SAM C JOHN

SAM C JOHN

⭐ Promoter of SAM'S ASSOCIATES

Chief Insurance Consultant

📧 Email: john.samc@gmail.com

📞 Mobile: 9447590118

💼 Designation: Chief Insurance Consultant

📍 Address:
C. V. House,
St. George Street,
Pattazhy P.O - 691522,
Kollam District, Kerala

PROFESSIONAL EXPERIENCE

Trusted Insurance Guidance
for Over 20 Years

Delivering reliable insurance solutions and personalized support to thousands of satisfied customers.

20+

Years Experience

Expertise in insurance planning and customer support

👥

15K+

Happy Customers

Trusted by families and businesses across Kerala


CHIEF INSURANCE CONSULTANT

Companies I Associate With

Trusted partnerships with India's leading insurance companies providing complete protection and financial security solutions.

🛡️

Oriental Insurance

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📘

New India Assurance

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United India

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❤️

Star Health

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MY ACHIEVEMENTS

Why Clients Trust & Choose Me

Dedicated to delivering trusted insurance solutions, personalized support, and long-term financial protection for individuals, families, and businesses.

🏆

20+

Years Experience

Extensive expertise in life, health, and general insurance services.

👨‍👩‍👧

15K+

Happy Clients

Trusted by thousands of satisfied families and business owners.

24/7

Claim Assistance

Quick and reliable support during policy and claim processes.

🛡️

4+

Insurance Partners

Associated with India's most trusted insurance companies.

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Get the Best Insurance Solution

Oriental Insurance • New India Assurance • United India • Star Health

Looking for a Reliable Health Insurance Plan for Senior Citizens?

  • ✔ Are you above 60 and need medical coverage?
  • ✔ Looking for affordable health insurance in old age?
  • ✔ Need coverage for hospitalization expenses?
  • ✔ Want protection against rising medical costs?
  • ✔ Need support for pre-existing diseases?
  • ✔ Looking for a trusted government insurance company?
  • ✔ Want peace of mind for your retirement years?

👉 Then Sixty Plus Mediclaim Policy is the right choice for you.


Sixty Plus Mediclaim Policy

Sixty Plus Mediclaim Policy

Sixty Plus Mediclaim Policy is a senior citizen health insurance plan from New India Assurance, specially designed for individuals aged 60 years and above. It provides financial protection against hospitalization expenses and helps manage healthcare costs during retirement.

Key Highlights

  • Entry Age: 60 years and above.
  • Sum Insured: ₹1 Lakh to ₹10 Lakhs.
  • Coverage: Hospitalization expenses including pre & post hospitalization.
  • Cashless Facility: Available at network hospitals.

Coverage Benefits

  • In-patient hospitalization expenses.
  • Pre & post hospitalization costs.
  • Day care procedures covered.
  • Domiciliary hospitalization (as per policy terms).

Waiting Periods

  • Initial waiting: 30 days (except accidents).
  • Pre-existing diseases: 18 months.
  • Specific diseases: 12 months.

Why Choose This Plan?

  • Specially designed for senior citizens.
  • Affordable premiums.
  • Coverage for age-related health issues.
  • Backed by a trusted public sector insurer.
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Want Extra Health Coverage Beyond Your Existing Policy?

  • ✔ Already have a health policy but need higher coverage?
  • ✔ Looking for affordable high-value medical protection?
  • ✔ Want to reduce premium while increasing coverage?
  • ✔ Need protection for major hospital expenses?
  • ✔ Planning backup coverage for critical treatments?
  • ✔ Want a smart top-up health insurance solution?
  • ✔ Looking to safeguard savings from big medical bills?

👉 Then Arogya Pragati Plus is the ideal solution for you.


Arogya Pragati Plus

Arogya Pragati Plus

Arogya Pragati Plus is a super top-up health insurance plan from New India Assurance, designed to provide additional financial protection when your medical expenses exceed a chosen threshold limit. It helps you enhance coverage at a lower premium compared to regular health plans.

Key Highlights

  • Type: Super Top-Up Health Insurance.
  • Threshold Limit: ₹5 Lakhs to ₹50 Lakhs.
  • Sum Insured: Up to ₹50 Lakhs (up to 4× threshold).
  • Family Floater: Covers up to 6 members.
  • Entry Age: 18–65 years (children from 3 months).

Plan Variants

  • Gold Plan – Standard coverage with limits.
  • Platinum Plan – Higher benefits & wider coverage.

Coverage Benefits

  • Hospitalization expenses beyond threshold.
  • Pre & post hospitalization (30–90 days).
  • Day care procedures covered.
  • AYUSH treatments included.
  • Modern treatments & advanced procedures.
  • Ambulance expenses covered.

Special Features

  • No need for base policy (optional but recommended).
  • High coverage at affordable premium.
  • Discounts available (family, digital, loyalty).
  • No medical test up to age 55.

Waiting Periods

  • Initial waiting: 30 days (except accidents).
  • Specific diseases: 12–24 months.
  • Pre-existing diseases: up to 36 months.

Why Choose This Plan?

  • Best for increasing coverage at low cost.
  • Ideal as a backup or secondary policy.
  • Protects against large medical expenses.
  • Flexible options for individuals & families.
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Looking for a Special Health Insurance Plan for Your Girl Child?

  • ✔ Do you have one or two dependent daughters?
  • ✔ Want a health plan designed especially for girl children?
  • ✔ Looking for premium discounts for daughters?
  • ✔ Need coverage for hospitalization & critical illness?
  • ✔ Want financial protection for your family?
  • ✔ Looking for a unique family floater plan?
  • ✔ Prefer a trusted government insurance company?

👉 Then Asha Kiran Policy is designed just for you.


Asha Kiran Policy

Asha Kiran Policy

Asha Kiran Policy is a unique family health insurance plan from New India Assurance, designed specifically for parents with only girl children. It provides comprehensive medical coverage along with special benefits and premium discounts for daughters.

Key Highlights

  • Eligibility: Families with up to 2 dependent daughters.
  • Sum Insured: ₹2 Lakhs to ₹15 Lakhs.
  • Discount: 50% premium discount for girl children.
  • Family Floater: Covers parents & daughters.

Coverage Benefits

  • Hospitalization expenses covered.
  • Pre & post hospitalization expenses.
  • Critical illness benefit (10% of Sum Insured).
  • Personal accident cover up to 100% of SI.
  • Hospital cash benefit.
  • Ambulance charges covered.
  • AYUSH treatments included.

Important Features

  • Room rent limit: 1% of SI per day.
  • ICU limit: 2% of SI per day.
  • Covers up to 226 day care procedures.
  • Policy valid only in India.

Waiting Periods

  • Initial waiting: 30 days (except accidents).
  • Specific diseases: 24 months.
  • Pre-existing diseases: 36 months.

Why Choose This Plan?

  • Special plan exclusively for girl children.
  • Attractive premium discounts.
  • Comprehensive family coverage.
  • Trusted public sector insurer.
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Want Dedicated Financial Protection Against Cancer?

  • ✔ Looking for a plan that covers all stages of cancer?
  • ✔ Want coverage for chemotherapy, surgery & advanced treatments?
  • ✔ Need financial support for expensive cancer care?
  • ✔ Want protection from rising cancer treatment costs?
  • ✔ Looking for a specialized cancer insurance plan?
  • ✔ Want coverage for modern therapies like immunotherapy?
  • ✔ Need peace of mind for you and your family?

👉 Then Cancer Guard Policy is the right protection for you.


Cancer Guard Policy

Cancer Guard Policy

Cancer Guard Policy is a specialized health insurance plan from New India Assurance designed exclusively to cover expenses related to cancer treatment including hospitalization, day care, and advanced therapies.

Key Highlights

  • Entry Age: 3 months to 65 years.
  • Sum Insured: ₹5 Lakhs to ₹50 Lakhs.
  • Coverage Type: Individual policy (family can be covered separately).
  • No Medical Test: Required before policy purchase.

Coverage Benefits

  • In-patient, day care & outpatient cancer treatments.
  • Chemotherapy, radiotherapy, surgery & organ transplant.
  • Advanced treatments like immunotherapy & targeted therapy.
  • Stem cell & bone marrow transplantation covered.
  • Ambulance charges up to ₹3,000 per hospitalization.
  • Second opinion expenses covered.
  • Post-treatment follow-up expenses covered.

Special Features

  • Cancer Care Benefit: 50% of SI for Stage IV diagnosis.
  • Cumulative Bonus: 10% increase per claim-free year (max 50%).
  • Room Rent: Single AC / Deluxe room based on SI.
  • Reconstruction Surgery: Covered post cancer surgery.

Waiting Period

  • Initial waiting period: 90 days.
  • No coverage for pre-existing cancer.

Important Note

  • Covers only cancer-related treatments.
  • Non-cancer illnesses are not covered.

Why Choose This Plan?

  • Dedicated coverage for cancer care.
  • Includes advanced & modern treatments.
  • High sum insured options.
  • Affordable compared to regular high coverage plans.
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Want Financial Protection Against Critical Illness?

  • ✔ Worried about expenses from major illnesses like cancer or heart attack?
  • ✔ Want a lump sum payout on diagnosis?
  • ✔ Looking for coverage beyond regular health insurance?
  • ✔ Need financial support during recovery?
  • ✔ Want coverage for multiple critical illnesses?
  • ✔ Looking for a smart income protection plan?
  • ✔ Want peace of mind for your family’s future?

👉 Then Criti Protect Policy is the right choice for you.


Criti Protect Policy

Criti Protect Policy

Criti Protect Policy is a critical illness insurance plan from New India Assurance that provides a lump sum payout on diagnosis of specified critical illnesses. It helps manage treatment costs and income loss during recovery.

Key Highlights

  • Entry Age: 18 to 65 years.
  • Sum Insured: ₹5 Lakhs to ₹50 Lakhs.
  • Policy Type: Benefit-based (lump sum payout).
  • Coverage Options: 9 / 18 / 25 / 41 critical illnesses.
  • Policy Tenure: 1, 2 or 3 years.

Coverage Benefits

  • 100% Sum Insured paid on diagnosis.
  • Covers major illnesses like cancer, heart attack, stroke, kidney failure, etc.
  • No restriction on hospital bills usage.
  • Worldwide coverage.
  • Dependents (spouse, children, parents) can be covered.

Special Features

  • Zero Survival Period – Claim paid immediately after diagnosis.
  • No Claim Usage Restriction – Use money for treatment, EMI, or income loss.
  • No Medical Test (up to certain age & limits).
  • Lifelong Renewal available.

Waiting Period

  • Initial waiting period: 90 days.
  • Coverage starts after waiting period completion.

Important Note

  • Benefit is paid only on first diagnosis.
  • Policy terminates after claim payout.
  • Not a replacement for regular health insurance.

Why Choose This Plan?

  • Financial security against life-threatening illnesses.
  • Instant lump sum support.
  • Flexible plan options (9–41 diseases).
  • Ideal as an add-on to health insurance.
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Want One Health Insurance Plan for Your Entire Family?

  • ✔ Looking for a single policy covering all family members?
  • ✔ Want to save premium with shared coverage?
  • ✔ Need protection against hospitalization expenses?
  • ✔ Want coverage for parents, spouse & children?
  • ✔ Looking for cashless treatment facilities?
  • ✔ Need a trusted government insurance plan?
  • ✔ Want comprehensive family health protection?

👉 Then Floater Mediclaim Policy is perfect for your family.


Floater Mediclaim Policy

Floater Mediclaim Policy

Floater Mediclaim Policy is a family health insurance plan from New India Assurance that covers multiple family members under a single sum insured. It provides financial protection against hospitalization expenses and helps manage medical costs efficiently.

Key Highlights

  • Entry Age: 18 to 65 years (children from 3 months).
  • Sum Insured: ₹2 Lakhs to ₹15 Lakhs.
  • Family Size: Minimum 2 to maximum 6 members.
  • Coverage Type: Single sum insured shared by all members.
  • Lifelong Renewal: Available.

Coverage Benefits

  • Hospitalization expenses for illness & accidents.
  • Pre-hospitalization (30 days) & post-hospitalization (60 days).
  • Day care procedures (200+ treatments).
  • AYUSH treatments (Ayurveda, Yoga, etc.).
  • Organ donor expenses covered.
  • Ambulance charges up to 1% of Sum Insured.

Special Features

  • Cumulative Bonus: 25% increase per claim-free year (max 50%).
  • Newborn Cover: Available.
  • Critical Care Benefit: 10% of Sum Insured.
  • Midterm Inclusion: Newly married spouse can be added.
  • Hospital Cash: Daily allowance available.

Discounts

  • 5% discount for 2 members.
  • 10% discount for 3 members.
  • 15% discount for 4 or more members.

Waiting Periods

  • Initial waiting: 30 days (except accidents).
  • Specific diseases: 12–24 months.
  • Pre-existing diseases: up to 36 months.

Why Choose This Plan?

  • One policy for entire family.
  • Cost-effective compared to individual plans.
  • Flexible family coverage options.
  • Trusted public sector insurer.
WhatsApp Enquiry

Looking for an Affordable Health Plan for Young Individuals?

  • ✔ Are you young and healthy but want financial protection?
  • ✔ Looking for a low-cost health insurance plan?
  • ✔ Want coverage for hospitalization & modern treatments?
  • ✔ Need a starter health policy for future security?
  • ✔ Want to build health insurance early in life?
  • ✔ Looking for simple and hassle-free coverage?
  • ✔ Want protection without high premium burden?

👉 Then Yuva Bharath Policy is the perfect start for you.


Yuva Bharath Policy

Yuva Bharath Health Insurance Policy

Yuva Bharath Health Insurance Policy is an affordable health insurance plan from New India Assurance designed especially for young individuals. It provides essential hospitalization coverage along with modern treatment benefits at a low premium.

Key Highlights

  • Entry Age: 18 to 40 years.
  • Sum Insured: ₹2 Lakhs to ₹10 Lakhs.
  • Policy Type: Individual health insurance.
  • Premium: Low and affordable for young adults.
  • Lifelong Renewal: Available.

Coverage Benefits

  • Hospitalization expenses (illness & accidents).
  • Pre & post hospitalization (30 & 60 days).
  • Day care procedures covered.
  • Modern treatments (robotic surgery, advanced therapies).
  • AYUSH treatments included.
  • Ambulance charges covered.

Special Features

  • No Claim Bonus: Increase in Sum Insured for claim-free years.
  • Cashless Treatment: Available at network hospitals.
  • Simple Underwriting: Easy policy issuance.
  • Digital Purchase: Discounts available.

Waiting Periods

  • Initial waiting: 30 days (except accidents).
  • Specific diseases: 12–24 months.
  • Pre-existing diseases: up to 36 months.

Why Choose This Plan?

  • Perfect starter health insurance for youth.
  • Affordable premium with essential coverage.
  • Build insurance early for long-term benefits.
  • Simple and easy-to-understand plan.
WhatsApp Enquiry

Worried About Online Frauds, Hacking & Cyber Crimes?

  • ✔ Using online banking, UPI & digital payments?
  • ✔ Concerned about cyber fraud or phishing attacks?
  • ✔ Want protection against identity theft?
  • ✔ Need coverage for financial loss due to hacking?
  • ✔ Worried about social media or email account misuse?
  • ✔ Want legal & IT support in case of cyber crime?
  • ✔ Looking for a smart digital protection plan?

👉 Then Cyber Insurance Policy is your digital safety shield.


Cyber Insurance Policy

Cyber Insurance Policy

Cyber Insurance Policy from New India Assurance is designed to protect individuals from financial losses arising due to cyber risks such as online fraud, phishing, identity theft, and hacking incidents. It also provides expert assistance for legal and IT recovery support.

Key Highlights

  • Coverage Type: Individual cyber risk insurance.
  • Sum Insured: ₹1 Lakh to ₹1 Crore.
  • Policy Period: 1 year.
  • Protection: Financial loss, identity theft & cyber crimes.

Coverage Benefits

  • Online banking fraud & UPI fraud losses.
  • Phishing & email spoofing attacks.
  • Identity theft & misuse of personal data.
  • Social media account hacking.
  • Cyber extortion (ransomware attacks).
  • Online shopping fraud protection.
  • IT forensic & data recovery expenses.
  • Legal expenses for cyber cases.

Special Features

  • 24×7 Cyber Assistance – Immediate expert support.
  • Global Coverage – Protection against worldwide cyber threats.
  • Family Coverage Option available.
  • Affordable Premium for high coverage.

Important Conditions

  • Loss must be reported immediately to bank & authorities.
  • FIR / cyber complaint may be required for claims.
  • Negligence or sharing OTP/PIN may not be covered.

Why Choose This Policy?

  • Essential protection in digital era.
  • Covers wide range of cyber threats.
  • Financial + legal + IT support.
  • Peace of mind for online users.
WhatsApp Enquiry

Are You a Doctor Worried About Legal Risks & Professional Liability?

  • ✔ Concerned about medical negligence claims?
  • ✔ Want protection against legal expenses & compensation costs?
  • ✔ Looking for coverage for errors, omissions or malpractice?
  • ✔ Need financial security for your medical practice?
  • ✔ Want to safeguard your professional reputation?
  • ✔ Running a clinic, hospital, or consulting practice?
  • ✔ Looking for a trusted indemnity insurance solution?

👉 Then Doctor Indemnity Insurance Policy is essential for your protection.


Doctor Indemnity Insurance Policy

Doctor Indemnity Insurance Policy

Doctor Indemnity Insurance Policy from New India Assurance provides financial protection to medical practitioners against legal liabilities arising from professional negligence, errors, or omissions in medical services.

Key Highlights

  • Who Can Apply: Doctors, surgeons, specialists & medical practitioners.
  • Coverage Type: Professional indemnity insurance.
  • Sum Insured: ₹1 Lakh to ₹5 Crore (or more as per requirement).
  • Policy Period: 1 year (renewable).

Coverage Benefits

  • Legal liability due to medical negligence.
  • Errors or omissions in professional services.
  • Legal defense costs (lawyer fees, court expenses).
  • Compensation awarded to patients.
  • Coverage for clinic/hospital staff (optional).
  • Worldwide coverage (if specified).

Special Features

  • Customizable Coverage – Based on specialization & risk.
  • High Sum Insured Options for specialists.
  • Retroactive Cover available.
  • Tail Coverage option for extended protection.

Important Conditions

  • Claim must arise during policy period.
  • Only civil liability covered (criminal acts excluded).
  • Intentional negligence or fraud not covered.

Why Choose This Policy?

  • Essential protection for medical professionals.
  • Safeguards financial & professional reputation.
  • Covers high legal compensation risks.
  • Trusted public sector insurer.
WhatsApp Enquiry

Want Complete Protection for Your Home & Valuables?

  • ✔ Worried about fire, theft or natural disasters?
  • ✔ Want protection for your house and household items?
  • ✔ Need coverage for jewelry, electronics & valuables?
  • ✔ Looking for a comprehensive home insurance plan?
  • ✔ Want protection against burglary and accidental damage?
  • ✔ Need security for your hard-earned assets?
  • ✔ Looking for a reliable all-in-one home policy?

👉 Then Griha Suvidha II Policy is your complete home protection solution.


Griha Suvidha II Policy

Griha Suvidha II Policy

Griha Suvidha II Policy is a comprehensive home insurance plan from New India Assurance that protects your house, household contents, and valuables against risks like fire, burglary, natural disasters, and accidental damage.

Key Highlights

  • Coverage Type: Home building + contents insurance.
  • Sum Insured: Flexible based on property & asset value.
  • Policy Period: 1 year (renewable).
  • Sections: Multiple optional covers available.

Coverage Sections

  • Fire & Allied Perils – Fire, lightning, explosion.
  • Burglary & Theft – Loss of household contents.
  • Electronic Equipment – TVs, laptops, appliances.
  • Jewelry & Valuables – Gold, ornaments, precious items.
  • Personal Accident – Optional cover for family members.
  • Public Liability – Third-party liability cover.

Coverage Benefits

  • Protection against natural disasters (flood, earthquake, cyclone).
  • Accidental damage to household items.
  • Burglary and housebreaking losses.
  • Electrical/mechanical breakdown of appliances.
  • Loss or damage to valuables.

Special Features

  • Customizable Plan – Choose only needed sections.
  • All-in-One Protection – Home + contents + valuables.
  • Affordable Premium for comprehensive cover.
  • Easy Claims Process.

Important Conditions

  • Proper valuation of assets required.
  • Proof of ownership may be needed during claims.
  • High-value items may need separate declaration.

Why Choose This Policy?

  • Complete home protection in one policy.
  • Covers both structure & contents.
  • Flexible and customizable.
  • Peace of mind for homeowners.
WhatsApp Enquiry

Want Complete Protection for Your Small Business?

  • ✔ Running a shop, office, or small manufacturing unit?
  • ✔ Worried about fire, theft, or natural disasters?
  • ✔ Want protection for stock, machinery & equipment?
  • ✔ Need coverage for business interruption losses?
  • ✔ Looking for a simple and standard MSME insurance?
  • ✔ Want to safeguard your business investment?
  • ✔ Prefer a trusted and government-approved policy?

👉 Then Bharat Laghu Udyam Suraksha Policy is the ideal protection for your business.


Bharat Laghu Udyam Suraksha Policy

Bharat Laghu Udyam Suraksha Policy

Bharat Laghu Udyam Suraksha Policy is a standard fire and allied perils insurance policy designed for small and medium enterprises (MSMEs). It provides coverage for buildings, plant & machinery, stock, and other business assets against risks like fire, natural disasters, and more.

Key Highlights

  • Eligibility: Businesses with total asset value up to ₹50 Crore.
  • Coverage Type: Fire & allied perils insurance.
  • Sum Insured: Based on total asset value.
  • Policy Period: 1 year (renewable).

What is Covered?

  • Building (factory, shop, office premises).
  • Plant & machinery.
  • Stock & raw materials.
  • Furniture, fixtures & fittings.
  • Electrical installations.

Covered Risks

  • Fire, lightning, explosion & implosion.
  • Storm, cyclone, flood & inundation.
  • Earthquake & landslide.
  • Riot, strike & malicious damage.
  • Impact damage & accidental external damage.

Add-On Covers

  • Burglary & theft cover.
  • Business interruption (loss of profit).
  • Debris removal expenses.
  • Additional rent for alternate premises.

Special Features

  • Standardized Policy across all insurers (IRDAI approved).
  • Simple & Transparent Terms.
  • Affordable Premium for MSMEs.
  • Wide Risk Coverage.

Why Choose This Policy?

  • Protects your entire business assets.
  • Ideal for shops, offices & small industries.
  • Ensures business continuity.
  • Peace of mind for entrepreneurs.
WhatsApp Enquiry

Want Complete Protection for Your Shop & Business?

  • ✔ Running a retail shop or small business?
  • ✔ Worried about fire, theft, or burglary losses?
  • ✔ Want protection for stock, furniture & equipment?
  • ✔ Need coverage for cash, electronics & valuables?
  • ✔ Looking for business interruption protection?
  • ✔ Want an all-in-one insurance solution for your shop?
  • ✔ Need a simple and affordable policy?

👉 Then Shopkeepers Insurance Policy is the perfect safeguard for your business.


Shopkeepers Insurance Policy

Shopkeepers Insurance Policy

Shopkeepers Insurance Policy is a comprehensive package policy from New India Assurance designed to protect retail shops and small businesses against multiple risks like fire, burglary, cash loss, and business interruption.

Key Highlights

  • Eligibility: Retail shops, showrooms & small businesses.
  • Coverage Type: Package policy with multiple sections.
  • Sum Insured: Based on stock & asset value.
  • Policy Period: 1 year (renewable).

Coverage Sections

  • Fire & Allied Perils – Protection against fire & disasters.
  • Burglary & Theft – Loss of stock & contents.
  • Money Insurance – Cash in premises & transit.
  • Electronic Equipment – Computers, billing machines.
  • Plate Glass – Shop glass damage.
  • Public Liability – Third-party injury/property damage.
  • Personal Accident – Owner/staff coverage.

Coverage Benefits

  • Protection against fire, flood, earthquake & riots.
  • Burglary, theft & housebreaking losses.
  • Cash loss due to theft or robbery.
  • Damage to shop fittings & equipment.
  • Compensation for third-party liabilities.

Add-On Covers

  • Business interruption (loss of profit).
  • Fidelity guarantee (employee fraud).
  • Goods in transit cover.
  • Neon sign & signage cover.

Special Features

  • All-in-One Package – Multiple risks under one policy.
  • Customizable Sections based on shop needs.
  • Affordable Premium.
  • Easy Claims Process.

Why Choose This Policy?

  • Complete protection for shop owners.
  • Reduces financial risk from unexpected events.
  • Flexible and scalable coverage.
  • Peace of mind for business continuity.
WhatsApp Enquiry

Want Simple & Affordable Protection for Your Small Business?

  • ✔ Running a small shop, office, or startup?
  • ✔ Looking for low-cost business insurance?
  • ✔ Want protection against fire and natural disasters?
  • ✔ Need coverage for stock, equipment & furniture?
  • ✔ Prefer a simple and standard insurance policy?
  • ✔ Want to secure your business investment?
  • ✔ Need trusted MSME protection from a government insurer?

👉 Then Bharat Sookshma Udyam Suraksha Policy is the right choice for you.


Bharat Sookshma Udyam Suraksha Policy

Bharat Sookshma Udyam Suraksha Policy

Bharat Sookshma Udyam Suraksha Policy is a standard fire and allied perils insurance policy designed for micro enterprises. It provides essential protection for business assets like building, stock, and equipment against risks such as fire, natural disasters, and other unforeseen events.

Key Highlights

  • Eligibility: Businesses with asset value up to ₹5 Crore.
  • Coverage Type: Fire & allied perils insurance.
  • Sum Insured: Based on total asset value.
  • Policy Period: 1 year (renewable).

What is Covered?

  • Building (shop, office, small unit).
  • Stock & raw materials.
  • Furniture, fixtures & fittings.
  • Plant & small machinery.
  • Electrical installations.

Covered Risks

  • Fire, lightning, explosion.
  • Storm, cyclone, flood & inundation.
  • Earthquake & landslide.
  • Riot, strike & malicious damage.
  • Impact damage & accidental external events.

Add-On Covers

  • Burglary & theft cover.
  • Business interruption (loss of income).
  • Debris removal expenses.
  • Additional rent for alternate premises.

Special Features

  • Standardized Policy (IRDAI approved).
  • Simple Documentation.
  • Affordable Premium for micro businesses.
  • Essential Risk Coverage.

Why Choose This Policy?

  • Ideal for very small businesses & startups.
  • Basic yet essential protection.
  • Easy to understand & buy.
  • Ensures business continuity.
WhatsApp Enquiry

Our Premium Products

Want a Flexible Health Plan You Can Customize as Per Your Needs?

  • ✔ Looking for a budget-friendly health insurance plan?
  • ✔ Want flexibility to choose benefits as add-ons?
  • ✔ Need maternity and newborn coverage?
  • ✔ Prefer no sub-limits on treatments?
  • ✔ Want coverage for modern medical treatments?
  • ✔ Planning health protection for your family?
  • ✔ Want a reliable long-term health insurance solution?

👉 Then Super Star Flexi is designed just for you.


Super Star Flexi

Super Star Flexi

Super Star Flexi is a customizable health insurance plan from designed to provide essential medical coverage with the flexibility to enhance protection through optional add-ons. It is ideal for individuals and families seeking affordable yet comprehensive health security.

Key Highlights

  • Sum Insured: ₹5 Lakhs to ₹ 1 Crore.
  • Family Floater: Self, spouse, children & parents.
  • Room Rent: No sub-limit.
  • Flexi Add-ons: Choose benefits as per your needs.

Plan Variants Available

  • Preferred – Basic and affordable coverage.
  • Secured – Enhanced benefits with wider protection.
  • Classic – Comprehensive coverage with maximum features.
  • Customised Options available across all variants.

Optional Features & Advanced Coverage

  • Maternity & Newborn Cover – Available as optional benefits.
  • Limitless Care – Unlimited claim cover once in a lifetime, available from ₹10 Lakhs Sum Insured.
  • Modern Treatments Covered – Robotic surgery, oral chemotherapy, stem cell therapy, and other advanced procedures.

Waiting Periods

  • Specofic Deceases:24 Months
  • Initial waiting: 30 days (except accidents).
  • Pre-existing diseases: 36 months.
  • Maternity: 24 months.

Why Choose Super Star Flexi?

  • Affordable premium.
  • Highly customizable coverage.
  • No room rent sub-limit.
  • Ideal for young families.
WhatsApp Enquiry

Are You Looking for a Health Plan with Guaranteed Benefits?

  • ✔ Want your Sum Insured to grow every year?
  • ✔ Worried about rising hospital and treatment costs?
  • ✔ Need a plan with no room rent limits?
  • ✔ Want assured bonuses even without making a claim?
  • ✔ Looking for full coverage including modern treatments?
  • ✔ Want protection for your entire family?
  • ✔ Searching for a long-term reliable health plan?
  • ✔ Want more value for every rupee you pay?

👉 Then Star Health ASSURE is the perfect plan for you.


Star Health Assure

Star Health Assure

Star Health Assure is a comprehensive, new-age health insurance plan designed for individuals and large families. It stands out for its high Sum Insured options (up to ₹2 Crore) and its rare Unlimited Restoration feature, where the Sum Insured will be restored unlimited times, up to a maximum of 100% for each hospitalisation.

Key Highlights

  • Sum Insured: ₹5 Lakhs to ₹2 Crores.
  • Family Floater: Up to 9 members including parents & in-laws.
  • Room Rent: ₹5L – 1% of SI | ₹10L–₹25L – Deluxe Room | ₹50L+ – No Limit.
  • Unlimited Restoration: Restored unlimited times in a policy year.

Modern Treatment Benefits & Inclusions

  • Non-medical consumables covered.
  • IVF / Assisted reproduction (as per terms).
  • Home care treatment up to 10% of SI.
  • Newborn baby covered from 16th day.
  • Wellness discount up to 20%.

Waiting Periods

  • Initial: 30 Days (except accident).
  • Specific diseases: 24 Months.
  • Pre-existing diseases: 30–36 Months.
  • Maternity: 24 Months.

Why Choose Star Health Assure?

  • Higher Sum Insured (up to ₹2 Crore).
  • Unlimited restoration vs once-per-year in many plans.
  • Large family coverage.
  • Consumables included.

Quick Summary

  • Entry Age (Family Floater Plan): 16 days – 75 years.
  • Entry Age (Individual Plan): 18 years – 75 years.
  • Pre-Hospitalization: 60 days.
  • Post-Hospitalization: 180 days.
  • Health Check-up: ₹2,500 to ₹15,000 claimable per year.
  • Air Ambulance: Up to 10% of SI.
WhatsApp Enquiry

Are You Looking for a Health Plan Designed Especially for Women?

  • ✔ Want maternity, fertility & newborn care coverage?
  • ✔ Worried about pregnancy and delivery expenses?
  • ✔ Need coverage for women-specific illnesses?
  • ✔ Planning for motherhood or family expansion?
  • ✔ Want financial security during medical emergencies?
  • ✔ Looking for lifelong health protection?
  • ✔ Want a plan that supports every stage of a woman’s life?
  • ✔ Want peace of mind for yourself and your family?

👉 Then Star Health – Women Care is made just for you.


Star Health Women Care

Star Health – Women Care

Star Health Women Care is a niche health insurance policy crafted to meet women's medical needs at every life stage. It works as a regular family health plan, while strongly focusing on maternity, newborn care and women-specific illnesses.

Key Highlights & Eligibility

  • Sum Insured: ₹5 Lakhs to ₹1 Crore.
  • Can buy while pregnant: Usually between 12th–20th week.
  • No pre-medical screening required.
  • Entry Age: Women 18–75 yrs | Children 91 days–25 yrs.

Women-Centric Benefits

  • Maternity (normal & C-section).
  • Antenatal OPD & scans after pregnancy confirmation.
  • IVF / IUI assisted reproduction.
  • In-utero fetal surgery.
  • Voluntary sterilization (after 24 months).
  • Optional female cancer lump sum rider.

Newborn & Pediatric Benefits

  • Baby covered from Day 1 (up to 25% of SI).
  • Vaccination expenses covered.
  • Congenital defects covered.
  • Mother stay covered if child is in ICU.

Room Rent Limits

  • ₹5L SI – 1% per day.
  • ₹10L–₹25L SI – Single Private AC room.
  • ₹50L–₹1Cr SI – Any room.

Waiting Periods

  • Initial: 30 Days.
  • Maternity & IVF: 12–24 Months.
  • Pre-existing diseases: 24 Months.

Best For

  • Women planning pregnancy.
  • Newly married couples.
  • Women needing lifelong protection for female illnesses.
WhatsApp Enquiry

Are You Looking for a Complete Health Insurance Solution?

  • ✔ Want a single plan that covers all your medical needs?
  • ✔ Worried about hospital, surgery and ICU expenses?
  • ✔ Need coverage for your entire family?
  • ✔ Want no room rent restrictions?
  • ✔ Looking for maternity, OPD & modern treatment coverage?
  • ✔ Need lifelong renewability?
  • ✔ Want cashless treatment across India?
  • ✔ Want maximum protection at an affordable premium?

👉 Then Star Health – Comprehensive is the perfect plan for you.


Star Health Comprehensive

Star Health – Comprehensive

Star Health Comprehensive is an all-rounder family health insurance plan that covers almost every medical scenario – from OPD and pharmacy expenses to major surgeries, maternity and ICU care – in one single package.

Key Highlights

  • Sum Insured: ₹5 Lakhs to ₹1 Crore.
  • Room Rent: Single Private AC Room (suite excluded).
  • Automatic Restoration: 100% once per year.
  • New Born Baby Cover: Covered from Day One onwards.
  • No Claim Bonus: 50% per claim-free year up to 100%.

Comprehensive Benefits

  • Hospital Cash Up to 7 Days per hospitalistion .Maximum up to 120 Days
  • OPD:Dental and Ophthalmology cover available Available once in Every three yeras
  • Personal Accident Policy up to the Sum Insured for the proposer
  • Maternity cover ranging from ₹15,000 to ₹50,000.(After 24 Months)
  • Newborn baby cover available from Day 1.
  • All day care procedures covered.
  • Mid-term inclusions available for newly married spouse.
  • Mid-term inclusion available for newborn baby.
  • Air ambulance up to ₹2.5 Lakhs per hospitalization.
  • Bariatric (weight loss) surgery.

Waiting Periods

  • Buy-back option reduces PED waiting to 12 months.
WhatsApp Enquiry

Are You Looking for Financial Protection Against Cancer?

  • ✔ Worried about high cancer treatment costs?
  • ✔ Want coverage for chemotherapy, radiation & surgery?
  • ✔ Need financial support during long-term cancer care?
  • ✔ Want lump-sum benefits on diagnosis?
  • ✔ Looking for a plan that covers all stages of cancer?
  • ✔ Want income replacement during treatment?
  • ✔ Want peace of mind for your family?
  • ✔ Want focused protection beyond regular health insurance?

👉 Then Star Health Cancer Care Platinum is the right plan for you.


Star Health Comprehensive Cancer Care

Star Health Cancer Care Platinum

A specialized cancer health insurance plan that provides financial support during diagnosis and treatment, covering all stages of cancer with lump-sum payouts and hospital expenses.

  • Lump-sum Benefit: On diagnosis of cancer, you get a pre-defined payout.
  • Treatment Coverage: Chemotherapy, radiation, surgery, targeted therapy included.
  • Hospitalization: Room rent, ICU, doctor & nursing charges covered.
  • Pre & Post Hospitalization: 60 days before & 180 days after.
  • Eligibility: 10 Years onwards to 65 Years.
WhatsApp Enquiry

Are You Looking for Comprehensive Cardiac Protection?

  • ✔ Concerned about rising heart disease treatment costs?
  • ✔ Want coverage for heart surgery, angioplasty & hospitalization?
  • ✔ Need financial support for pre-existing cardiac conditions?
  • ✔ Looking for lifelong renewability and peace of mind?
  • ✔ Want cashless treatment at top hospitals across India?
  • ✔ Need protection for your entire family?
  • ✔ Want coverage for ICU, diagnostics & modern procedures?
  • ✔ Looking for focused protection beyond regular health insurance?

👉 Then Star Health – Comprehensive Cardiac Care is the perfect plan for you.


Star Health Cardiac Care Platinum

Star Health – Cardiac Care Platinum

A specialized cardiac health insurance plan that provides complete financial protection for heart diseases, covering hospitalization, surgery, ICU, diagnostics, heart transplant, cash benefits and OPD expenses.

  • Outpatient Treatment Coverage: Outpatient treatment expenses are covered from Day 1 onwards.
  • Health Check-up Benefit: Health check-up expenses covered from ₹2,000 to ₹4,000.
  • Heart Transplant: Covered up to 200% of Sum Insured.
  • 100% Restoration Benefit: 100% of Sum Insured is restored after utilization.
  • Modern Procedures: Robotic surgery & minimally invasive cardiac procedures included.
  • Cash Benefits: Daily hospital cash during hospitalization.
  • OPD Benefits: Outpatient consultation & diagnostics covered.
  • Entry Age: 7 Years to 70 Years.
WhatsApp Enquiry

Are You Looking for Extra Cash Support During Hospitalization?

  • ✔ Worried about daily expenses while admitted in hospital?
  • ✔ Need fixed cash benefit per day of hospitalization?
  • ✔ Want coverage for pre-existing and chronic illnesses?
  • ✔ Looking for a simple, easy-to-claim plan?
  • ✔ Want financial support for room rent, meals, and incidentals?
  • ✔ Need cash benefits in addition to your health insurance?
  • ✔ Want coverage for your entire family?
  • ✔ Looking for peace of mind during hospital stays?

👉 Then Star Health – Hospital Cash is the plan for you.


Star Health Hospital Cash

Star Health – Hospital Cash

Basic Variant Enhanced Variant 🌍 Worldwide Coverage

A simple and easy-to-claim plan that provides daily cash benefits during hospitalization, helping cover incidental expenses, room rent, meals, and other daily costs.

  • Daily Cash Benefit: Fixed cash payout per day of hospitalization.
  • Worldwide Coverage: Hospital cash benefit available anywhere in the world.
  • Pre-existing deceases: Covered after waiting period.
  • Cash Benefits: Paid directly to you to meet daily expenses during hospital stay.
  • Family Coverage: Can cover spouse and children.
  • Easy Claim: Simple and hassle-free claim process.
  • Entry Age: 91 Days to 65 Years.
WhatsApp Enquiry

Are You Looking for Financial Protection Against Accidents?

  • ✔ Worried about unexpected accidents affecting your finances?
  • ✔ Need coverage for accidental death, disability, and medical expenses?
  • ✔ Want a plan that provides lump-sum payout on critical accidents?
  • ✔ Looking for a simple and affordable protection plan?
  • ✔ Need coverage for daily accidents, travel mishaps, and workplace injuries?
  • ✔ Want cashless support or reimbursement for accidental hospitalization?
  • ✔ Seeking peace of mind for you and your family?
  • ✔ Want 24/7 accident protection in India and abroad?

👉 Then Star Health – Personal Accident Plan is the right choice for you.


Star Health Personal Accident Plan

Star Health – Personal Accident Plan

Star Health Personal Accident Plan is a benefit-based policy that pays a fixed lump sum if an accident causes death or disability – irrespective of hospital bills. Ideal for income protection and family security.

Plan Variants

  • Table A – Accidental Death only.
  • Table B – Death + Permanent Disablement.
  • Table C – Death + Permanent & Temporary Disablement.

Core Benefits

  • Accidental Death – 100% of Sum Insured.
  • Permanent Total Disablement – 150% of Sum Insured.
  • Permanent Partial Disablement – 2% to 75% of SI.
  • Temporary Total Disablement – Weekly payout up to ₹15,000.

Extra Inclusions

  • Educational Grant for children.
  • Home/Vehicle modification expenses.
  • Imported medicine freight charges.
  • Relative travel expenses.
  • Purchase of blood expenses.

Policy Details

  • Sum Insured: ₹5 Lakhs – ₹7 Crore.
  • Entry Age: 18–70 years.
  • Children: 5 months – 25 years.
  • Cumulative Bonus: 5% yearly (max 50%).
  • Premium based on occupation risk.
WhatsApp Enquiry

Are You Looking for Specialized Health Support for Autism?

  • ✔ Need comprehensive coverage for autism treatment?
  • ✔ Want therapy, consultation, and rehabilitation expenses covered?
  • ✔ Looking for financial support for diagnostic and specialized care?
  • ✔ Want lifelong renewability for your child?
  • ✔ Need coverage for hospitalization & day-care procedures?
  • ✔ Looking for peace of mind for the family?
  • ✔ Want coverage for occupational & speech therapy?
  • ✔ Prefer a plan specifically designed for special needs children?

👉 Then Star Health – Special Care Gold is the perfect choice.


Star Health Special Care Gold Plan

Star Health – Special Care Gold

Star Health Special Care is designed to provide comprehensive coverage for children up to the age of 25 diagnosed with autism and other special needs, covering therapies, consultations, rehabilitation, and hospitalization expenses.

After the Age of 25 Insured can be shifted to normal Plan

Key Benefits

  • Coverage for speech, occupational, and behavioral therapy.
  • Diagnostic & specialized care covered.
  • Hospitalization & day-care procedures included.
  • Rehabilitation support and follow-up visits.

Special Care gold is meant for any categories above 40 % more than disabilities and offers enhanced protection.

Plan Variants

  • With Co Pay
  • Without Co Pay

Policy Details

  • Sum Insured: ₹4 Lakhs Or ₹5 Lakhs.
  • Policy Term: 1 year, renewable lifelong.
  • Waiting Period: 30 days.
WhatsApp Enquiry

Are You Looking for Maximum Coverage with Extra Benefits?

👉 Then Star Health – Super Surplus Plan is the ideal choice for you.


Star Health Super Surplus Plan

Star Health – Super Surplus Plan

A super top-up health insurance plan that offers very high coverage amounts at affordable premiums, ideal for protecting against major medical expenses.

  • Sum Insured: From ₹5 Lakhs up to ₹1 Crore.
  • High Sum Insured at Low Premium: Get large coverage at a budget-friendly cost.
WhatsApp Enquiry

Are You Looking for a Health Plan for Your Child or Teenager?

  • ✔ Want comprehensive coverage for your child or young adult?
  • ✔ Need protection for hospitalization, treatments, and therapies?
  • ✔ Looking for financial support for accidents, illnesses, and diagnostics?
  • ✔ Want a plan designed especially for children & teenagers?
  • ✔ Need lifelong renewability after initial exclusions?
  • ✔ Want coverage for day-care procedures and minor treatments?
  • ✔ Looking for peace of mind for the family?
  • ✔ Prefer a plan with clearly defined one-year exclusions?

👉 Then Star Health – Young Star is the right choice.


Star Health Young Star Plan

Star Health – Young Star

Star Health Young Star is designed to provide coverage for children, teenagers, and youngsters. The plan offers hospitalization, therapies, diagnostics, and day-care treatments with clearly defined one-year exclusions.

Plan Variants

  • Silver
  • Gold

Key Benefits

  • Hospital cash benefit included.
  • Maximum hospitalization days: 7 per admission, 14 days per year.
  • Coverage for specific diseases and pre-existing conditions after one year.
  • ✔ Silver and Gold Plan Avaialble
  • ✔ Maternity benefit After 36 Months Up to 30K
  • ✔ Sum Insured 10 Lac to 1 Crore

Policy Details

  • Entry Age: 91 days – 40 years.
  • Policy Term: 1 to 3 years.
  • One-Year Exclusions: Certain pre-existing conditions not covered in first year.
WhatsApp Enquiry

Are You Looking for Affordable Health Insurance with Good Coverage?

  • ✔ Want a low-cost health insurance plan?
  • ✔ Need coverage for hospitalization expenses?
  • ✔ Looking for cashless treatment in network hospitals?
  • ✔ Want protection for entire family?
  • ✔ Need coverage for ICU, medicines & room rent?
  • ✔ Looking for government approved standard policy?
  • ✔ Want peace of mind against medical emergencies?
  • ✔ Searching for simple & transparent health plan?

👉 Then Star Health – Arogya Sanjeevani Policy is perfect for you.


Star Health Arogya Sanjeevani

Star Health – Arogya Sanjeevani Policy

Star Health Arogya Sanjeevani is a standard health insurance plan offering essential medical coverage at an affordable premium for individuals and families.

Key Features

  • Hospitalization cover for illness & accidents.
  • Cashless treatment in network hospitals.
  • Pre & Post hospitalization expenses covered.
  • ICU, medicines, diagnostics covered.
  • AYUSH treatment covered.

Sum Insured Options

₹5 Lakh – ₹10 Lakhs

Policy Benefits

  • Room Rent: Up to 2% of SI per day – Maximum ₹5,000.
  • ICU: Up to 5% of SI per day – Maximum ₹10,000.
  • Cataract surgery up to ₹40,000 per eye.
  • Modern treatments covered.

Policy Details

  • Entry Age: 18 – 65 years.
  • Children: 3 months – 25 years.
  • Waiting Period: 30 days.
  • Pre-existing disease: 48 months.
  • Policy Term: 1 Year.
WhatsApp Enquiry

Are You Looking for a Health Plan Designed for Senior Citizens?

  • ✔ Are you above 60 and worried about medical expenses?
  • ✔ Want health insurance without medical tests?
  • ✔ Suffering from diabetes, BP or other existing illnesses?
  • ✔ Need lifetime renewability?
  • ✔ Want cashless treatment across India?
  • ✔ Need coverage for pre-existing diseases?
  • ✔ Looking for a reliable plan for your retirement years?
  • ✔ Want peace of mind for you and your family?

👉 Then Star Health – Senior Citizen Red Carpet is made for you.


Senior Citizen Red Carpet

Star Health – Senior Citizen Red Carpet

A specially designed health insurance plan for senior citizens that provides coverage even for pre-existing diseases without medical tests and ensures lifelong protection.

  • No Pre-Medical Tests: Entry without medical screening.
  • Pre-Existing Diseases: Covered after a short waiting period.
  • Lifetime Renewability: Continue the policy for life.
  • Hospitalization: Covers ICU, room rent, doctor & nursing charges.
  • Day Care Procedures: Covered as per policy terms.
  • AYUSH Treatment: Ayurveda, Homeopathy, Unani included.
  • Eligibility: Entry age 61 years – 75 years.
  • Premium: Will not change as per age.
WhatsApp Enquiry

Oriental Insurance Plans

ഓറിയന്റൽ ഇൻഷുറൻസ് പ്ലാനുകൾ

Are You Looking for Complete Protection for Your Private Car? നിങ്ങളുടെ സ്വകാര്യ കാറിന് സമ്പൂർണ്ണ ഇൻഷുറൻസ് സംരക്ഷണം അന്വേഷിക്കുകയാണോ?

  • ✔ Need comprehensive protection for your car? ✔ നിങ്ങളുടെ കാറിന് സമ്പൂർണ്ണ സംരക്ഷണം ആവശ്യമാണോ?
  • ✔ Want coverage against accidents, theft & natural calamities? ✔ അപകടം, മോഷണം, പ്രകൃതി ദുരന്തങ്ങൾ എന്നിവയിൽ നിന്നും സംരക്ഷണം വേണോ?
  • ✔ Looking for cashless claim support across India? ✔ ഇന്ത്യയിലുടനീളം ക്യാഷ്‌ലെസ് ക്ലെയിം സൗകര്യം വേണോ?
  • ✔ Need third-party liability protection? ✔ തർഡ് പാർട്ടി ഉത്തരവാദിത്വ സംരക്ഷണം ആവശ്യമാണോ?
  • ✔ Want add-on covers for extra safety? ✔ അധിക സുരക്ഷയ്ക്കായി അഡോൺ കവറുകൾ വേണോ?
  • ✔ Prefer trusted motor insurance from Oriental Insurance? ✔ ഓറിയന്റൽ ഇൻഷുറൻസിന്റെ വിശ്വസനീയമായ മോട്ടോർ ഇൻഷുറൻസ് ആഗ്രഹിക്കുന്നുണ്ടോ?
  • ✔ Need affordable premium with maximum benefits? ✔ കുറഞ്ഞ പ്രീമിയത്തിൽ കൂടുതൽ ആനുകൂല്യങ്ങൾ വേണോ?

👉 Oriental Insurance Private Car Policy is designed for you. 👉 ഓറിയന്റൽ ഇൻഷുറൻസ് പ്രൈവറ്റ് കാർ പോളിസി നിങ്ങള്ക്ക് അനുയോജ്യമാണ്.


Oriental Insurance Logo

Private Car / Four Wheeler Policy

Private Car Insurance

Oriental Insurance Private Car Policy offers comprehensive coverage for your four wheeler against accidental damages, theft, fire, natural calamities, and third-party liabilities. Available as Package Policy and Standalone Own Damage (OD) Cover with flexible add-on options. ഓറിയന്റൽ ഇൻഷുറൻസ് പ്രൈവറ്റ് കാർ പോളിസി നിങ്ങളുടെ വാഹനത്തിന് അപകടം, മോഷണം, തീപിടിത്തം, പ്രകൃതി ദുരന്തങ്ങൾ, തർഡ് പാർട്ടി ബാധ്യതകൾ എന്നിവയിൽ നിന്ന് സമ്പൂർണ്ണ സംരക്ഷണം നൽകുന്നു. പാക്കേജ് പോളിസിയും സ്റ്റാൻഡ്എലോൺ ഓൺ ഡാമേജ് (OD) കവറും ലഭ്യമാണ്.

Key Features പ്രധാന സവിശേഷതകൾ

  • Package Policy & Standalone OD Cover available പാക്കേജ് പോളിസിയും സ്റ്റാൻഡ്എലോൺ OD കവറും ലഭ്യമാണ്
  • Protection against accident, theft, fire & natural calamities അപകടം, മോഷണം, തീപിടിത്തം, പ്രകൃതി ദുരന്തങ്ങൾ എന്നിവയിൽ നിന്നും സംരക്ഷണം
  • Third-party legal liability coverage തർഡ് പാർട്ടി നിയമ ബാധ്യത സംരക്ഷണം
  • Cashless claim service at network garages നെറ്റ്‌വർക്ക് ഗാരേജുകളിൽ ക്യാഷ്‌ലെസ് ക്ലെയിം സൗകര്യം
  • Add-on covers like Zero Depreciation & Engine Protection സീറോ ഡിപ്രിസിയേഷൻ, എഞ്ചിൻ പ്രൊട്ടക്ഷൻ പോലുള്ള അഡോൺ കവറുകൾ

Benefits ആനുകൂല്യങ്ങൾ

  • Financial protection against unexpected repair expenses അപ്രതീക്ഷിത റിപെയർ ചെലവുകളിൽ നിന്ന് സാമ്പത്തിക സംരക്ഷണം
  • Peace of mind while driving anywhere in India ഇന്ത്യയിലെവിടെയും ആത്മവിശ്വാസത്തോടെ വാഹനം ഓടിക്കാം
  • Hassle-free claim settlement support എളുപ്പത്തിലുള്ള ക്ലെയിം സഹായം
  • Affordable premium with extensive coverage കുറഞ്ഞ പ്രീമിയത്തിൽ വിപുലമായ സംരക്ഷണം
Enquire on WhatsApp വാട്സ്ആപ്പിൽ അന്വേഷിക്കുക

Are You Looking for Complete Protection for Your Two Wheeler? നിങ്ങളുടെ ടൂ വീലറിന് സമ്പൂർണ്ണ ഇൻഷുറൻസ് സംരക്ഷണം അന്വേഷിക്കുകയാണോ?

  • ✔ Need complete protection for your bike or scooter? ✔ നിങ്ങളുടെ ബൈക്കിനോ സ്കൂട്ടറിനോ സമ്പൂർണ്ണ സംരക്ഷണം ആവശ്യമാണോ?
  • ✔ Want coverage against accident, theft & fire? ✔ അപകടം, മോഷണം, തീപിടിത്തം എന്നിവയിൽ നിന്നും സംരക്ഷണം വേണോ?
  • ✔ Looking for affordable premium with maximum benefits? ✔ കുറഞ്ഞ പ്രീമിയത്തിൽ കൂടുതൽ ആനുകൂല്യങ്ങൾ ആഗ്രഹിക്കുന്നുണ്ടോ?
  • ✔ Need third-party liability coverage? ✔ തർഡ് പാർട്ടി ബാധ്യത സംരക്ഷണം ആവശ്യമാണോ?
  • ✔ Want cashless claim support at network garages? ✔ നെറ്റ്‌വർക്ക് ഗാരേജുകളിൽ ക്യാഷ്‌ലെസ് ക്ലെയിം സൗകര്യം വേണോ?
  • ✔ Prefer trusted Two Wheeler insurance from Oriental Insurance? ✔ ഓറിയന്റൽ ഇൻഷുറൻസിന്റെ വിശ്വസനീയമായ ടൂ വീലർ ഇൻഷുറൻസ് ആഗ്രഹിക്കുന്നുണ്ടോ?
  • ✔ Need hassle-free renewal and claim assistance? ✔ എളുപ്പത്തിലുള്ള റിന്യൂവലും ക്ലെയിം സഹായവും ആവശ്യമാണോ?

👉 Oriental Insurance Two Wheeler Policy is designed for you. 👉 ഓറിയന്റൽ ഇൻഷുറൻസ് ടൂ വീലർ പോളിസി നിങ്ങള്ക്ക് അനുയോജ്യമാണ്.


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Two Wheeler Policy

Two Wheeler Insurance

Oriental Insurance Two Wheeler Policy provides comprehensive protection for your bike or scooter against accidental damages, theft, fire, natural calamities, and third-party liabilities. Enjoy peace of mind with affordable premium options and quick claim support. ഓറിയന്റൽ ഇൻഷുറൻസ് ടൂ വീലർ പോളിസി നിങ്ങളുടെ ബൈക്കിനും സ്കൂട്ടറിനും അപകടം, മോഷണം, തീപിടിത്തം, പ്രകൃതി ദുരന്തങ്ങൾ, തർഡ് പാർട്ടി ബാധ്യതകൾ എന്നിവയിൽ നിന്ന് സമ്പൂർണ്ണ സംരക്ഷണം നൽകുന്നു. കുറഞ്ഞ പ്രീമിയത്തിൽ മികച്ച ക്ലെയിം സഹായവും ലഭ്യമാണ്.

Key Features പ്രധാന സവിശേഷതകൾ

  • Comprehensive & Third Party coverage available കോംപ്രഹൻസീവ് & തർഡ് പാർട്ടി കവറേജ് ലഭ്യമാണ്
  • Protection against accident, theft, fire & natural disasters അപകടം, മോഷണം, തീപിടിത്തം, പ്രകൃതി ദുരന്തങ്ങൾ എന്നിവയിൽ നിന്നും സംരക്ഷണം
  • Cashless claim facility at network garages നെറ്റ്‌വർക്ക് ഗാരേജുകളിൽ ക്യാഷ്‌ലെസ് ക്ലെയിം സൗകര്യം
  • Personal accident cover for owner-driver ഉടമ-ഡ്രൈവർക്കുള്ള വ്യക്തിഗത അപകട പരിരക്ഷ
  • Add-on options for enhanced protection കൂടുതൽ സുരക്ഷയ്ക്കായി അഡോൺ ഓപ്ഷനുകൾ

Benefits ആനുകൂല്യങ്ങൾ

  • Financial support during unexpected vehicle damages അപ്രതീക്ഷിത വാഹന നാശനഷ്ടങ്ങളിൽ സാമ്പത്തിക സഹായം
  • Stress-free riding with complete insurance protection സമ്പൂർണ്ണ ഇൻഷുറൻസ് സുരക്ഷയോടെ ആശങ്കരഹിത യാത്ര
  • Fast and easy claim settlement assistance വേഗത്തിലും എളുപ്പത്തിലും ക്ലെയിം സഹായം
  • Affordable premium with extensive coverage options കുറഞ്ഞ പ്രീമിയത്തിൽ വിപുലമായ കവറേജ്
Enquire on WhatsApp വാട്സ്ആപ്പിൽ അന്വേഷിക്കുക

Are You Looking for Reliable Insurance Protection for Commercial Vehicles? നിങ്ങളുടെ കൊമേഴ്‌സ്യൽ വാഹനങ്ങൾക്ക് വിശ്വസനീയമായ ഇൻഷുറൻസ് സംരക്ഷണം അന്വേഷിക്കുകയാണോ?

  • ✔ Need complete protection for goods or passenger vehicles? ✔ ഗുഡ്സ് വാഹനങ്ങൾക്കും പാസഞ്ചർ വാഹനങ്ങൾക്കും സമ്പൂർണ്ണ സംരക്ഷണം ആവശ്യമാണോ?
  • ✔ Want coverage against accidents, theft & natural calamities? ✔ അപകടം, മോഷണം, പ്രകൃതി ദുരന്തങ്ങൾ എന്നിവയിൽ നിന്നും സംരക്ഷണം വേണോ?
  • ✔ Looking for affordable premium plans for commercial use? ✔ കൊമേഴ്‌സ്യൽ ഉപയോഗത്തിന് അനുയോജ്യമായ കുറഞ്ഞ പ്രീമിയം പ്ലാനുകൾ അന്വേഷിക്കുകയാണോ?
  • ✔ Need third-party liability and driver protection? ✔ തർഡ് പാർട്ടി ബാധ്യതയും ഡ്രൈവർ സംരക്ഷണവും ആവശ്യമാണോ?
  • ✔ Want cashless repairs through network garages? ✔ നെറ്റ്‌വർക്ക് ഗാരേജുകളിൽ ക്യാഷ്‌ലെസ് റിപെയർ സൗകര്യം വേണോ?
  • ✔ Prefer trusted commercial vehicle insurance from Oriental Insurance? ✔ ഓറിയന്റൽ ഇൻഷുറൻസിന്റെ വിശ്വസനീയമായ കൊമേഴ്‌സ്യൽ വാഹന ഇൻഷുറൻസ് ആഗ്രഹിക്കുന്നുണ്ടോ?
  • ✔ Need hassle-free claim and renewal assistance? ✔ എളുപ്പത്തിലുള്ള ക്ലെയിം, റിന്യൂവൽ സഹായം ആവശ്യമാണോ?

👉 Oriental Insurance Commercial Vehicle Policy is designed for you. 👉 ഓറിയന്റൽ ഇൻഷുറൻസ് കൊമേഴ്‌സ്യൽ വാഹന പോളിസി നിങ്ങള്ക്ക് അനുയോജ്യമാണ്.


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Commercial Vehicles Policy

Commercial Vehicle Insurance

Oriental Insurance Commercial Vehicle Policy provides comprehensive insurance protection for goods carrying and passenger carrying vehicles against accidental damages, theft, fire, natural calamities, and third-party liabilities. Ideal for transport businesses, fleet owners, taxis, buses, and commercial operators. ഓറിയന്റൽ ഇൻഷുറൻസ് കൊമേഴ്‌സ്യൽ വാഹന പോളിസി ഗുഡ്സ് വാഹനങ്ങൾക്കും പാസഞ്ചർ വാഹനങ്ങൾക്കും അപകടം, മോഷണം, തീപിടിത്തം, പ്രകൃതി ദുരന്തങ്ങൾ, തർഡ് പാർട്ടി ബാധ്യതകൾ എന്നിവയിൽ നിന്ന് സമ്പൂർണ്ണ സംരക്ഷണം നൽകുന്നു. ട്രാൻസ്‌പോർട്ട് ബിസിനസ്, ടാക്സി, ബസ്, ഫ്ലീറ്റ് ഉടമകൾക്ക് ഏറ്റവും അനുയോജ്യം.

Key Features പ്രധാന സവിശേഷതകൾ

  • Coverage for Goods Carrying & Passenger Carrying Vehicles ഗുഡ്സ് വാഹനങ്ങൾക്കും പാസഞ്ചർ വാഹനങ്ങൾക്കും ഇൻഷുറൻസ് പരിരക്ഷ
  • Protection against accident, theft, fire & natural calamities അപകടം, മോഷണം, തീപിടിത്തം, പ്രകൃതി ദുരന്തങ്ങൾ എന്നിവയിൽ നിന്നും സംരക്ഷണം
  • Third-party liability coverage included തർഡ് പാർട്ടി ബാധ്യത സംരക്ഷണം ഉൾപ്പെടുത്തിയിരിക്കുന്നു
  • Cashless repair facility at authorized garages അംഗീകൃത ഗാരേജുകളിൽ ക്യാഷ്‌ലെസ് റിപെയർ സൗകര്യം
  • Add-on covers for enhanced commercial vehicle protection കൂടുതൽ സുരക്ഷയ്ക്കായി അഡോൺ കവറുകൾ ലഭ്യമാണ്

Benefits ആനുകൂല്യങ്ങൾ

  • Financial security against vehicle repair and replacement costs വാഹന നാശനഷ്ടങ്ങളിൽ നിന്നും സാമ്പത്തിക സംരക്ഷണം
  • Reduced business interruption during unexpected incidents അപ്രതീക്ഷിത സംഭവങ്ങളിൽ ബിസിനസ് തടസ്സം കുറയ്ക്കുന്നു
  • Easy and quick claim settlement support എളുപ്പവും വേഗതയേറിയതുമായ ക്ലെയിം സഹായം
  • Affordable premium options for commercial operators കൊമേഴ്‌സ്യൽ ഓപ്പറേറ്റർമാർക്ക് അനുയോജ്യമായ കുറഞ്ഞ പ്രീമിയം

Covered Vehicle Types പരിരക്ഷ ലഭ്യമായ വാഹനങ്ങൾ

Trucks
Pickups
Taxis
Buses
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Are You Looking for Personal Accident Protection While Driving? വാഹനം ഓടിക്കുമ്പോൾ വ്യക്തിഗത അപകട ഇൻഷുറൻസ് സംരക്ഷണം അന്വേഷിക്കുകയാണോ?

  • ✔ Need mandatory personal accident cover for vehicle owners? ✔ വാഹന ഉടമകൾക്കായുള്ള നിർബന്ധിത വ്യക്തിഗത അപകട പരിരക്ഷ ആവശ്യമാണോ?
  • ✔ Want financial protection against accidental death or disability? ✔ അപകടമരണത്തിനും വൈകല്യത്തിനും സാമ്പത്തിക സംരക്ഷണം വേണോ?
  • ✔ Looking for affordable and government-compliant coverage? ✔ കുറഞ്ഞ പ്രീമിയത്തിൽ സർക്കാർ നിർദേശപ്രകാരമുള്ള പരിരക്ഷ വേണോ?
  • ✔ Need protection while driving any insured vehicle? ✔ ഇൻഷുറഡ് വാഹനങ്ങൾ ഓടിക്കുമ്പോൾ സംരക്ഷണം ആവശ്യമാണോ?
  • ✔ Want peace of mind for you and your family? ✔ നിങ്ങളുടെയും കുടുംബത്തിന്റെയും സുരക്ഷ ഉറപ്പാക്കണോ?
  • ✔ Prefer trusted accident insurance from Oriental Insurance? ✔ ഓറിയന്റൽ ഇൻഷുറൻസിന്റെ വിശ്വസനീയമായ അപകട ഇൻഷുറൻസ് ആഗ്രഹിക്കുന്നുണ്ടോ?
  • ✔ Need quick policy issuance and renewal assistance? ✔ വേഗത്തിലുള്ള പോളിസി ഇഷ്യൂവും റിന്യൂവൽ സഹായവും ആവശ്യമാണോ?

👉 Oriental Insurance Standalone CPA Policy is designed for you. 👉 ഓറിയന്റൽ ഇൻഷുറൻസ് സ്റ്റാൻഡ്എലോൺ CPA പോളിസി നിങ്ങള്ക്ക് അനുയോജ്യമാണ്.


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Standalone CPA Policy

Standalone CPA Policy

Oriental Insurance Standalone CPA (Compulsory Personal Accident) Policy provides financial protection to vehicle owners against accidental death and permanent disability while driving or travelling in insured vehicles. This policy is mandatory for vehicle owners as per motor insurance regulations. ഓറിയന്റൽ ഇൻഷുറൻസ് സ്റ്റാൻഡ്എലോൺ CPA (കമ്പൾസറി പേഴ്സണൽ ആക്‌സിഡന്റ്) പോളിസി വാഹന ഉടമകൾക്ക് അപകടമരണത്തിലും സ്ഥിര വൈകല്യത്തിലും സാമ്പത്തിക സംരക്ഷണം നൽകുന്നു. മോട്ടോർ ഇൻഷുറൻസ് നിയമപ്രകാരം വാഹന ഉടമകൾക്ക് ഈ പോളിസി നിർബന്ധിതമാണ്.

Key Features പ്രധാന സവിശേഷതകൾ

  • Mandatory personal accident cover for vehicle owners വാഹന ഉടമകൾക്കുള്ള നിർബന്ധിത വ്യക്തിഗത അപകട പരിരക്ഷ
  • Coverage against accidental death & permanent disability അപകടമരണത്തിനും സ്ഥിര വൈകല്യത്തിനും പരിരക്ഷ
  • Applicable while driving or travelling in insured vehicles ഇൻഷുറഡ് വാഹനങ്ങളിൽ യാത്ര ചെയ്യുമ്പോഴും ഓടിക്കുമ്പോഴും പരിരക്ഷ
  • Affordable premium with essential protection benefits കുറഞ്ഞ പ്രീമിയത്തിൽ മികച്ച സുരക്ഷാ ആനുകൂല്യങ്ങൾ
  • Easy policy issuance and renewal process എളുപ്പത്തിലുള്ള പോളിസി ഇഷ്യൂയും റിന്യൂവൽ പ്രക്രിയയും

Benefits ആനുകൂല്യങ്ങൾ

  • Financial support during unfortunate accidents അപകടസാഹചര്യങ്ങളിൽ സാമ്പത്തിക സഹായം
  • Peace of mind for vehicle owners and families വാഹന ഉടമകൾക്കും കുടുംബത്തിനും ആത്മവിശ്വാസം
  • Compliance with motor insurance regulations മോട്ടോർ ഇൻഷുറൻസ് നിയമാനുസൃത പരിരക്ഷ
  • Quick and hassle-free claim assistance വേഗത്തിലുള്ള ക്ലെയിം സഹായം

Coverage Highlights പ്രധാന പരിരക്ഷകൾ

Accidental Death
Permanent Disability
Owner-Driver Cover
Enquire on WhatsApp വാട്സ്ആപ്പിൽ അന്വേഷിക്കുക

Personal Accident & Travel Insurance Solutions വ്യക്തിഗത അപകടവും യാത്രാ ഇൻഷുറൻസും

Comprehensive accident and travel insurance solutions from Oriental Insurance designed for individuals, families, travellers, rural communities, and employees. വ്യക്തികൾക്കും കുടുംബങ്ങൾക്കും യാത്രക്കാർക്കും ഗ്രാമീണ മേഖലയ്ക്കും ജീവനക്കാർക്കും അനുയോജ്യമായ ഓറിയന്റൽ ഇൻഷുറൻസിന്റെ സമഗ്രമായ അപകട-യാത്രാ ഇൻഷുറൻസ് പദ്ധതികൾ.


Saral Suraksha Bima Policy

Standard personal accident insurance policy offering protection against accidental death and disability. അപകടമരണത്തിനും വൈകല്യത്തിനും സാമ്പത്തിക സംരക്ഷണം നൽകുന്ന സ്റ്റാൻഡേർഡ് വ്യക്തിഗത അപകട ഇൻഷുറൻസ് പോളിസി.

✔ Accidental Death Cover
✔ Permanent Disability Cover
✔ Affordable Premium

Nagrik Suraksha Policy

Combination policy offering accidental injury cover along with hospital reimbursement benefits. അപകട പരിരക്ഷയും ആശുപത്രി ചെലവ് തിരിച്ചടവും ഉൾപ്പെടുന്ന സമഗ്ര ഇൻഷുറൻസ് പദ്ധതി.

✔ Accident Cover
✔ Hospital Expense Reimbursement
✔ Family Protection

Personal Accident Policy (Individual)

Individual personal accident insurance for accidental death, disability, and injury protection. അപകടമരണം, വൈകല്യം, പരിക്ക് എന്നിവയ്ക്കുള്ള വ്യക്തിഗത അപകട ഇൻഷുറൻസ്.

✔ Individual Coverage
✔ Disability Protection
✔ 24x7 Worldwide Cover

Janata Personal Accident Policy

Budget-friendly personal accident insurance designed for the public. സാധാരണ ജനങ്ങൾക്കായി രൂപകൽപ്പന ചെയ്ത കുറഞ്ഞ പ്രീമിയം അപകട ഇൻഷുറൻസ് പദ്ധതി.

✔ Low Premium
✔ Accident Protection
✔ Easy Enrollment

Gramin Accident Insurance

Accident insurance specially designed for rural sector workers and families. ഗ്രാമീണ മേഖലയിലെ തൊഴിലാളികൾക്കും കുടുംബങ്ങൾക്കും അനുയോജ്യമായ അപകട ഇൻഷുറൻസ്.

✔ Rural Sector Protection
✔ Financial Assistance
✔ Affordable Coverage

Overseas Mediclaim Policy

International travel insurance covering medical emergencies, hospitalization, and travel-related risks abroad. വിദേശ യാത്രയ്ക്കിടെയുള്ള മെഡിക്കൽ അടിയന്തരാവസ്ഥകളും ആശുപത്രി ചെലവുകളും ഉൾപ്പെടുന്ന ഇൻഷുറൻസ്.

✔ International Medical Cover
✔ Emergency Assistance
✔ Travel Protection

Bharat Darshan Policy

Domestic travel insurance for safe and secure journeys across India. ഇന്ത്യയിലുടനീളമുള്ള സുരക്ഷിതമായ യാത്രയ്ക്കുള്ള ഡൊമസ്റ്റിക് ട്രാവൽ ഇൻഷുറൻസ്.

✔ Domestic Travel Cover
✔ Accident Protection
✔ Budget-Friendly Plans

Flight Coupon Policy

Air travel accident insurance policy for passengers during flight journeys. വിമാന യാത്രയ്ക്കിടെ യാത്രക്കാരെ സംരക്ഷിക്കുന്ന എയർ ട്രാവൽ അപകട ഇൻഷുറൻസ്.

✔ Air Travel Protection
✔ Accident Coverage
✔ Instant Coverage

Oriental Health Insurance Solutions ഓറിയന്റൽ ഹെൽത്ത് ഇൻഷുറൻസ് പദ്ധതികൾ

Comprehensive health insurance plans from Oriental Insurance designed for individuals, families, senior citizens, youth, critical illness protection, and affordable healthcare coverage. വ്യക്തികൾക്കും കുടുംബങ്ങൾക്കും മുതിർന്ന പൗരന്മാർക്കും യുവജനങ്ങൾക്കും ക്രിറ്റിക്കൽ ഇല്നസ് സംരക്ഷണത്തിനും കുറഞ്ഞ ചെലവിലുള്ള ആരോഗ്യ പരിരക്ഷയ്ക്കുമായി ഓറിയന്റൽ ഇൻഷുറൻസിന്റെ സമഗ്ര ഹെൽത്ത് ഇൻഷുറൻസ് പദ്ധതികൾ.


Oriental Sampoorna Swasthya Suraksha

Comprehensive health insurance plan offering hospitalization and medical expense protection for families. കുടുംബങ്ങൾക്ക് ആശുപത്രി ചെലവും മെഡിക്കൽ സംരക്ഷണവും നൽകുന്ന സമഗ്ര ആരോഗ്യ ഇൻഷുറൻസ് പദ്ധതി.

✔ Hospitalization Cover
✔ Family Protection
✔ Cashless Treatment

Oriental Mediclaim Insurance Policy

Individual health insurance policy covering hospitalization expenses and medical treatments. വ്യക്തിഗത ആശുപത്രി ചെലവും ചികിത്സാ ചെലവും ഉൾപ്പെടുന്ന ഹെൽത്ത് ഇൻഷുറൻസ് പദ്ധതി.

✔ Individual Health Cover
✔ Medical Expenses
✔ Affordable Premium

Happy Family Floater Policy

Single sum insured for the entire family under one health policy. ഒരു പോളിസിയിൽ മുഴുവൻ കുടുംബത്തിനും സംയുക്ത ഹെൽത്ത് പരിരക്ഷ.

✔ Family Floater Cover
✔ Cost Effective
✔ Cashless Hospitals

Arogya Sanjeevani Policy - Oriental

Standardized affordable health insurance policy approved by IRDAI. IRDAI അംഗീകൃത സ്റ്റാൻഡേർഡ് കുറഞ്ഞ ചെലവിലുള്ള ഹെൽത്ത് ഇൻഷുറൻസ് പദ്ധതി.

✔ Standard Health Plan
✔ Affordable Cover
✔ Easy Claim Process

Oriental Youth Eco Care Policy

Health insurance designed especially for young individuals. യുവജനങ്ങൾക്കായി രൂപകൽപ്പന ചെയ്ത ഹെൽത്ത് ഇൻഷുറൻസ് പദ്ധതി.

✔ Youth Health Cover
✔ Budget Friendly
✔ Preventive Benefits

Oriental Super Health Top Up

Additional health coverage beyond your existing insurance limit. നിലവിലെ ഇൻഷുറൻസ് പരിധിക്ക് മുകളിലുള്ള അധിക ഹെൽത്ത് പരിരക്ഷ.

✔ High Sum Insured
✔ Extra Protection
✔ Low Premium

Oriental Cancer Protect Policy

Financial support and protection against cancer-related treatment expenses. കാൻസർ ചികിത്സാ ചെലവുകൾക്കുള്ള സാമ്പത്തിക സംരക്ഷണ പദ്ധതി.

✔ Cancer Cover
✔ Lump Sum Benefit
✔ Financial Security

Oriental Critical Illness Policy

Coverage for major critical illnesses with lump sum payout benefits. പ്രധാന ഗുരുതര രോഗങ്ങൾക്കുള്ള സാമ്പത്തിക സംരക്ഷണ പദ്ധതി.

✔ Critical Illness Cover
✔ Lump Sum Payment
✔ Financial Stability

Oriental Happy Cash – Nishchint Rahein!

Daily hospital cash benefit policy during hospitalization. ആശുപത്രിവാസ സമയത്ത് ദിവസേന ക്യാഷ് ബിനിഫിറ്റ് നൽകുന്ന പദ്ധതി.

✔ Daily Cash Benefit
✔ Hospitalization Support
✔ Stress-Free Recovery

Jan Arogya Bima Policy

Affordable low-cost health insurance plan for basic medical coverage. കുറഞ്ഞ ചെലവിൽ അടിസ്ഥാന ആരോഗ്യ പരിരക്ഷ നൽകുന്ന ഹെൽത്ത് ഇൻഷുറൻസ് പദ്ധതി.

✔ Low Cost Plan
✔ Basic Medical Cover
✔ Family Protection

Oriental HOPE Policy

Health of Privileged Elders (HOPE) policy exclusively designed for senior citizens. മുതിർന്ന പൗരന്മാർക്കായി പ്രത്യേകം രൂപകൽപ്പന ചെയ്ത ഹെൽത്ത് ഇൻഷുറൻസ് പദ്ധതി.

✔ Senior Citizen Cover
✔ Specialized Benefits
✔ Cashless Treatment

PNB-Oriental Royal Mediclaim Insurance Policy

Special health insurance plan tailored for Punjab National Bank customers and employees with enhanced healthcare benefits. പഞ്ചാബ് നാഷണൽ ബാങ്ക് ഉപഭോക്താക്കൾക്കും ജീവനക്കാർക്കും വേണ്ടി രൂപകൽപ്പന ചെയ്ത പ്രത്യേക ഹെൽത്ത് ഇൻഷുറൻസ് പദ്ധതി.

✔ Exclusive PNB Benefits
✔ Comprehensive Medical Cover
✔ Enhanced Healthcare Support

Our Premium Products

Looking for Complete Protection for Your Private Car?

  • ✔ Want comprehensive protection for your four-wheeler?
  • ✔ Need coverage against accidents, theft & natural disasters?
  • ✔ Looking for standalone Own Damage (OD) cover?
  • ✔ Prefer cashless repairs at network garages?
  • ✔ Want quick claim assistance and renewal support?
  • ✔ Need reliable protection from a trusted insurer?

👉 Then United India Private Car Package & Standalone OD Policy is the perfect choice.


United India Private Car Insurance

United India – Private Car Package & Standalone OD Policy

United India Private Car Package Policy provides comprehensive insurance protection for your four-wheeler against accidental damages, theft, fire, natural calamities, and third-party liabilities. The Standalone Own Damage (OD) Policy offers exclusive protection for damages to your insured vehicle.

Key Highlights

  • Comprehensive Cover: Own damage + third-party liability
  • Standalone OD Cover: Exclusive protection for vehicle damages
  • Cashless Garage Network: Repairs at authorized garages
  • Quick Claims: Hassle-free claim assistance

Key Benefits

  • Protection against accidents, theft & fire
  • Coverage for flood, cyclone & natural disasters
  • Third-party legal liability protection
  • Optional add-ons for enhanced coverage

Coverage Features

  • Damage repair expenses covered
  • Cashless repair facility available
  • Personal accident cover for owner-driver
  • 24x7 customer support assistance

Why Choose This Policy?

  • Reliable protection for private cars
  • Affordable premium options
  • Strong network garage support
  • Trusted insurance service from United India
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Looking for Complete Protection for Your Bike or Scooter?

  • ✔ Want comprehensive protection for your two-wheeler?
  • ✔ Need coverage against accidents, theft & natural calamities?
  • ✔ Looking for standalone Own Damage (OD) protection?
  • ✔ Prefer cashless repairs at authorized garages?
  • ✔ Want affordable premium with maximum protection?
  • ✔ Need quick claim support and hassle-free renewals?

👉 Then United India Two Wheeler Package & Standalone OD Policy is the perfect choice.


United India Two Wheeler Insurance

United India – Two Wheeler Package & Standalone OD Policy

United India Two Wheeler Package Policy provides complete insurance protection for bikes and scooters against accidental damages, theft, fire, natural calamities, and third-party liabilities. The Standalone Own Damage (OD) Policy offers exclusive coverage for damages to your insured two-wheeler.

Key Highlights

  • Comprehensive Cover: Own damage + third-party liability
  • Standalone OD Cover: Protection against vehicle damages
  • Cashless Garage Network: Repairs at authorized garages
  • Affordable Premium: Budget-friendly protection plans

Key Benefits

  • Protection against accidents, theft & fire
  • Coverage for floods, cyclone & natural disasters
  • Third-party liability protection included
  • Optional add-ons for enhanced security

Coverage Features

  • Bike & scooter repair expenses covered
  • Cashless repair facility available
  • Owner-driver personal accident cover included
  • Quick and easy policy renewal support

Why Choose This Policy?

  • Reliable protection for bikes & scooters
  • Affordable premium options
  • Wide authorized garage support
  • Trusted insurance service from United India
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Looking for Mandatory Third-Party Vehicle Insurance?

  • ✔ Need legally mandatory insurance coverage for your vehicle?
  • ✔ Want protection against third-party legal liabilities?
  • ✔ Looking for affordable insurance for your car, bike, or commercial vehicle?
  • ✔ Need coverage for accidental injury or property damage to others?
  • ✔ Want quick policy issuance and easy renewal?
  • ✔ Prefer trusted protection from United India Insurance?

👉 Then United India Liability Only Policy (Third-Party) is the right choice.


Third Party Vehicle Insurance

United India – Liability Only Policy (Third-Party)

United India Liability Only Policy (Third-Party Insurance) provides mandatory statutory insurance coverage for private cars, two-wheelers, and commercial vehicles. This policy protects the vehicle owner against legal liabilities arising due to accidental injury, death, or property damage caused to third parties.

Key Highlights

  • Mandatory Legal Cover: Required under Motor Vehicles Act
  • Third-Party Liability: Covers injury, death & property damage
  • Affordable Premium: Budget-friendly statutory insurance
  • Applicable Vehicles: Cars, bikes & commercial vehicles

Key Benefits

  • Protection against legal liabilities
  • Financial support for third-party damages
  • Easy and fast policy issuance
  • Hassle-free renewal support

Coverage Features

  • Third-party bodily injury coverage
  • Third-party property damage protection
  • Legal liability expenses covered
  • Available for all vehicle categories

Why Choose This Policy?

  • Legally mandatory protection
  • Affordable insurance solution
  • Trusted support from United India
  • Simple and quick policy processing
WhatsApp Enquiry

Looking for Complete Protection for Your Commercial Vehicle?

  • ✔ Need insurance protection for goods or passenger vehicles?
  • ✔ Want coverage against accidents, theft & natural disasters?
  • ✔ Looking for protection for trucks, buses, taxis or trailers?
  • ✔ Need third-party liability and own damage cover?
  • ✔ Prefer cashless repairs at authorized garages?
  • ✔ Want reliable claim support with trusted insurance service?

👉 Then United India Commercial Vehicle Insurance is the perfect solution.


Commercial Vehicle Insurance

United India – Commercial Vehicle Insurance

United India Commercial Vehicle Insurance provides comprehensive protection for goods-carrying vehicles, passenger vehicles, and trailers against accidental damages, theft, fire, natural calamities, and third-party liabilities. The policy is designed to ensure uninterrupted business operations and financial security.

Key Highlights

  • Vehicle Types Covered: Trucks, buses, taxis, auto-rickshaws & trailers
  • Comprehensive Cover: Own damage + third-party liability
  • Cashless Garage Network: Repairs at authorized workshops
  • Flexible Add-ons: Enhanced protection options available

Key Benefits

  • Protection against accidents, theft & fire
  • Coverage for floods, cyclone & natural calamities
  • Third-party legal liability protection
  • Business continuity with quick claim assistance

Coverage Features

  • Damage repair expenses covered
  • Cashless repair facility available
  • Owner-driver personal accident cover included
  • Coverage available for trailers & specialized vehicles

Why Choose This Policy?

  • Reliable protection for commercial vehicles
  • Affordable premium options
  • Wide authorized garage network
  • Trusted insurance service from United India
WhatsApp Enquiry

Protect Your Home, Shop & Business with Complete Insurance Solutions

  • ✔ Want protection for your home building and valuables?
  • ✔ Need coverage against fire, flood & natural disasters?
  • ✔ Looking for insurance for your shop or small business?
  • ✔ Need burglary and theft protection?
  • ✔ Want protection for cash in transit or money kept in safe?
  • ✔ Prefer trusted insurance solutions with quick claim support?

👉 Explore comprehensive property & business insurance solutions from United India Insurance.


Householder's Insurance Policy

Comprehensive insurance cover for home structure and household contents against fire, theft and natural calamities. വീട്, വീട്ടുപകരണങ്ങൾ എന്നിവയ്ക്ക് തീപിടിത്തം, മോഷണം, പ്രകൃതി ദുരന്തങ്ങൾ എന്നിവയിൽ നിന്നുള്ള സമഗ്ര സംരക്ഷണം.

✔ Building Cover
✔ Household Contents
✔ Fire & Theft Protection

Bharat Griha Raksha Policy

Standard home insurance policy providing protection against fire and natural perils. തീപിടിത്തവും പ്രകൃതി ദുരന്തങ്ങളും ഉൾപ്പെടുന്ന സ്റ്റാൻഡേർഡ് ഹോം ഇൻഷുറൻസ് പദ്ധതി.

✔ Home Structure Cover
✔ Fire Protection
✔ Natural Calamity Cover

Shopkeepers Insurance Policy

Package insurance policy specially designed for small retail shops and business establishments. ചെറിയ കടകൾക്കും വ്യാപാര സ്ഥാപനങ്ങൾക്കും വേണ്ടി രൂപകൽപ്പന ചെയ്ത ഇൻഷുറൻസ് പദ്ധതി.

✔ Shop Protection
✔ Stock Cover
✔ Fire & Burglary Cover

Bharat Sookshma Udyam Suraksha Policy

Fire and special perils insurance policy for small enterprises and business units. ചെറിയ വ്യവസായ സ്ഥാപനങ്ങൾക്കായുള്ള തീപിടിത്തവും പ്രത്യേക അപകടങ്ങളും ഉൾപ്പെടുന്ന ഇൻഷുറൻസ് പദ്ധതി.

✔ Enterprise Protection
✔ Fire & Special Perils
✔ Machinery & Assets Cover

Burglary & Housebreaking Insurance

Protection against burglary, theft and housebreaking losses for homes and businesses. വീടുകൾക്കും ബിസിനസുകൾക്കും മോഷണവും കവർച്ചയും മൂലമുള്ള നഷ്ടങ്ങളിൽ നിന്നുള്ള സംരക്ഷണം.

✔ Theft Protection
✔ Burglary Cover
✔ Financial Security

Money in Transit & Money in Safe Policy

Insurance protection for money carried during transit and cash kept safely inside premises. യാത്രയ്ക്കിടെ കൊണ്ടുപോകുന്ന പണത്തിനും സ്ഥാപനത്തിൽ സൂക്ഷിക്കുന്ന പണത്തിനുമുള്ള ഇൻഷുറൻസ് സംരക്ഷണം.

✔ Transit Cash Cover
✔ Money in Safe Protection
✔ Business Security

Complete Health Insurance Solutions for Individuals, Families & Senior Citizens

  • ✔ Looking for affordable and reliable health insurance?
  • ✔ Need complete medical protection for your family?
  • ✔ Want high coverage with top-up health plans?
  • ✔ Need protection against critical illnesses?
  • ✔ Searching for health insurance for senior citizens or workers?
  • ✔ Want trusted health insurance support from United India?

👉 Explore comprehensive health insurance solutions from United India Insurance.


United India Individual Health Insurance Policy

Standard individual health insurance plan covering hospitalization and medical expenses. ആശുപത്രി ചെലവും ചികിത്സാ ചെലവും ഉൾപ്പെടുന്ന വ്യക്തിഗത ഹെൽത്ത് ഇൻഷുറൻസ് പദ്ധതി.

✔ Individual Cover
✔ Hospitalization Expenses
✔ Cashless Treatment

United India Family Medicare Policy

Comprehensive family floater plan covering the entire family under one sum insured. ഒരു പോളിസിയിൽ മുഴുവൻ കുടുംബത്തിനും സംയുക്ത ഹെൽത്ത് പരിരക്ഷ നൽകുന്ന ഫാമിലി ഫ്ലോട്ടർ പദ്ധതി.

✔ Family Floater
✔ One Sum Insured
✔ Comprehensive Protection

United India Super Top-Up Policy

High-value health coverage with deductible options for enhanced financial protection. ഡിഡക്ടിബിൾ ഓപ്ഷനുകളോടുകൂടിയ ഉയർന്ന കവറേജുള്ള ഹെൽത്ത് ടോപ്പ്-അപ്പ് പദ്ധതി.

✔ High Coverage
✔ Affordable Premium
✔ Enhanced Protection

Arogya Sanjeevani Policy - United India

IRDAI standardized basic health insurance policy with affordable medical protection. IRDAI അംഗീകൃത സ്റ്റാൻഡേർഡ് കുറഞ്ഞ ചെലവിലുള്ള ഹെൽത്ത് ഇൻഷുറൻസ് പദ്ധതി.

✔ Standard Health Plan
✔ Affordable Cover
✔ Easy Claim Process

Uni Criticare Policy

Critical illness insurance providing financial support during major health emergencies. ഗുരുതര രോഗങ്ങൾക്കുള്ള സാമ്പത്തിക സംരക്ഷണം നൽകുന്ന ക്രിറ്റിക്കൽ ഇല്നസ് പദ്ധതി.

✔ Critical Illness Cover
✔ Lump Sum Benefit
✔ Financial Security

Senior Citizen Health Insurance Policy

Health insurance specially designed for elderly individuals with medical protection benefits. മുതിർന്ന പൗരന്മാർക്കായി പ്രത്യേകം രൂപകൽപ്പന ചെയ്ത ഹെൽത്ത് ഇൻഷുറൻസ് പദ്ധതി.

✔ Senior Citizen Cover
✔ Medical Protection
✔ Cashless Facility

Workmen Medicare Policy

Policy designed to cover hospitalization and medical expenses for workers and employees. തൊഴിലാളികൾക്കും ജീവനക്കാർക്കും മെഡിക്കൽ ചെലവുകൾക്കായുള്ള ഇൻഷുറൻസ് പദ്ധതി.

✔ Worker Medical Cover
✔ Hospitalization Expenses
✔ Employee Protection

Corona Kavach Policy

Standard indemnity-based insurance policy covering Covid-19 treatment expenses. കോവിഡ്-19 ചികിത്സാ ചെലവുകൾക്കായുള്ള സ്റ്റാൻഡേർഡ് ഇൻഡെംനിറ്റി ഹെൽത്ത് ഇൻഷുറൻസ് പദ്ധതി.

✔ Covid-19 Cover
✔ Hospital Expenses
✔ Financial Protection

Personal Accident & Travel Protection for a Safer Journey

  • ✔ Looking for financial protection against accidental injuries?
  • ✔ Need personal accident insurance for yourself or family?
  • ✔ Want travel insurance for international trips or studies abroad?
  • ✔ Need coverage during road journeys and travel emergencies?
  • ✔ Looking for medical and travel assistance during trips?
  • ✔ Prefer trusted insurance support from United India Insurance?

👉 Explore complete accident & travel insurance solutions from United India Insurance.


Personal Accident Insurance Policy (Individual)

Individual accident insurance policy providing financial support against accidental death, disability and injuries. അപകട മരണവും വൈകല്യവും പരിക്കുകളും നേരിടാൻ സാമ്പത്തിക സംരക്ഷണം നൽകുന്ന വ്യക്തിഗത അപകട ഇൻഷുറൻസ് പദ്ധതി.

✔ Accidental Death Cover
✔ Disability Benefits
✔ Financial Security

Saral Suraksha Bima - United India

IRDAI standardized personal accident insurance policy with simple and affordable protection. ലളിതവും കുറഞ്ഞ ചെലവിലും ലഭ്യമായ IRDAI അംഗീകൃത വ്യക്തിഗത അപകട ഇൻഷുറൻസ് പദ്ധതി.

✔ Standard Accident Cover
✔ Affordable Premium
✔ Easy Claim Support

Road Safety Insurance Policy

Insurance protection against accidental injuries and risks occurring during road travel. റോഡ് യാത്രകളിൽ ഉണ്ടാകുന്ന അപകടങ്ങളും പരിക്കുകളും ഉൾപ്പെടുന്ന ഇൻഷുറൻസ് സംരക്ഷണം.

✔ Road Accident Cover
✔ Injury Protection
✔ Emergency Assistance

United India Overseas Travel Insurance

Travel insurance for international business trips, holidays, employment and students studying abroad. വിദേശ യാത്രകൾ, ബിസിനസ് യാത്രകൾ, ജോലി, വിദേശ പഠനം എന്നിവയ്ക്കുള്ള ട്രാവൽ ഇൻഷുറൻസ് പദ്ധതി.

✔ Overseas Medical Cover
✔ Baggage Protection
✔ Travel Emergency Assistance

Marga Bandhu Policy

Special travel assistance insurance policy providing support during journeys and travel emergencies. യാത്രകളിലും അടിയന്തര സാഹചര്യങ്ങളിലും സഹായം നൽകുന്ന പ്രത്യേക ട്രാവൽ അസിസ്റ്റൻസ് ഇൻഷുറൻസ് പദ്ധതി.

✔ Travel Assistance
✔ Emergency Support
✔ Safer Journey Protection