlights
- Entry Age: 18 to 65 years.
- Sum Insured: ₹5 Lakhs to ₹50 Lakhs.
- Policy Type: Benefit-based (lump sum payout).
- Coverage Options: 9 / 18 / 25 / 41 critical illnesses.
- Policy Tenure: 1, 2 or 3 years.
Coverage Benefits
- 100% Sum Insured paid on diagnosis.
- Covers major illnesses like cancer, heart attack, stroke, kidney failure, etc.
- No restriction on hospital bills usage.
- Worldwide coverage.
- Dependents (spouse, children, parents) can be covered.
Special Features
- Zero Survival Period – Claim paid immediately after diagnosis.
- No Claim Usage Restriction – Use money for treatment, EMI, or income loss.
- No Medical Test (up to certain age & limits).
- Lifelong Renewal available.
Waiting Period
- Initial waiting period: 90 days.
- Coverage starts after waiting period completion.
Important Note
- Benefit is paid only on first diagnosis.
- Policy terminates after claim payout.
- Not a replacement for regular health insurance.
Why Choose This Plan?
- Financial security against life-threatening illnesses.
- Instant lump sum support.
- Flexible plan options (9–41 diseases).
- Ideal as an add-on to health insurance.
Want One Health Insurance Plan for Your Entire Family?
- ✔ Looking for a single policy covering all family members?
- ✔ Want to save premium with shared coverage?
- ✔ Need protection against hospitalization expenses?
- ✔ Want coverage for parents, spouse & children?
- ✔ Looking for cashless treatment facilities?
- ✔ Need a trusted government insurance plan?
- ✔ Want comprehensive family health protection?
👉 Then Floater Mediclaim Policy is perfect for your family.
Floater Mediclaim Policy
Floater Mediclaim Policy is a family health insurance plan from New India Assurance that covers multiple family members under a single sum insured. It provides financial protection against hospitalization expenses and helps manage medical costs efficiently.
Key Highlights
- Entry Age: 18 to 65 years (children from 3 months).
- Sum Insured: ₹2 Lakhs to ₹15 Lakhs.
- Family Size: Minimum 2 to maximum 6 members.
- Coverage Type: Single sum insured shared by all members.
- Lifelong Renewal: Available.
Coverage Benefits
- Hospitalization expenses for illness & accidents.
- Pre-hospitalization (30 days) & post-hospitalization (60 days).
- Day care procedures (200+ treatments).
- AYUSH treatments (Ayurveda, Yoga, etc.).
- Organ donor expenses covered.
- Ambulance charges up to 1% of Sum Insured.
Special Features
- Cumulative Bonus: 25% increase per claim-free year (max 50%).
- Newborn Cover: Available.
- Critical Care Benefit: 10% of Sum Insured.
- Midterm Inclusion: Newly married spouse can be added.
- Hospital Cash: Daily allowance available.
Discounts
- 5% discount for 2 members.
- 10% discount for 3 members.
- 15% discount for 4 or more members.
Waiting Periods
- Initial waiting: 30 days (except accidents).
- Specific diseases: 12–24 months.
- Pre-existing diseases: up to 36 months.
Why Choose This Plan?
- One policy for entire family.
- Cost-effective compared to individual plans.
- Flexible family coverage options.
- Trusted public sector insurer.
Looking for an Affordable Health Plan for Young Individuals?
- ✔ Are you young and healthy but want financial protection?
- ✔ Looking for a low-cost health insurance plan?
- ✔ Want coverage for hospitalization & modern treatments?
- ✔ Need a starter health policy for future security?
- ✔ Want to build health insurance early in life?
- ✔ Looking for simple and hassle-free coverage?
- ✔ Want protection without high premium burden?
👉 Then Yuva Bharath Policy is the perfect start for you.
Yuva Bharath Health Insurance Policy
Yuva Bharath Health Insurance Policy is an affordable health insurance plan from New India Assurance designed especially for young individuals. It provides essential hospitalization coverage along with modern treatment benefits at a low premium.
Key Highlights
- Entry Age: 18 to 40 years.
- Sum Insured: ₹2 Lakhs to ₹10 Lakhs.
- Policy Type: Individual health insurance.
- Premium: Low and affordable for young adults.
- Lifelong Renewal: Available.
Coverage Benefits
- Hospitalization expenses (illness & accidents).
- Pre & post hospitalization (30 & 60 days).
- Day care procedures covered.
- Modern treatments (robotic surgery, advanced therapies).
- AYUSH treatments included.
- Ambulance charges covered.
Special Features
- No Claim Bonus: Increase in Sum Insured for claim-free years.
- Cashless Treatment: Available at network hospitals.
- Simple Underwriting: Easy policy issuance.
- Digital Purchase: Discounts available.
Waiting Periods
- Initial waiting: 30 days (except accidents).
- Specific diseases: 12–24 months.
- Pre-existing diseases: up to 36 months.
Why Choose This Plan?
- Perfect starter health insurance for youth.
- Affordable premium with essential coverage.
- Build insurance early for long-term benefits.
- Simple and easy-to-understand plan.
Worried About Online Frauds, Hacking & Cyber Crimes?
- ✔ Using online banking, UPI & digital payments?
- ✔ Concerned about cyber fraud or phishing attacks?
- ✔ Want protection against identity theft?
- ✔ Need coverage for financial loss due to hacking?
- ✔ Worried about social media or email account misuse?
- ✔ Want legal & IT support in case of cyber crime?
- ✔ Looking for a smart digital protection plan?
👉 Then Cyber Insurance Policy is your digital safety shield.
Cyber Insurance Policy
Cyber Insurance Policy from New India Assurance is designed to protect individuals from financial losses arising due to cyber risks such as online fraud, phishing, identity theft, and hacking incidents. It also provides expert assistance for legal and IT recovery support.
Key Highlights
- Coverage Type: Individual cyber risk insurance.
- Sum Insured: ₹1 Lakh to ₹1 Crore.
- Policy Period: 1 year.
- Protection: Financial loss, identity theft & cyber crimes.
Coverage Benefits
- Online banking fraud & UPI fraud losses.
- Phishing & email spoofing attacks.
- Identity theft & misuse of personal data.
- Social media account hacking.
- Cyber extortion (ransomware attacks).
- Online shopping fraud protection.
- IT forensic & data recovery expenses.
- Legal expenses for cyber cases.
Special Features
- 24×7 Cyber Assistance – Immediate expert support.
- Global Coverage – Protection against worldwide cyber threats.
- Family Coverage Option available.
- Affordable Premium for high coverage.
Important Conditions
- Loss must be reported immediately to bank & authorities.
- FIR / cyber complaint may be required for claims.
- Negligence or sharing OTP/PIN may not be covered.
Why Choose This Policy?
- Essential protection in digital era.
- Covers wide range of cyber threats.
- Financial + legal + IT support.
- Peace of mind for online users.
Are You a Doctor Worried About Legal Risks & Professional Liability?
- ✔ Concerned about medical negligence claims?
- ✔ Want protection against legal expenses & compensation costs?
- ✔ Looking for coverage for errors, omissions or malpractice?
- ✔ Need financial security for your medical practice?
- ✔ Want to safeguard your professional reputation?
- ✔ Running a clinic, hospital, or consulting practice?
- ✔ Looking for a trusted indemnity insurance solution?
👉 Then Doctor Indemnity Insurance Policy is essential for your protection.
Doctor Indemnity Insurance Policy
Doctor Indemnity Insurance Policy from New India Assurance provides financial protection to medical practitioners against legal liabilities arising from professional negligence, errors, or omissions in medical services.
Key Highlights
- Who Can Apply: Doctors, surgeons, specialists & medical practitioners.
- Coverage Type: Professional indemnity insurance.
- Sum Insured: ₹1 Lakh to ₹5 Crore (or more as per requirement).
- Policy Period: 1 year (renewable).
Coverage Benefits
- Legal liability due to medical negligence.
- Errors or omissions in professional services.
- Legal defense costs (lawyer fees, court expenses).
- Compensation awarded to patients.
- Coverage for clinic/hospital staff (optional).
- Worldwide coverage (if specified).
Special Features
- Customizable Coverage – Based on specialization & risk.
- High Sum Insured Options for specialists.
- Retroactive Cover available.
- Tail Coverage option for extended protection.
Important Conditions
- Claim must arise during policy period.
- Only civil liability covered (criminal acts excluded).
- Intentional negligence or fraud not covered.
Why Choose This Policy?
- Essential protection for medical professionals.
- Safeguards financial & professional reputation.
- Covers high legal compensation risks.
- Trusted public sector insurer.
Want Complete Protection for Your Home & Valuables?
- ✔ Worried about fire, theft or natural disasters?
- ✔ Want protection for your house and household items?
- ✔ Need coverage for jewelry, electronics & valuables?
- ✔ Looking for a comprehensive home insurance plan?
- ✔ Want protection against burglary and accidental damage?
- ✔ Need security for your hard-earned assets?
- ✔ Looking for a reliable all-in-one home policy?
👉 Then Griha Suvidha II Policy is your complete home protection solution.
Griha Suvidha II Policy
Griha Suvidha II Policy is a comprehensive home insurance plan from New India Assurance that protects your house, household contents, and valuables against risks like fire, burglary, natural disasters, and accidental damage.
Key Highlights
- Coverage Type: Home building + contents insurance.
- Sum Insured: Flexible based on property & asset value.
- Policy Period: 1 year (renewable).
- Sections: Multiple optional covers available.
Coverage Sections
- Fire & Allied Perils – Fire, lightning, explosion.
- Burglary & Theft – Loss of household contents.
- Electronic Equipment – TVs, laptops, appliances.
- Jewelry & Valuables – Gold, ornaments, precious items.
- Personal Accident – Optional cover for family members.
- Public Liability – Third-party liability cover.
Coverage Benefits
- Protection against natural disasters (flood, earthquake, cyclone).
- Accidental damage to household items.
- Burglary and housebreaking losses.
- Electrical/mechanical breakdown of appliances.
- Loss or damage to valuables.
Special Features
- Customizable Plan – Choose only needed sections.
- All-in-One Protection – Home + contents + valuables.
- Affordable Premium for comprehensive cover.
- Easy Claims Process.
Important Conditions
- Proper valuation of assets required.
- Proof of ownership may be needed during claims.
- High-value items may need separate declaration.
Why Choose This Policy?
- Complete home protection in one policy.
- Covers both structure & contents.
- Flexible and customizable.
- Peace of mind for homeowners.
Want Complete Protection for Your Small Business?
- ✔ Running a shop, office, or small manufacturing unit?
- ✔ Worried about fire, theft, or natural disasters?
- ✔ Want protection for stock, machinery & equipment?
- ✔ Need coverage for business interruption losses?
- ✔ Looking for a simple and standard MSME insurance?
- ✔ Want to safeguard your business investment?
- ✔ Prefer a trusted and government-approved policy?
👉 Then Bharat Laghu Udyam Suraksha Policy is the ideal protection for your business.
Bharat Laghu Udyam Suraksha Policy
Bharat Laghu Udyam Suraksha Policy is a standard fire and allied perils insurance policy designed for small and medium enterprises (MSMEs). It provides coverage for buildings, plant & machinery, stock, and other business assets against risks like fire, natural disasters, and more.
Key Highlights
- Eligibility: Businesses with total asset value up to ₹50 Crore.
- Coverage Type: Fire & allied perils insurance.
- Sum Insured: Based on total asset value.
- Policy Period: 1 year (renewable).
What is Covered?
- Building (factory, shop, office premises).
- Plant & machinery.
- Stock & raw materials.
- Furniture, fixtures & fittings.
- Electrical installations.
Covered Risks
- Fire, lightning, explosion & implosion.
- Storm, cyclone, flood & inundation.
- Earthquake & landslide.
- Riot, strike & malicious damage.
- Impact damage & accidental external damage.
Add-On Covers
- Burglary & theft cover.
- Business interruption (loss of profit).
- Debris removal expenses.
- Additional rent for alternate premises.
Special Features
- Standardized Policy across all insurers (IRDAI approved).
- Simple & Transparent Terms.
- Affordable Premium for MSMEs.
- Wide Risk Coverage.
Why Choose This Policy?
- Protects your entire business assets.
- Ideal for shops, offices & small industries.
- Ensures business continuity.
- Peace of mind for entrepreneurs.
Want Complete Protection for Your Shop & Business?
- ✔ Running a retail shop or small business?
- ✔ Worried about fire, theft, or burglary losses?
- ✔ Want protection for stock, furniture & equipment?
- ✔ Need coverage for cash, electronics & valuables?
- ✔ Looking for business interruption protection?
- ✔ Want an all-in-one insurance solution for your shop?
- ✔ Need a simple and affordable policy?
👉 Then Shopkeepers Insurance Policy is the perfect safeguard for your business.
Shopkeepers Insurance Policy
Shopkeepers Insurance Policy is a comprehensive package policy from New India Assurance designed to protect retail shops and small businesses against multiple risks like fire, burglary, cash loss, and business interruption.
Key Highlights
- Eligibility: Retail shops, showrooms & small businesses.
- Coverage Type: Package policy with multiple sections.
- Sum Insured: Based on stock & asset value.
- Policy Period: 1 year (renewable).
Coverage Sections
- Fire & Allied Perils – Protection against fire & disasters.
- Burglary & Theft – Loss of stock & contents.
- Money Insurance – Cash in premises & transit.
- Electronic Equipment – Computers, billing machines.
- Plate Glass – Shop glass damage.
- Public Liability – Third-party injury/property damage.
- Personal Accident – Owner/staff coverage.
Coverage Benefits
- Protection against fire, flood, earthquake & riots.
- Burglary, theft & housebreaking losses.
- Cash loss due to theft or robbery.
- Damage to shop fittings & equipment.
- Compensation for third-party liabilities.
Add-On Covers
- Business interruption (loss of profit).
- Fidelity guarantee (employee fraud).
- Goods in transit cover.
- Neon sign & signage cover.
Special Features
- All-in-One Package – Multiple risks under one policy.
- Customizable Sections based on shop needs.
- Affordable Premium.
- Easy Claims Process.
Why Choose This Policy?
- Complete protection for shop owners.
- Reduces financial risk from unexpected events.
- Flexible and scalable coverage.
- Peace of mind for business continuity.
Want Simple & Affordable Protection for Your Small Business?
- ✔ Running a small shop, office, or startup?
- ✔ Looking for low-cost business insurance?
- ✔ Want protection against fire and natural disasters?
- ✔ Need coverage for stock, equipment & furniture?
- ✔ Prefer a simple and standard insurance policy?
- ✔ Want to secure your business investment?
- ✔ Need trusted MSME protection from a government insurer?
👉 Then Bharat Sookshma Udyam Suraksha Policy is the right choice for you.
Bharat Sookshma Udyam Suraksha Policy
Bharat Sookshma Udyam Suraksha Policy is a standard fire and allied perils insurance policy designed for micro enterprises. It provides essential protection for business assets like building, stock, and equipment against risks such as fire, natural disasters, and other unforeseen events.
Key Highlights
- Eligibility: Businesses with asset value up to ₹5 Crore.
- Coverage Type: Fire & allied perils insurance.
- Sum Insured: Based on total asset value.
- Policy Period: 1 year (renewable).
What is Covered?
- Building (shop, office, small unit).
- Stock & raw materials.
- Furniture, fixtures & fittings.
- Plant & small machinery.
- Electrical installations.
Covered Risks
- Fire, lightning, explosion.
- Storm, cyclone, flood & inundation.
- Earthquake & landslide.
- Riot, strike & malicious damage.
- Impact damage & accidental external events.
Add-On Covers
- Burglary & theft cover.
- Business interruption (loss of income).
- Debris removal expenses.
- Additional rent for alternate premises.
Special Features
- Standardized Policy (IRDAI approved).
- Simple Documentation.
- Affordable Premium for micro businesses.
- Essential Risk Coverage.
Why Choose This Policy?
- Ideal for very small businesses & startups.
- Basic yet essential protection.
- Easy to understand & buy.
- Ensures business continuity.
LIC Insurance Plans
LIC ഇൻഷുറൻസ് പ്ലാനുകൾ
Looking for a Complete Life Protection Plan?
- ✔ Do you want full life cover protection?
- ✔ Looking for protection against death, disability & critical illness?
- ✔ Need financial security for your family?
- ✔ Want flexible coverage options?
- ✔ Looking for long-term reliable insurance?
- ✔ Want affordable premium with high coverage?
- ✔ Need peace of mind for your loved ones?
👉 Then HDFC Life Click 2 Protect Supreme Plus is the right choice for you.
HDFC Life Click 2 Protect Supreme Plus
HDFC Life Click 2 Protect Supreme Plus is a comprehensive term insurance plan that offers protection against death, disability, and critical illnesses. It ensures financial security for your family in case of any unfortunate event.
Key Highlights
- Coverage: Life cover with multiple protection options.
- Protection: Death, disability & critical illness cover.
- Flexible Plans: Customize as per your needs.
- Policy Term: Long-term protection options available.
Benefits
- Financial protection for your family.
- Option to increase coverage at key life stages.
- Tax benefits as per applicable laws.
- High sum assured at affordable premium.
Why Choose This Plan?
- Trusted brand – HDFC Life.
- Comprehensive protection coverage.
- Flexible premium payment options.
- Secure future for your loved ones.
Looking for Guaranteed Savings with Life Protection?
- ✔ Do you want guaranteed income after retirement?
- ✔ Looking for safe savings with life insurance cover?
- ✔ Want regular income for financial stability?
- ✔ Need protection for your family with savings benefit?
- ✔ Looking for tax-saving investment options?
- ✔ Want risk-free guaranteed returns?
- ✔ Planning a secure future for your family?
👉 Then HDFC Life Sanchay Plus is the right choice for you.
HDFC Life Sanchay Plus
HDFC Life Sanchay Plus is a savings and life insurance plan that provides guaranteed returns along with life cover. It helps you build a secure financial future while protecting your family.
Key Highlights
- Guaranteed Benefits: Fixed returns as per plan option.
- Life Cover: Financial protection for family.
- Payout Options: Lump sum or regular income.
- Policy Term: Flexible long-term options.
Benefits
- Guaranteed income for future needs.
- Life insurance protection.
- Tax benefits as per income tax rules.
- Safe and stable savings option.
Why Choose This Plan?
- Guaranteed returns with safety.
- Trusted HDFC Life brand.
- Flexible payout structure.
- Ideal for long-term financial planning.
Looking for Guaranteed Income with Life Protection?
- ✔ Do you want guaranteed income along with life cover?
- ✔ Looking for regular payouts for financial stability?
- ✔ Want protection for your family with savings benefits?
- ✔ Need safe and secure investment options?
- ✔ Want tax benefits with guaranteed returns?
- ✔ Looking for long-term income planning?
- ✔ Want peace of mind with financial security?
👉 Then HDFC Life Sanchay Par Advantage is the right choice for you.
HDFC Life Sanchay Par Advantage
HDFC Life Sanchay Par Advantage is a participating savings insurance plan that offers guaranteed income along with bonuses. It helps you build a steady income stream while securing your family’s financial future.
Key Highlights
- Guaranteed Income: Regular payouts as per plan.
- Bonus Benefits: Potential additional bonuses.
- Life Cover: Financial protection for family.
- Flexible Options: Multiple payout choices.
Benefits
- Steady income for long-term financial planning.
- Life insurance protection included.
- Tax benefits as per applicable laws.
- Safe and reliable savings plan.
Why Choose This Plan?
- Guaranteed income + bonuses.
- Trusted HDFC Life insurance provider.
- Flexible payout structure.
- Ideal for long-term income planning.
Want to Achieve Your Financial Goals with Guaranteed Benefits?
- ✔ Do you want to achieve your future financial goals?
- ✔ Looking for savings with life insurance protection?
- ✔ Want guaranteed returns with flexible plans?
- ✔ Need financial security for your family?
- ✔ Want to build a disciplined savings habit?
- ✔ Looking for tax-saving investment options?
- ✔ Want long-term wealth creation?
👉 Then HDFC Life Click 2 Achieve is the right choice for you.
HDFC Life Click 2 Achieve
HDFC Life Click 2 Achieve is a savings-oriented insurance plan that helps you achieve your financial goals while providing life cover protection. It offers a disciplined way to save and grow your money securely.
Key Highlights
- Goal-Based Savings: Helps achieve financial targets.
- Life Cover: Protection for your family.
- Flexible Plans: Choose based on your needs.
- Guaranteed Benefits: Stable savings growth options.
Benefits
- Structured savings for future goals.
- Life insurance protection included.
- Tax benefits under applicable laws.
- Long-term wealth creation opportunity.
Why Choose This Plan?
- Goal-oriented financial planning.
- Trusted HDFC Life insurance company.
- Flexible premium payment options.
- Secure future financial growth.
Looking for Guaranteed Wealth Creation with Life Protection?
- ✔ Do you want guaranteed wealth growth with safety?
- ✔ Looking for life insurance with savings benefits?
- ✔ Want assured returns for your financial future?
- ✔ Need protection for your family along with savings?
- ✔ Want long-term wealth building plan?
- ✔ Looking for tax-saving investment options?
- ✔ Want financial security with guaranteed benefits?
👉 Then HDFC Life Guaranteed Wealth Plus is the right choice for you.
HDFC Life Guaranteed Wealth Plus
HDFC Life Guaranteed Wealth Plus is a savings and protection plan that offers guaranteed returns along with life insurance cover. It helps you grow your wealth safely while securing your family’s future.
Key Highlights
- Guaranteed Returns: Assured wealth growth benefits.
- Life Cover: Financial protection for family.
- Flexible Options: Multiple payout choices.
- Long-Term Plan: Secure financial planning.
Benefits
- Guaranteed wealth accumulation.
- Life insurance protection included.
- Tax benefits as per laws.
- Safe and stable financial growth.
Why Choose This Plan?
- Guaranteed wealth + life cover.
- Trusted HDFC Life insurance provider.
- Flexible payout structure.
- Ideal for long-term financial goals.
Looking for Life Protection with Savings Benefits?
- ✔ Do you want life cover with savings growth?
- ✔ Looking for guaranteed income benefits?
- ✔ Want protection for your family’s future?
- ✔ Need regular income or lump sum maturity benefits?
- ✔ Looking for bonus-based wealth creation?
- ✔ Want long-term financial security?
- ✔ Need a plan that supports multiple financial goals?
👉 Then HDFC Life Sampoorna Jeevan is the right choice for you.
HDFC Life Sampoorna Jeevan
:contentReference[oaicite:0]{index=0} is a life insurance cum savings plan that provides financial protection to your family along with savings growth. It offers life cover throughout the policy term and helps you achieve long-term financial goals.
Key Highlights
- Life Cover: Protection throughout the policy term.
- Savings Benefit: Wealth creation with bonuses.
- Income Options: Regular income or lump sum maturity.
- Flexible Plans: Multiple payout options available.
Benefits
- Financial protection for your family.
- Guaranteed income benefits (as per option).
- Bonus additions for wealth growth.
- Tax benefits as per applicable laws.
Why Choose This Plan?
- Life insurance + savings combination.
- Flexible income and payout options.
- Long-term financial security.
- Trusted HDFC Life insurance brand.
Looking for Smart Investment with Life Protection?
- ✔ Do you want wealth creation with insurance protection?
- ✔ Looking for flexible investment options?
- ✔ Want life cover along with savings growth?
- ✔ Need long-term financial planning solution?
- ✔ Want tax-saving investment benefits?
- ✔ Looking for market-linked growth opportunities?
- ✔ Want secure financial future for your family?
👉 Then HDFC Life Sampoorn Nivesh Plus is the right choice for you.
HDFC Life Sampoorn Nivesh Plus
HDFC Life Sampoorn Nivesh Plus is a unit-linked insurance plan (ULIP) that offers wealth creation through market-linked investments along with life insurance protection. It helps you grow your money while securing your family’s future.
Key Highlights
- Market Linked Growth: Investment-based wealth creation.
- Life Cover: Financial protection for family.
- Flexible Funds: Choose investment options.
- Long-Term Plan: Suitable for wealth building goals.
Benefits
- Wealth creation through market investments.
- Life insurance protection included.
- Tax benefits as per applicable laws.
- Flexible premium allocation options.
Why Choose This Plan?
- Investment + insurance combination.
- Potential high returns with market growth.
- Flexible fund switching options.
- Trusted HDFC Life ULIP plan.
Looking for Wealth Creation with Insurance Protection?
- ✔ Do you want market-linked wealth growth?
- ✔ Looking for life insurance protection with investments?
- ✔ Want long-term wealth building opportunities?
- ✔ Need tax-saving investment benefits?
- ✔ Want flexible premium payment options?
- ✔ Looking for disciplined savings with growth?
- ✔ Want financial security for your family?
👉 Then HDFC SL ProGrowth Super II is the right choice for you.
HDFC SL ProGrowth Super II
HDFC SL ProGrowth Super II is a unit-linked insurance plan (ULIP) that combines life insurance protection with market-linked investment opportunities. It helps you build wealth over the long term while securing your family’s financial future.
Key Highlights
- Market Linked Growth: Investment-based wealth creation.
- Life Cover: Financial protection for family.
- Flexible Funds: Multiple investment options.
- Long-Term Plan: Ideal for wealth building.
Benefits
- Wealth creation through market investments.
- Life insurance protection included.
- Tax benefits as per applicable laws.
- Flexible premium allocation options.
Why Choose This Plan?
- Investment + insurance combination.
- Potential long-term market growth benefits.
- Flexible fund switching options.
- Trusted HDFC Life ULIP plan.
Looking for Regular Guaranteed Income with Life Protection?
- ✔ Do you want regular income for financial stability?
- ✔ Looking for guaranteed payout benefits?
- ✔ Want life insurance protection along with income?
- ✔ Need a systematic income plan for future security?
- ✔ Want tax-saving investment options?
- ✔ Looking for safe and stable income solutions?
- ✔ Want peace of mind after retirement?
👉 Then HDFC Life Systematic Income Plan is the right choice for you.
HDFC Life Systematic Income Plan
HDFC Life Systematic Income Plan is a savings and income plan that provides regular guaranteed payouts along with life insurance protection. It helps you maintain financial stability while ensuring your family’s security.
Key Highlights
- Regular Income: Periodic guaranteed payouts.
- Life Cover: Protection for your family.
- Stable Returns: Safe income planning option.
- Flexible Options: Multiple payout choices.
Benefits
- Financial stability through regular income.
- Life insurance protection included.
- Tax benefits as per applicable laws.
- Secure retirement income planning.
Why Choose This Plan?
- Guaranteed systematic income.
- Trusted HDFC Life insurance brand.
- Safe and predictable returns.
- Ideal for retirement planning.
Looking for Guaranteed Lifetime Pension Income?
- ✔ Do you want regular pension income after retirement?
- ✔ Looking for guaranteed annuity for life?
- ✔ Want financial independence in your retirement years?
- ✔ Need flexible payout options (monthly/quarterly/yearly)?
- ✔ Want joint life pension protection for spouse?
- ✔ Looking for immediate or deferred pension options?
- ✔ Want stable income without market risk?
👉 Then HDFC Life Smart Pension Plus is the right choice for you.
HDFC Life Smart Pension Plus
:contentReference[oaicite:0]{index=0} is a traditional annuity pension plan that provides guaranteed lifetime income after retirement. It helps you secure financial independence with a steady stream of pension income.
Key Highlights
- Guaranteed Pension: Lifetime annuity income.
- Payout Options: Monthly, quarterly, half-yearly, yearly.
- Single & Joint Life: Covers spouse option.
- Immediate/Deferred: Choose payout start time.
Benefits
- Guaranteed income for retirement life.
- No market risk on pension payouts.
- Financial independence after retirement.
- Flexible annuity options available.
Why Choose This Plan?
- Stable lifetime pension income.
- Trusted HDFC Life retirement solution.
- Flexible payout structure.
- Ideal for retirement planning.
Want a Secure Retirement with Guaranteed Income?
- ✔ Do you want financial security after retirement?
- ✔ Looking for guaranteed retirement income?
- ✔ Want to build a strong retirement corpus?
- ✔ Need protection along with savings growth?
- ✔ Want flexible investment options for retirement planning?
- ✔ Looking for tax-saving retirement benefits?
- ✔ Want peace of mind in your retired life?
👉 Then HDFC Life Click 2 Retire Plus is the right choice for you.
HDFC Life Click 2 Retire Plus
HDFC Life Click 2 Retire Plus is a retirement-focused ULIP plan that helps you build a strong retirement corpus while offering life insurance protection. It ensures a financially secure retired life with flexible investment options.
Key Highlights
- Retirement Corpus: Build long-term retirement savings.
- Life Cover: Financial protection for family.
- Market Linked Growth: Wealth creation through investment.
- Flexible Funds: Multiple investment options.
Benefits
- Secure retirement financial planning.
- Potential market-linked returns.
- Life insurance protection included.
- Tax benefits as per applicable laws.
Why Choose This Plan?
- Retirement-focused wealth creation.
- Trusted HDFC Life ULIP plan.
- Flexible investment management.
- Secure post-retirement future.
Want a Secure Retirement with Guaranteed Pension Benefits?
- ✔ Do you want a safe retirement income plan?
- ✔ Looking for guaranteed pension benefits?
- ✔ Want to build a strong retirement corpus?
- ✔ Need financial security after retirement?
- ✔ Want bonus-based long-term growth?
- ✔ Looking for tax-saving retirement planning options?
- ✔ Want peace of mind for your future life?
👉 Then HDFC Life Personal Pension Plus is the right choice for you.
HDFC Life Personal Pension Plus
:contentReference[oaicite:0]{index=0} is a traditional participating pension plan designed to build a retirement corpus and provide financial security after retirement. It offers bonuses along with guaranteed benefits to support your post-retirement income needs.
Key Highlights
- Retirement Corpus: Build long-term pension savings.
- Bonuses: Reversionary and terminal bonuses (if declared).
- Death Benefit: 101% of total premiums paid + bonuses.
- Flexible Term: 10 to 40 years investment horizon.
Benefits
- Secure retirement income planning.
- Tax benefits under applicable laws.
- Bonus additions for wealth growth.
- Long-term financial stability.
Why Choose This Plan?
- Helps build disciplined retirement savings.
- Participating plan with bonuses.
- Trusted HDFC Life pension solution.
- Supports long-term financial security.
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ഞങ്ങളുടെ പ്രീമിയം ഉൽപ്പന്നങ്ങൾ
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Care Health Insurance – Care Advantage
Care Advantage from :contentReference[oaicite:0]{index=0} is a simple yet powerful health insurance plan designed to provide essential medical protection at an affordable premium with wide hospital coverage.
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Care Health Insurance – Ultimate Care
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Care Health Insurance – Care Senior
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Care Heart from :contentReference[oaicite:0]{index=0} is a specialized health insurance plan designed to provide strong financial protection for heart-related illnesses and critical medical conditions requiring advanced treatment.
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