Sixty Plus Mediclaim Policy is a senior citizen health insurance plan from New India Assurance, specially designed for individuals aged 60 years and above. It provides financial protection against hospitalization expenses and helps manage healthcare costs during retirement.

Key Highlights

• Entry Age: 60 years and above.
• Sum Insured: ₹1 Lakh to ₹10 Lakhs.
• Coverage: Hospitalization expenses including pre & post hospitalization.
• Cashless Facility: Available at network hospitals.

Coverage Benefits

• In-patient hospitalization expenses.
• Pre & post hospitalization costs.
• Day care procedures covered.
• Domiciliary hospitalization (as per policy terms).

Waiting Periods

• Initial waiting: 30 days (except accidents).
• Pre-existing diseases: 18 months.
• Specific diseases: 12 months.

Why Choose This Plan?

• Specially designed for senior citizens.
• Affordable premiums.
• Coverage for age-related health issues.
• Backed by a trusted public sector insurer.

Arogya Pragati Plus is a super top-up health insurance plan from New India Assurance, designed to provide additional financial protection when your medical expenses exceed a chosen threshold limit. It helps you enhance coverage at a lower premium compared to regular health plans.

Key Highlights

• Type: Super Top-Up Health Insurance.
• Threshold Limit: ₹5 Lakhs to ₹50 Lakhs.
• Sum Insured: Up to ₹50 Lakhs (up to 4× threshold).
• Family Floater: Covers up to 6 members.
• Entry Age: 18–65 years (children from 3 months).

Plan Variants

• Gold Plan – Standard coverage with limits.
• Platinum Plan – Higher benefits & wider coverage.

Coverage Benefits

• Hospitalization expenses beyond threshold.
• Pre & post hospitalization (30–90 days).
• Day care procedures covered.
• AYUSH treatments included.
• Modern treatments & advanced procedures.
• Ambulance expenses covered.

Special Features

• No need for base policy (optional but recommended).
• High coverage at affordable premium.
• Discounts available (family, digital, loyalty).
• No medical test up to age 55.

Waiting Periods

• Initial waiting: 30 days (except accidents).
• Specific diseases: 12–24 months.
• Pre-existing diseases: up to 36 months.

Why Choose This Plan?

• Best for increasing coverage at low cost.
• Ideal as a backup or secondary policy.
• Protects against large medical expenses.
• Flexible options for individuals & families.

Asha Kiran Policy is a unique family health insurance plan from New India Assurance, designed specifically for parents with only girl children. It provides comprehensive medical coverage along with special benefits and premium discounts for daughters.

Key Highlights

• Eligibility: Families with up to 2 dependent daughters.
• Sum Insured: ₹2 Lakhs to ₹15 Lakhs.
• Discount: 50% premium discount for girl children.
• Family Floater: Covers parents & daughters.

Coverage Benefits

• Hospitalization expenses covered.
• Pre & post hospitalization expenses.
• Critical illness benefit (10% of Sum Insured).
• Personal accident cover up to 100% of SI.
• Hospital cash benefit.
• Ambulance charges covered.
• AYUSH treatments included.

Important Features

• Room rent limit: 1% of SI per day.
• ICU limit: 2% of SI per day.
• Covers up to 226 day care procedures.
• Policy valid only in India.

Waiting Periods

• Initial waiting: 30 days (except accidents).
• Specific diseases: 24 months.
• Pre-existing diseases: 36 months.

Why Choose This Plan?

• Special plan exclusively for girl children.
• Attractive premium discounts.
• Comprehensive family coverage.
• Trusted public sector insurer.

Cancer Guard Policy is a specialized health insurance plan from New India Assurance designed exclusively to cover expenses related to cancer treatment including hospitalization, day care, and advanced therapies.

Key Highlights

• Entry Age: 3 months to 65 years.
• Sum Insured: ₹5 Lakhs to ₹50 Lakhs.
• Coverage Type: Individual policy (family can be covered separately).
• No Medical Test: Required before policy purchase.

Coverage Benefits

• In-patient, day care & outpatient cancer treatments.
• Chemotherapy, radiotherapy, surgery & organ transplant.
• Advanced treatments like immunotherapy & targeted therapy.
• Stem cell & bone marrow transplantation covered.
• Ambulance charges up to ₹3,000 per hospitalization.
• Second opinion expenses covered.
• Post-treatment follow-up expenses covered.

Special Features

• Cancer Care Benefit: 50% of SI for Stage IV diagnosis.
• Cumulative Bonus: 10% increase per claim-free year (max 50%).
• Room Rent: Single AC / Deluxe room based on SI.
• Reconstruction Surgery: Covered post cancer surgery.

Waiting Period

• Initial waiting period: 90 days.
• No coverage for pre-existing cancer.

Important Note

• Covers only cancer-related treatments.
• Non-cancer illnesses are not covered.

Why Choose This Plan?

• Dedicated coverage for cancer care.
• Includes advanced & modern treatments.
• High sum insured options.
• Affordable compared to regular high coverage plans.

Criti Protect Policy is a critical illness insurance plan from New India Assurance that provides a lump sum payout on diagnosis of specified critical illnesses. It helps manage treatment costs and income loss during recovery.

Key Highlights

• Entry Age: 18 to 65 years.
• Sum Insured: ₹5 Lakhs to ₹50 Lakhs.
• Policy Type: Benefit-based (lump sum payout).
• Coverage Options: 9 / 18 / 25 / 41 critical illnesses.
• Policy Tenure: 1, 2 or 3 years.

Coverage Benefits

• 100% Sum Insured paid on diagnosis.
• Covers major illnesses like cancer, heart attack, stroke, kidney failure, etc.
• No restriction on hospital bills usage.
• Worldwide coverage.
• Dependents (spouse, children, parents) can be covered.

Special Features

• Zero Survival Period – Claim paid immediately after diagnosis.
• No Claim Usage Restriction – Use money for treatment, EMI, or income loss.
• No Medical Test (up to certain age & limits).
• Lifelong Renewal available.

Waiting Period

• Initial waiting period: 90 days.
• Coverage starts after waiting period completion.

Important Note

• Benefit is paid only on first diagnosis.
• Policy terminates after claim payout.
• Not a replacement for regular health insurance.

Why Choose This Plan?

• Financial security against life-threatening illnesses.
• Instant lump sum support.
• Flexible plan options (9–41 diseases).
• Ideal as an add-on to health insurance.

Floater Mediclaim Policy is a family health insurance plan from New India Assurance that covers multiple family members under a single sum insured. It provides financial protection against hospitalization expenses and helps manage medical costs efficiently.

Key Highlights

• Entry Age: 18 to 65 years (children from 3 months).
• Sum Insured: ₹2 Lakhs to ₹15 Lakhs.
• Family Size: Minimum 2 to maximum 6 members.
• Coverage Type: Single sum insured shared by all members.
• Lifelong Renewal: Available.

Coverage Benefits

• Hospitalization expenses for illness & accidents.
• Pre-hospitalization (30 days) & post-hospitalization (60 days).
• Day care procedures (200+ treatments).
• AYUSH treatments (Ayurveda, Yoga, etc.).
• Organ donor expenses covered.
• Ambulance charges up to 1% of Sum Insured.

Special Features

• Cumulative Bonus: 25% increase per claim-free year (max 50%).
• Newborn Cover: Available.
• Critical Care Benefit: 10% of Sum Insured.
• Midterm Inclusion: Newly married spouse can be added.
• Hospital Cash: Daily allowance available.

Discounts

• 5% discount for 2 members.
• 10% discount for 3 members.
• 15% discount for 4 or more members.

Waiting Periods

• Initial waiting: 30 days (except accidents).
• Specific diseases: 12–24 months.
• Pre-existing diseases: up to 36 months.

Why Choose This Plan?

• One policy for entire family.
• Cost-effective compared to individual plans.
• Flexible family coverage options.
• Trusted public sector insurer.

Yuva Bharath Health Insurance Policy is an affordable health insurance plan from New India Assurance designed especially for young individuals. It provides essential hospitalization coverage along with modern treatment benefits at a low premium.

Key Highlights

• Entry Age: 18 to 40 years.
• Sum Insured: ₹2 Lakhs to ₹10 Lakhs.
• Policy Type: Individual health insurance.
• Premium: Low and affordable for young adults.
• Lifelong Renewal: Available.

Coverage Benefits

• Hospitalization expenses (illness & accidents).
• Pre & post hospitalization (30 & 60 days).
• Day care procedures covered.
• Modern treatments (robotic surgery, advanced therapies).
• AYUSH treatments included.
• Ambulance charges covered.

Special Features

• No Claim Bonus: Increase in Sum Insured for claim-free years.
• Cashless Treatment: Available at network hospitals.
• Simple Underwriting: Easy policy issuance.
• Digital Purchase: Discounts available.

Waiting Periods

• Initial waiting: 30 days (except accidents).
• Specific diseases: 12–24 months.
• Pre-existing diseases: up to 36 months.

Why Choose This Plan?

• Perfect starter health insurance for youth.
• Affordable premium with essential coverage.
• Build insurance early for long-term benefits.
• Simple and easy-to-understand plan.

Cyber Insurance Policy from New India Assurance is designed to protect individuals from financial losses arising due to cyber risks such as online fraud, phishing, identity theft, and hacking incidents. It also provides expert assistance for legal and IT recovery support.

Key Highlights

• Coverage Type: Individual cyber risk insurance.
• Sum Insured: ₹1 Lakh to ₹1 Crore.
• Policy Period: 1 year.
• Protection: Financial loss, identity theft & cyber crimes.

Coverage Benefits

• Online banking fraud & UPI fraud losses.
• Phishing & email spoofing attacks.
• Identity theft & misuse of personal data.
• Social media account hacking.
• Cyber extortion (ransomware attacks).
• Online shopping fraud protection.
• IT forensic & data recovery expenses.
• Legal expenses for cyber cases.

Special Features

• 24×7 Cyber Assistance – Immediate expert support.
• Global Coverage – Protection against worldwide cyber threats.
• Family Coverage Option available.
• Affordable Premium for high coverage.

Important Conditions

• Loss must be reported immediately to bank & authorities.
• FIR / cyber complaint may be required for claims.
• Negligence or sharing OTP/PIN may not be covered.

Why Choose This Policy?

• Essential protection in digital era.
• Covers wide range of cyber threats.
• Financial + legal + IT support.
• Peace of mind for online users.

Doctor Indemnity Insurance Policy from New India Assurance provides financial protection to medical practitioners against legal liabilities arising from professional negligence, errors, or omissions in medical services.

Key Highlights

• Who Can Apply: Doctors, surgeons, specialists & medical practitioners.
• Coverage Type: Professional indemnity insurance.
• Sum Insured: ₹1 Lakh to ₹5 Crore (or more as per requirement).
• Policy Period: 1 year (renewable).

Coverage Benefits

• Legal liability due to medical negligence.
• Errors or omissions in professional services.
• Legal defense costs (lawyer fees, court expenses).
• Compensation awarded to patients.
• Coverage for clinic/hospital staff (optional).
• Worldwide coverage (if specified).

Special Features

• Customizable Coverage – Based on specialization & risk.
• High Sum Insured Options for specialists.
• Retroactive Cover available.
• Tail Coverage option for extended protection.

Important Conditions

• Claim must arise during policy period.
• Only civil liability covered (criminal acts excluded).
• Intentional negligence or fraud not covered.

Why Choose This Policy?

• Essential protection for medical professionals.
• Safeguards financial & professional reputation.
• Covers high legal compensation risks.
• Trusted public sector insurer.

Griha Suvidha II Policy is a comprehensive home insurance plan from New India Assurance that protects your house, household contents, and valuables against risks like fire, burglary, natural disasters, and accidental damage.

Key Highlights

• Coverage Type: Home building + contents insurance.
• Sum Insured: Flexible based on property & asset value.
• Policy Period: 1 year (renewable).
• Sections: Multiple optional covers available.

Coverage Sections

• Fire & Allied Perils – Fire, lightning, explosion.
• Burglary & Theft – Loss of household contents.
• Electronic Equipment – TVs, laptops, appliances.
• Jewelry & Valuables – Gold, ornaments, precious items.
• Personal Accident – Optional cover for family members.
• Public Liability – Third-party liability cover.

Coverage Benefits

• Protection against natural disasters (flood, earthquake, cyclone).
• Accidental damage to household items.
• Burglary and housebreaking losses.
• Electrical/mechanical breakdown of appliances.
• Loss or damage to valuables.

Special Features

• Customizable Plan – Choose only needed sections.
• All-in-One Protection – Home + contents + valuables.
• Affordable Premium for comprehensive cover.
• Easy Claims Process.

Important Conditions

• Proper valuation of assets required.
• Proof of ownership may be needed during claims.
• High-value items may need separate declaration.

Why Choose This Policy?

• Complete home protection in one policy.
• Covers both structure & contents.
• Flexible and customizable.
• Peace of mind for homeowners.

Bharat Laghu Udyam Suraksha Policy is a standard fire and allied perils insurance policy designed for small and medium enterprises (MSMEs). It provides coverage for buildings, plant & machinery, stock, and other business assets against risks like fire, natural disasters, and more.

Key Highlights

• Eligibility: Businesses with total asset value up to ₹50 Crore.
• Coverage Type: Fire & allied perils insurance.
• Sum Insured: Based on total asset value.
• Policy Period: 1 year (renewable).

What is Covered?

• Building (factory, shop, office premises).
• Plant & machinery.
• Stock & raw materials.
• Furniture, fixtures & fittings.
• Electrical installations.

Covered Risks

• Fire, lightning, explosion & implosion.
• Storm, cyclone, flood & inundation.
• Earthquake & landslide.
• Riot, strike & malicious damage.
• Impact damage & accidental external damage.

Add-On Covers

• Burglary & theft cover.
• Business interruption (loss of profit).
• Debris removal expenses.
• Additional rent for alternate premises.

Special Features

• Standardized Policy across all insurers (IRDAI approved).
• Simple & Transparent Terms.
• Affordable Premium for MSMEs.
• Wide Risk Coverage.

Why Choose This Policy?

• Protects your entire business assets.
• Ideal for shops, offices & small industries.
• Ensures business continuity.
• Peace of mind for entrepreneurs.

Shopkeepers Insurance Policy is a comprehensive package policy from New India Assurance designed to protect retail shops and small businesses against multiple risks like fire, burglary, cash loss, and business interruption.

Key Highlights

• Eligibility: Retail shops, showrooms & small businesses.
• Coverage Type: Package policy with multiple sections.
• Sum Insured: Based on stock & asset value.
• Policy Period: 1 year (renewable).

Coverage Sections

• Fire & Allied Perils – Protection against fire & disasters.
• Burglary & Theft – Loss of stock & contents.
• Money Insurance – Cash in premises & transit.
• Electronic Equipment – Computers, billing machines.
• Plate Glass – Shop glass damage.
• Public Liability – Third-party injury/property damage.
• Personal Accident – Owner/staff coverage.

Coverage Benefits

• Protection against fire, flood, earthquake & riots.
• Burglary, theft & housebreaking losses.
• Cash loss due to theft or robbery.
• Damage to shop fittings & equipment.
• Compensation for third-party liabilities.

Add-On Covers

• Business interruption (loss of profit).
• Fidelity guarantee (employee fraud).
• Goods in transit cover.
• Neon sign & signage cover.

Special Features

• All-in-One Package – Multiple risks under one policy.
• Customizable Sections based on shop needs.
• Affordable Premium.
• Easy Claims Process.

Why Choose This Policy?

• Complete protection for shop owners.
• Reduces financial risk from unexpected events.
• Flexible and scalable coverage.
• Peace of mind for business continuity.

Bharat Sookshma Udyam Suraksha Policy is a standard fire and allied perils insurance policy designed for micro enterprises. It provides essential protection for business assets like building, stock, and equipment against risks such as fire, natural disasters, and other unforeseen events.

Key Highlights

• Eligibility: Businesses with asset value up to ₹5 Crore.
• Coverage Type: Fire & allied perils insurance.
• Sum Insured: Based on total asset value.
• Policy Period: 1 year (renewable).

What is Covered?

• Building (shop, office, small unit).
• Stock & raw materials.
• Furniture, fixtures & fittings.
• Plant & small machinery.
• Electrical installations.

Covered Risks

• Fire, lightning, explosion.
• Storm, cyclone, flood & inundation.
• Earthquake & landslide.
• Riot, strike & malicious damage.
• Impact damage & accidental external events.

Add-On Covers

• Burglary & theft cover.
• Business interruption (loss of income).
• Debris removal expenses.
• Additional rent for alternate premises.

Special Features

• Standardized Policy (IRDAI approved).
• Simple Documentation.
• Affordable Premium for micro businesses.
• Essential Risk Coverage.

Why Choose This Policy?

• Ideal for very small businesses & startups.
• Basic yet essential protection.
• Easy to understand & buy.
• Ensures business continuity.

Super Star Flexi is a customizable health insurance plan from designed to provide essential medical coverage with the flexibility to enhance protection through optional add-ons. It is ideal for individuals and families seeking affordable yet comprehensive health security.

Key Highlights

• Sum Insured: ₹5 Lakhs to ₹ 1 Crore.
• Family Floater: Self, spouse, children & parents.
• Room Rent: No sub-limit.
• Flexi Add-ons: Choose benefits as per your needs.

Plan Variants Available

• Preferred – Basic and affordable coverage.
• Secured – Enhanced benefits with wider protection.
• Classic – Comprehensive coverage with maximum features.
• Customised Options available across all variants.

Optional Features & Advanced Coverage

• Maternity & Newborn Cover – Available as optional benefits.
• Limitless Care – Unlimited claim cover once in a lifetime, available from ₹10 Lakhs Sum Insured.
• Modern Treatments Covered – Robotic surgery, oral chemotherapy, stem cell therapy, and other advanced procedures.

Waiting Periods

• Specofic Deceases:24 Months
• Initial waiting: 30 days (except accidents).
• Pre-existing diseases: 36 months.
• Maternity: 24 months.

Why Choose Super Star Flexi?

• Affordable premium.
• Highly customizable coverage.
• No room rent sub-limit.
• Ideal for young families.

Star Health Assure is a comprehensive, new-age health insurance plan designed for individuals and large families. It stands out for its high Sum Insured options (up to ₹2 Crore) and its rare Unlimited Restoration feature, where the Sum Insured will be restored unlimited times, up to a maximum of 100% for each hospitalisation.

Key Highlights

• Sum Insured: ₹5 Lakhs to ₹2 Crores.
• Family Floater: Up to 9 members including parents & in-laws.
• Room Rent: ₹5L – 1% of SI | ₹10L–₹25L – Deluxe Room | ₹50L+ – No Limit.
• Unlimited Restoration: Restored unlimited times in a policy year.

Modern Treatment Benefits & Inclusions

• Non-medical consumables covered.
• IVF / Assisted reproduction (as per terms).
• Home care treatment up to 10% of SI.
• Newborn baby covered from 16th day.
• Wellness discount up to 20%.

Waiting Periods

• Initial: 30 Days (except accident).
• Specific diseases: 24 Months.
• Pre-existing diseases: 30–36 Months.
• Maternity: 24 Months.

Why Choose Star Health Assure?

• Higher Sum Insured (up to ₹2 Crore).
• Unlimited restoration vs once-per-year in many plans.
• Large family coverage.
• Consumables included.

Quick Summary

• Entry Age (Family Floater Plan): 16 days – 75 years.
• Entry Age (Individual Plan): 18 years – 75 years.
• Pre-Hospitalization: 60 days.
• Post-Hospitalization: 180 days.
• Health Check-up: ₹2,500 to ₹15,000 claimable per year.
• Air Ambulance: Up to 10% of SI.

Star Health Women Care is a niche health insurance policy crafted to meet women's medical needs at every life stage. It works as a regular family health plan, while strongly focusing on maternity, newborn care and women-specific illnesses.

Key Highlights & Eligibility

• Sum Insured: ₹5 Lakhs to ₹1 Crore.
• Can buy while pregnant: Usually between 12th–20th week.
• No pre-medical screening required.
• Entry Age: Women 18–75 yrs | Children 91 days–25 yrs.

Women-Centric Benefits

• Maternity (normal & C-section).
• Antenatal OPD & scans after pregnancy confirmation.
• IVF / IUI assisted reproduction.
• In-utero fetal surgery.
• Voluntary sterilization (after 24 months).
• Optional female cancer lump sum rider.

Newborn & Pediatric Benefits

• Baby covered from Day 1 (up to 25% of SI).
• Vaccination expenses covered.
• Congenital defects covered.
• Mother stay covered if child is in ICU.

Room Rent Limits

• ₹5L SI – 1% per day.
• ₹10L–₹25L SI – Single Private AC room.
• ₹50L–₹1Cr SI – Any room.

Waiting Periods

• Initial: 30 Days.
• Maternity & IVF: 12–24 Months.
• Pre-existing diseases: 24 Months.

Best For

• Women planning pregnancy.
• Newly married couples.
• Women needing lifelong protection for female illnesses.

Star Health Comprehensive is an all-rounder family health insurance plan that covers almost every medical scenario – from OPD and pharmacy expenses to major surgeries, maternity and ICU care – in one single package.

Key Highlights

• Sum Insured: ₹5 Lakhs to ₹1 Crore.
• Room Rent: Single Private AC Room (suite excluded).
• Automatic Restoration: 100% once per year.
• New Born Baby Cover: Covered from Day One onwards.
• No Claim Bonus: 50% per claim-free year up to 100%.

Comprehensive Benefits

• Hospital Cash Up to 7 Days per hospitalistion .Maximum up to 120 Days
• OPD:Dental and Ophthalmology cover available Available once in Every three yeras
• Personal Accident Policy up to the Sum Insured for the proposer
• Maternity cover ranging from ₹15,000 to ₹50,000.(After 24 Months)
• Newborn baby cover available from Day 1.
• All day care procedures covered.
• Mid-term inclusions available for newly married spouse.
• Mid-term inclusion available for newborn baby.
• Air ambulance up to ₹2.5 Lakhs per hospitalization.
• Bariatric (weight loss) surgery.

Waiting Periods

• Buy-back option reduces PED waiting to 12 months.

A specialized cancer health insurance plan that provides financial support during diagnosis and treatment, covering all stages of cancer with lump-sum payouts and hospital expenses.

• Lump-sum Benefit: On diagnosis of cancer, you get a pre-defined payout.
• Treatment Coverage: Chemotherapy, radiation, surgery, targeted therapy included.
• Hospitalization: Room rent, ICU, doctor & nursing charges covered.
• Pre & Post Hospitalization: 60 days before & 180 days after.
• Eligibility: 10 Years onwards to 65 Years.

A specialized cardiac health insurance plan that provides complete financial protection for heart diseases, covering hospitalization, surgery, ICU, diagnostics, heart transplant, cash benefits and OPD expenses.

• Outpatient Treatment Coverage: Outpatient treatment expenses are covered from Day 1 onwards.
• Health Check-up Benefit: Health check-up expenses covered from ₹2,000 to ₹4,000.
• Heart Transplant: Covered up to 200% of Sum Insured.
• 100% Restoration Benefit: 100% of Sum Insured is restored after utilization.
• Modern Procedures: Robotic surgery & minimally invasive cardiac procedures included.
• Cash Benefits: Daily hospital cash during hospitalization.
• OPD Benefits: Outpatient consultation & diagnostics covered.
• Entry Age: 7 Years to 70 Years.

A simple and easy-to-claim plan that provides daily cash benefits during hospitalization, helping cover incidental expenses, room rent, meals, and other daily costs.

• Daily Cash Benefit: Fixed cash payout per day of hospitalization.
• Worldwide Coverage: Hospital cash benefit available anywhere in the world.
• Pre-existing deceases: Covered after waiting period.
• Cash Benefits: Paid directly to you to meet daily expenses during hospital stay.
• Family Coverage: Can cover spouse and children.
• Easy Claim: Simple and hassle-free claim process.
• Entry Age: 91 Days to 65 Years.

Star Health Personal Accident Plan is a benefit-based policy that pays a fixed lump sum if an accident causes death or disability – irrespective of hospital bills. Ideal for income protection and family security.

Plan Variants

• Table A – Accidental Death only.
• Table B – Death + Permanent Disablement.
• Table C – Death + Permanent & Temporary Disablement.

Core Benefits

• Accidental Death – 100% of Sum Insured.
• Permanent Total Disablement – 150% of Sum Insured.
• Permanent Partial Disablement – 2% to 75% of SI.
• Temporary Total Disablement – Weekly payout up to ₹15,000.

Extra Inclusions

• Educational Grant for children.
• Home/Vehicle modification expenses.
• Imported medicine freight charges.
• Relative travel expenses.
• Purchase of blood expenses.

Policy Details

• Sum Insured: ₹5 Lakhs – ₹7 Crore.
• Entry Age: 18–70 years.
• Children: 5 months – 25 years.
• Cumulative Bonus: 5% yearly (max 50%).
• Premium based on occupation risk.

Star Health Special Care is designed to provide comprehensive coverage for children up to the age of 25 diagnosed with autism and other special needs, covering therapies, consultations, rehabilitation, and hospitalization expenses.

After the Age of 25 Insured can be shifted to normal Plan

Key Benefits

• Coverage for speech, occupational, and behavioral therapy.
• Diagnostic & specialized care covered.
• Hospitalization & day-care procedures included.
• Rehabilitation support and follow-up visits.

Special Care gold is meant for any categories above 40 % more than disabilities and offers enhanced protection.

Plan Variants

• With Co Pay
• Without Co Pay

Policy Details

• Sum Insured: ₹4 Lakhs Or ₹5 Lakhs.
• Policy Term: 1 year, renewable lifelong.
• Waiting Period: 30 days.

A super top-up health insurance plan that offers very high coverage amounts at affordable premiums, ideal for protecting against major medical expenses.

• Sum Insured: From ₹5 Lakhs up to ₹1 Crore.
• High Sum Insured at Low Premium: Get large coverage at a budget-friendly cost.

Star Health Young Star is designed to provide coverage for children, teenagers, and youngsters. The plan offers hospitalization, therapies, diagnostics, and day-care treatments with clearly defined one-year exclusions.

Plan Variants

• Silver
• Gold

Key Benefits

• Hospital cash benefit included.
• Maximum hospitalization days: 7 per admission, 14 days per year.
• Coverage for specific diseases and pre-existing conditions after one year.
• ✔ Silver and Gold Plan Avaialble
• ✔ Maternity benefit After 36 Months Up to 30K
• ✔ Sum Insured 10 Lac to 1 Crore

Policy Details

• Entry Age: 91 days – 40 years.
• Policy Term: 1 to 3 years.
• One-Year Exclusions: Certain pre-existing conditions not covered in first year.

Star Health Arogya Sanjeevani is a standard health insurance plan offering essential medical coverage at an affordable premium for individuals and families.

Key Features

• Hospitalization cover for illness & accidents.
• Cashless treatment in network hospitals.
• Pre & Post hospitalization expenses covered.
• ICU, medicines, diagnostics covered.
• AYUSH treatment covered.

Sum Insured Options

₹5 Lakh – ₹10 Lakhs

Policy Benefits

• Room Rent: Up to 2% of SI per day – Maximum ₹5,000.
• ICU: Up to 5% of SI per day – Maximum ₹10,000.
• Cataract surgery up to ₹40,000 per eye.
• Modern treatments covered.

Policy Details

• Entry Age: 18 – 65 years.
• Children: 3 months – 25 years.
• Waiting Period: 30 days.
• Pre-existing disease: 48 months.
• Policy Term: 1 Year.

A specially designed health insurance plan for senior citizens that provides coverage even for pre-existing diseases without medical tests and ensures lifelong protection.

• No Pre-Medical Tests: Entry without medical screening.
• Pre-Existing Diseases: Covered after a short waiting period.
• Lifetime Renewability: Continue the policy for life.
• Hospitalization: Covers ICU, room rent, doctor & nursing charges.
• Day Care Procedures: Covered as per policy terms.
• AYUSH Treatment: Ayurveda, Homeopathy, Unani included.
• Eligibility: Entry age 61 years – 75 years.
• Premium: Will not change as per age.