SABINS INSURANCE

Highlights: Automatic Restoration of Sum Insured by 3 times.

Suitable For: Families looking for comprehensive coverage.

Benefits: Newborn cover, Health checkups, Domiciliary hospitalization.

Highlights: Lowest premium for people below 40 years.

Suitable For: Individuals aged 18-40 years.

Benefits: No pre-policy medical checkup, 20% discount on renewal if healthy.

Highlights: Wide coverage, maternity, newborn cover, automatic recharge, no sub-limits.

Suitable For: Families looking for full medical protection with maternity benefits.

Benefits:

• Maternity & newborn cover
• Automatic sum insured recharge
• Room rent without cap
• Day care procedures covered
• No claim bonus up to 100%

Highlights: Complete family coverage with maternity and newborn protection.

Suitable For: Nuclear and joint families seeking affordable family health insurance.

Benefits:

• Family floater cover
• Maternity expenses
• Newborn baby cover
• Automatic restoration
• AYUSH treatment coverage

Highlights: Lowest premium for young adults with lifetime renewability.

Suitable For: Young professionals, students, first-time insurance buyers.

Benefits:

• No medical test up to 40 years
• 20% healthy discount
• Automatic restoration
• Day care coverage
• No claim bonus

Highlights: High sum insured with zero sub-limits and global emergency cover.

Suitable For: High-income individuals demanding premium healthcare access.

Benefits:

• Worldwide emergency coverage
• No room rent capping
• OPD & diagnostics
• Restoration benefit
• High no claim bonus

Highlights: Guaranteed bonus every year regardless of claims.

Suitable For: Middle-class families wanting guaranteed growth in cover.

Benefits:

• Guaranteed cumulative bonus
• No disease sub-limit
• AYUSH treatment
• Automatic recharge
• Pre & post hospitalization

Highlights: No medical tests up to 75 years.

Suitable For: Elderly parents without existing insurance.

Benefits:

• No pre-insurance medical tests
• Coverage for pre-existing diseases
• Free annual health check-up
• Hospital cash benefit

Highlights: Affordable premium with broad hospitalization coverage.

Suitable For: Individuals seeking personal medical protection.

Benefits:

• Pre & post hospitalization
• Day care procedures
• Free health check-up
• No claim bonus
• AYUSH cover

Highlights: Premium healthcare with international emergency coverage.

Suitable For: Business class and frequent international travelers.

• Global emergency cover
• OPD & diagnostics
• High sum insured
• No sub-limits

Highlights: Women-focused coverage including maternity & cancer.

Suitable For: Working women and homemakers.

• Maternity benefits
• Breast & cervical cancer
• Newborn cover
• Health checkups

Highlights: Digital friendly policy with wellness rewards.

Suitable For: Tech-savvy young professionals.

• Wellness rewards
• Fitness discounts
• OPD coverage
• Fast claim settlement

Highlights: Government-standard policy with affordable premium.

Suitable For: First-time buyers & budget families.

• Standard coverage
• No room rent cap
• Day care treatments
• AYUSH cover

Highlights: High coverage at very low premium with flexible deductible.

Suitable For: People with existing health insurance who want extra protection.

Benefits:

• High sum insured up to ₹1 Crore
• Low premium top-up cover
• Pre & post hospitalization
• Automatic restoration
• Cashless hospital network

Highlights: Multiple payouts for repeated critical illnesses.

Suitable For: Individuals with family history of critical ailments.

Benefits:

• Multiple claim payouts
• Lump sum benefit
• No medical bills required
• Tax benefits
• Worldwide coverage

Highlights: Specially designed for diabetics with no waiting period.

Suitable For: Diabetic individuals aged 18–65 years.

• Coverage for diabetes complications
• No waiting period
• Hospitalization cover
• Free health check-ups
• Cashless claims

Highlights: Specific coverage for heart-related treatments.

Suitable For: Heart patients and high-risk individuals.

• Heart surgery coverage
• Pre & post hospitalization
• Ambulance charges
• AYUSH benefits
• Follow-up care

Highlights: Higher coverage and premium cardiac benefits.

Suitable For: Patients needing advanced heart protection.

• High sum insured
• Advanced cardiac surgeries
• Post-care benefits
• Health check-ups
• Worldwide emergency cover

Highlights: Comprehensive cancer treatment protection with income support.

Suitable For: Individuals seeking long-term cancer risk protection.

• Lump sum on diagnosis
• Chemotherapy & radiation
• Income benefit
• Hospital cash
• Tax benefits

Highlights: Medical support for children with autism.

Suitable For: Parents of children with developmental disorders.

• Therapy coverage
• Consultation expenses
• Hospital treatments
• Day care procedures

Highlights: Enhanced coverage for children with special needs.

Suitable For: Families needing advanced special child care.

• Higher therapy limits
• Doctor consultation
• Hospital expenses
• Follow-up care

Highlights: Daily medical expenses covered without hospitalization.

Suitable For: Individuals with frequent outpatient visits.

• Doctor consultation
• Pharmacy bills
• Diagnostic tests
• Dental & vision care

Highlights: Health cover with assured savings growth.

Suitable For: Investors wanting health + wealth benefits.

• Survival benefit
• Maturity payout
• Hospital coverage
• Tax benefits

Highlights: Low-cost health protection for rural families.

Suitable For: Farmers, daily wage workers and rural households.

• Affordable premium
• Hospitalization cover
• Accident cover
• Cashless hospitals

Highlights: Fixed daily cash for each day of hospitalization.

Suitable For: People wanting income support during hospital stay.

• Daily hospital cash
• ICU extra benefit
• No medical bills required
• Accident & illness cover

Highlights: Standard personal accident policy as per IRDAI.

Suitable For: Working professionals and daily commuters.

• Accidental death benefit
• Permanent disability cover
• Temporary disability payout
• Education grant for children

Highlights: Strong financial protection against accidental injuries.

Suitable For: Individuals with high travel and occupational risk.

• Accidental death cover
• Permanent disability benefit
• Medical expense reimbursement
• Education benefit for children

Highlights: No room rent limits, high sum insured, lifelong renewability, wide hospital network.

Suitable For: Families seeking strong all-round health protection at affordable cost.

Benefits:

• Hospitalization cover
• Pre & post hospitalization
• No room rent capping
• Day care treatments
• Free annual health checkups

Highlights: Global emergency cover, OPD cover, maternity, no sub-limits.

Suitable For: High-income families wanting premium healthcare worldwide.

Benefits:

• Worldwide emergency coverage
• Maternity & newborn cover
• OPD & diagnostics
• No room rent limit
• Wellness rewards

Highlights: Lifetime coverage with guaranteed renewability and bonus.

Suitable For: Young earners planning long-term medical security.

• Lifelong renewability
• Automatic sum insured restore
• No claim bonus
• Day care procedures
• Tax benefits

Highlights: Comprehensive hospitalization cover with loyal bonus.

Suitable For: Middle class families seeking standard health protection.

• Hospitalization cover
• Loyalty bonus
• AYUSH treatment
• Free health checkups

Highlights: Flexible sum insured with affordable premiums.

Suitable For: Budget-conscious families needing reliable cover.

• Low premium
• Hospitalization cover
• Pre & post hospitalization
• Day care procedures

Highlights: Basic health policy with solid protection.

Suitable For: First-time insurance buyers.

• Hospitalization cover
• Accidental cover
• Day care treatments
• Tax benefits

Highlights: IRDAI standardized health policy at low cost.

Suitable For: Small families & budget customers.

• Standard coverage
• No room rent cap
• Day care
• AYUSH treatment

Highlights: Extra coverage at very low premium.

Suitable For: People with existing health insurance.

• High sum insured
• Low premium
• Pre & post hospitalization
• Restoration benefit

Highlights: Fixed daily cash during hospitalization.

Suitable For: Salaried individuals & daily wage earners.

• Daily hospital cash
• ICU additional benefit
• No medical bills required

Highlights: Lump sum payout on critical illness diagnosis.

Suitable For: Individuals with hereditary disease risks.

• Lump sum benefit
• Multiple critical illness
• No hospitalization required
• Tax benefits

Highlights: Financial protection from accidental injuries.

Suitable For: Frequent travelers & risky job profiles.

• Accidental death benefit
• Permanent disability cover
• Medical reimbursement

Highlights: Strong financial safety against accidental risks.

Suitable For: Drivers, workers & commuters.

• Accidental death benefit
• Permanent total disability
• Medical expenses cover

Highlights: Standardized personal accident policy.

Suitable For: Salaried professionals and small business owners.

• Accidental death cover
• Disability benefits
• Children education benefit
• Funeral expenses

Highlights: High sum insured, modern treatments, complete family protection.

Suitable For: Families seeking long-term comprehensive health security.

Benefits:

• Pre & post hospitalization
• Day care procedures
• AYUSH treatment
• No claim bonus
• Free health check-ups
• Road ambulance

Highlights: Zero room rent cap, global emergency cover, OPD benefits.

Suitable For: Premium customers seeking luxury healthcare access.

• Unlimited room rent
• OPD & diagnostics
• Global emergency cover
• No sub-limits

Highlights: Elite coverage with wellness and preventive care.

Suitable For: High-income groups & corporate executives.

• Wellness rewards
• Preventive health checkups
• Modern treatments
• Global emergency care

Highlights: Super top-up for extended financial protection.

Suitable For: Those who already have a base mediclaim policy.

• High sum insured
• Single deductible
• Cashless hospitalization
• Pre & post hospitalization

Highlights: Lifelong renewability with senior-focused benefits.

Suitable For: Parents and retirees above 60 years.

• Pre-existing disease cover
• Annual health check-up
• Home care treatment
• Cashless treatment

Highlights: Government-standard policy with affordable premium.

Suitable For: First-time health insurance buyers.

• Standard sum insured
• Day care treatments
• No room rent cap
• AYUSH benefits

Highlights: Boosts existing health insurance at low cost.

Suitable For: Policyholders needing higher cover affordably.

• High sum insured option
• Single deductible
• Family floater option
• Modern treatment cover

Highlights: Lump-sum payout on major critical illnesses.

Suitable For: Individuals with high medical risk exposure.

• Cancer cover
• Heart attack
• Stroke
• Kidney failure

Highlights: Pays fixed daily cash for hospitalization.

Suitable For: Wage earners and self-employed individuals.

• Daily cash allowance
• ICU benefits
• Post-hospital recovery support

Highlights: IRDAI standard personal accident cover.

Suitable For: Working professionals and daily commuters.

• Accidental death cover
• Permanent disability
• Temporary disability
• Education grant for children

Highlights: Protects outstanding loans on accidental death.

Suitable For: Home loan & vehicle loan borrowers.

• Loan repayment protection
• Accidental death cover
• Low premium

Highlights: Special coverage for Dengue, Malaria & Chikungunya.

Suitable For: Families in high mosquito-prone regions.

• Dengue cover
• Chikungunya cover
• Malaria cover
• Cashless treatment

Highlights: Unlimited sum insured with global treatment options.

Suitable For: High income families seeking premium medical security.

Benefits:

• Worldwide emergency cover
• No room rent limit
• Modern treatment cover
• OPD & diagnostics
• Wellness rewards
• High no-claim bonus

Highlights: High cover with maternity, OPD & international treatment.

Suitable For: Growing families and working professionals.

• Maternity & newborn cover
• Global emergency care
• No sub-limits
• Pre & post hospitalization
• Free annual check-up

Highlights: Wellness benefits, OPD care & preventive healthcare.

Suitable For: Health-conscious individuals & IT professionals.

• OPD consultation cover
• Diagnostics & pharmacy
• Fitness rewards
• Day-care procedures
• Cashless hospitalization

Highlights: One policy for entire family with wide hospital network.

Suitable For: Nuclear & joint families.

• Cashless network hospitals
• Pre & post hospitalization
• Day care procedures
• No-claim bonus
• Emergency ambulance

Highlights: Affordable premium with essential medical protections.

Suitable For: First-time insurance buyers & small families.

• Basic hospitalization cover
• AYUSH treatment
• Pre & post hospitalization
• Day care treatments
• No-claim bonus

Highlights: Extra protection above base health policy at low premium.

Suitable For: Policyholders wanting higher cover affordably.

• High sum insured options
• Single yearly deductible
• Family floater option
• Modern treatment cover

Highlights: Specially designed for elderly with PED coverage.

Suitable For: Parents above 60 years.

• Pre-existing disease cover
• Home care treatment
• Annual health check-up
• Cashless hospitalization

Highlights: Government-approved standard policy at low premium.

Suitable For: Budget buyers & first-time purchasers.

• Standard sum insured
• Day care treatments
• AYUSH benefits
• No room rent cap

Highlights: 24x7 worldwide accident protection.

Suitable For: Working professionals & vehicle owners.

• Accidental death cover
• Permanent disability
• Temporary total disability
• Education grant for children

Highlights: IRDAI standard accident insurance plan.

Suitable For: Daily commuters & salaried employees.

• Accidental death
• Permanent total disability
• Temporary disability
• Children education benefit

Highlights: Complete health cover including OPD & wellness.

Suitable For: Urban families needing all-round coverage.

• Hospitalization & OPD
• Wellness rewards
• Diagnostics
• Modern treatments

Highlights: Rewards-based health plan with lifestyle tracking.

Suitable For: Fitness-focused individuals.

• Fitness reward points
• Premium discounts
• OPD coverage
• Cashless hospitalization

Highlights: High sum insured with family floater coverage.

Suitable For: Large families needing big medical cover.

• High sum insured
• Family floater
• Pre & post hospitalization
• Annual health checkup

Highlights: Lump-sum payout on diagnosis of major illnesses.

Suitable For: Breadwinners & high medical risk individuals.

• Cancer
• Heart attack
• Stroke
• Kidney failure
• Organ transplant

Highlights: High sum insured, no room rent limit, modern treatments.

Suitable For: Families wanting complete long-term health protection.

• Pre & post hospitalization
• No room rent capping
• Modern treatments
• Annual health checkup
• No claim bonus
• Cashless network

Highlights: Zero co-pay, unlimited restoration, premium hospitals.

Suitable For: High-income families seeking luxury healthcare.

• Unlimited auto-restore
• No co-payment
• Global treatment (optional)
• No sub-limits

Highlights: Lifetime renewability with senior-focused benefits.

Suitable For: Parents above 60 years needing extended care.

• Pre-existing disease cover
• Home treatment
• Annual health check
• Cashless hospitalization

Highlights: Affordable premium with high medical cover.

Suitable For: Middle-income families.

• Day care treatments
• Pre & post hospitalization
• Road ambulance
• Annual health checkup

Highlights: Balanced cost and coverage.

Suitable For: First-time policy buyers.

• Cashless hospitals
• No claim bonus
• AYUSH treatment
• Emergency ambulance

Highlights: Basic yet reliable hospitalization cover.

Suitable For: Budget-conscious individuals.

• Hospitalization cover
• Pre & post expenses
• Day care procedures

Highlights: Designed for people with Diabetes & Hypertension.

Suitable For: Individuals with lifestyle diseases.

• PED coverage after short wait
• No medical tests up to limits
• Regular hospitalization cover

Highlights: Dedicated heart-related hospitalization cover.

Suitable For: Individuals with heart ailments.

• Bypass surgery
• Angioplasty
• ICU charges
• Follow-up care

Highlights: Covers all major stages of cancer treatment.

Suitable For: Individuals seeking cancer-specific protection.

• Chemotherapy
• Radiation therapy
• Hospitalization
• Day care cancer treatments

Highlights: Tailor-made benefits for senior citizens.

Suitable For: Parents aged 60 years & above.

• Pre-existing disease cover
• Home care treatment
• Annual checkup
• No claim bonus

Highlights: Covers maternity & newborn expenses.

Suitable For: Young couples planning family.

• Normal delivery
• C-section delivery
• Newborn cover
• Prenatal & postnatal care

Highlights: High cover at very low premium.

Suitable For: Those who already have basic health cover.

• High sum insured
• Single deductible
• Family floater option
• Modern treatments covered

Highlights: Lump-sum payout on diagnosis of major illnesses.

Suitable For: Primary earning members.

• Cancer cover
• Heart attack
• Stroke
• Organ transplant

Highlights: Hospital expense cover for life-threatening diseases.

Suitable For: High-risk age groups.

• Major surgery
• Cancer hospitalization
• ICU cover

Highlights: Covers planned & emergency surgeries.

Suitable For: People with future surgery risks.

• Pre-surgery tests
• Surgery expenses
• Post-operative care

Highlights: 24x7 worldwide accidental protection.

Suitable For: Daily wage workers & commuters.

• Accidental death
• Permanent disability
• Temporary disability
• Education benefit

Highlights: Government-approved standard health policy.

Suitable For: Budget buyers.

• Standard sum insured
• Day care procedures
• AYUSH treatment

Highlights: IRDAI standard personal accident policy.

Suitable For: Salaried employees & drivers.

• Accidental death
• Permanent disability
• Temporary disability

Highlights: Designed for specially-abled individuals.

Suitable For: Persons with physical disabilities.

• Hospitalization cover
• Day care procedures
• Rehabilitation expenses

Highlights: Worldwide medical & travel emergency cover.

Suitable For: Students, tourists & business travelers.

• Overseas medical emergencies
• Trip cancellation
• Lost baggage
• Passport loss cover

Highlights: Unlimited restore, lock-in age, no room rent limit.

Suitable For: Families seeking long-term premium medical security.

• Unlimited automatic recharge
• No room rent capping
• Modern treatment cover
• Annual health checkup
• No claim bonus

Highlights: Booster benefit with multi-restore.

Suitable For: Growing families.

• Multiple automatic restores
• No co-payment
• Day care treatment
• Hospital cash benefit

Highlights: Stable coverage with restore benefit.

Suitable For: Budget-conscious families.

• Restore benefit
• Pre & post hospitalization
• Road ambulance

Highlights: Lock the Clock & M-iracle maternity benefits.

Suitable For: Young couples planning family.

• Maternity cover
• Newborn cover
• Age freeze benefit
• Wellness rewards

Highlights: Affordable basic health protection.

Suitable For: First-time insurance buyers.

• Hospitalization cover
• Day care procedures
• Health check-ups
• No claim bonus

Highlights: High sum insured & global treatment.

Suitable For: High-income professionals.

• Global coverage
• No room rent limit
• Modern treatments
• OPD benefits

Highlights: Rewards for healthy lifestyle.

Suitable For: Fitness-focused individuals.

• Fitness rewards
• Wellness coaching
• Preventive checkups

Highlights: Fully digital health insurance.

Suitable For: Tech-savvy youth.

• Digital policy issuance
• App-based claim processing
• Teleconsultation

Highlights: Heart disease specialty cover.

Suitable For: High cardiac risk individuals.

• Bypass surgery
• Angioplasty
• ICU charges

Highlights: Specially crafted for elderly healthcare needs.

Suitable For: Parents above 60 years.

• Pre-existing disease cover
• Home care treatment
• Annual checkups

Highlights: 4X automatic restore, global treatment options.

Suitable For: Families seeking ultra-premium worldwide protection.

• Automatic multiple restore
• No room rent limit
• Worldwide emergency treatment
• Modern treatment cover
• Annual health check-ups

Highlights: 100% restore after claim within same year.

Suitable For: Families needing repeated claim protection.

• Automatic restore
• Day care procedures
• No co-payment
• Pre & post hospitalization

Highlights: Affordable premium with essential benefits.

Suitable For: First-time buyers and young professionals.

• Hospitalization cover
• AYUSH treatments
• No-claim bonus
• Day care coverage

Highlights: Silver, Gold & Platinum variants.

Suitable For: Individuals & families at different budget levels.

• Pre & post hospitalization
• Day care treatment
• Annual checkups
• No claim bonus

Highlights: Very high sum insured with upgrade options.

Suitable For: Metro city residents & high medical cost zones.

• High sum insured
• Restoration benefits
• International coverage option

Highlights: Extra high cover at very low premium.

Suitable For: Existing policy holders wanting extra safety.

• High sum insured options
• Single deductible
• Family floater option

Highlights: Wallet based health coverage system.

Suitable For: Families wanting flexibility across treatments.

• Flexible benefit usage
• OPD + IPD mix
• Cashless network

Highlights: Special cover for Diabetes & Hypertension.

Suitable For: Individuals already diagnosed with lifestyle diseases.

• Diabetes hospitalization
• Hypertension complications
• Long term health monitoring

Highlights: Stage-wise cancer payouts.

Suitable For: Individuals with family cancer history.

• All major cancers
• Lumpsum diagnosis payout
• Income benefit
• Premium waiver

Highlights: Lump sum payment on major disease diagnosis.

Suitable For: Sole earners & high medical risk persons.

• Cancer
• Heart attack
• Stroke
• Kidney failure
• Organ transplant

Highlights: Coverage focused on women-specific illnesses.

Suitable For: Working women & homemakers.

• Maternity benefits
• Breast cancer cover
• Wellness benefits

Highlights: Fixed daily cash during hospitalization.

Suitable For: Salaried individuals needing income support.

• Daily hospital cash
• ICU additional benefit
• Post-hospital recovery support

Highlights: Covers everyday medical expenses.

Suitable For: Families with frequent OPD visits.

• Doctor consultation
• Pharmacy expenses
• Diagnostic tests

Highlights: Government standard low-cost policy.

Suitable For: Budget insurance buyers.

• Standard sum insured
• Day care treatment
• AYUSH cover

Highlights: 24x7 worldwide accident protection.

Suitable For: Workers, drivers & self-employed individuals.

• Accidental death
• Permanent disability
• Temporary disability benefit

Highlights: IRDAI standard personal accident product.

Suitable For: Daily commuters & salaried class.

• Accidental death
• Permanent total disability
• Children education benefit

Highlights: Traditional hospitalization policy.

Suitable For: Existing long-term policy holders.

• Hospitalization cover
• Pre & post expenses
• Road ambulance

Highlights: High coverage above base plan at very low cost.

Suitable For: Anyone with an existing base policy.

• High SI up to crores
• Single deductible
• Family floater option